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FIRST MERCHANTS CORP(FRME)与Priority Technology Holdings, Inc.(PRTH)财务数据对比。点击上方公司名可切换其他公司
Priority Technology Holdings, Inc.的季度营收约是FIRST MERCHANTS CORP的1.6倍($247.1M vs $157.1M),FIRST MERCHANTS CORP净利率更高(17.9% vs 3.6%,领先14.3%),过去两年Priority Technology Holdings, Inc.的营收复合增速更高(9.6% vs -0.9%)
第一商人集团是总部位于美国印第安纳州曼西的金融控股公司,业务覆盖印第安纳州中部地区,旗下拥有第一商人银行、第一商人私人财富顾问两大板块,在纳斯达克上市,股票代码为FRME。截至2023年3月,集团总资产达182亿美元,为客户提供商业银行、个人银行及投资顾问服务。
Priority Technology Holdings, Inc.是一家聚焦信息技术领域的企业,业务围绕计算机、通信系统等相关信息设备展开,涵盖信息的创建、处理、存储、检索与传输等相关信息技术应用服务,依托计算机科学与工程技术支撑业务开展。
FRME vs PRTH — 直观对比
营收规模更大
PRTH
是对方的1.6倍
$157.1M
净利率更高
FRME
高出14.3%
3.6%
两年增速更快
PRTH
近两年复合增速
-0.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $157.1M | $247.1M |
| 净利润 | $28.2M | $8.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.6% |
| 净利率 | 17.9% | 3.6% |
| 营收同比 | — | 8.8% |
| 净利润同比 | -49.1% | 23.9% |
| 每股收益(稀释后) | $0.45 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
FRME
PRTH
| Q1 26 | $157.1M | — | ||
| Q4 25 | $172.2M | $247.1M | ||
| Q3 25 | $166.1M | $241.4M | ||
| Q2 25 | $164.3M | $239.8M | ||
| Q1 25 | $160.3M | $224.6M | ||
| Q4 24 | $177.1M | $227.1M | ||
| Q3 24 | $156.0M | $227.0M | ||
| Q2 24 | $159.9M | $219.9M |
净利润
FRME
PRTH
| Q1 26 | $28.2M | — | ||
| Q4 25 | $57.1M | $8.9M | ||
| Q3 25 | $56.8M | $27.6M | ||
| Q2 25 | $56.8M | $10.9M | ||
| Q1 25 | $55.3M | $8.3M | ||
| Q4 24 | $64.3M | $7.2M | ||
| Q3 24 | $49.2M | $10.6M | ||
| Q2 24 | $39.9M | $994.0K |
营业利润率
FRME
PRTH
| Q1 26 | — | — | ||
| Q4 25 | 38.0% | 13.6% | ||
| Q3 25 | 39.3% | 15.6% | ||
| Q2 25 | 39.6% | 15.6% | ||
| Q1 25 | 39.4% | 14.5% | ||
| Q4 24 | 43.3% | 15.0% | ||
| Q3 24 | 36.1% | 16.8% | ||
| Q2 24 | 27.5% | 15.1% |
净利率
FRME
PRTH
| Q1 26 | 17.9% | — | ||
| Q4 25 | 33.1% | 3.6% | ||
| Q3 25 | 34.2% | 11.4% | ||
| Q2 25 | 34.6% | 4.5% | ||
| Q1 25 | 34.5% | 3.7% | ||
| Q4 24 | 36.3% | 3.2% | ||
| Q3 24 | 31.5% | 4.7% | ||
| Q2 24 | 25.0% | 0.5% |
每股收益(稀释后)
FRME
PRTH
| Q1 26 | $0.45 | — | ||
| Q4 25 | $0.98 | $0.10 | ||
| Q3 25 | $0.98 | $0.34 | ||
| Q2 25 | $0.98 | $0.14 | ||
| Q1 25 | $0.94 | $0.10 | ||
| Q4 24 | $1.09 | $-0.05 | ||
| Q3 24 | $0.84 | $0.07 | ||
| Q2 24 | $0.68 | $-0.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $77.2M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $2.7B | $-100.4M |
| 总资产 | $21.1B | $2.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
FRME
PRTH
| Q1 26 | — | — | ||
| Q4 25 | — | $77.2M | ||
| Q3 25 | — | $57.0M | ||
| Q2 25 | — | $50.6M | ||
| Q1 25 | — | $47.6M | ||
| Q4 24 | — | $58.6M | ||
| Q3 24 | — | $41.1M | ||
| Q2 24 | — | $34.6M |
总债务
FRME
PRTH
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $997.5M | ||
| Q2 25 | — | $917.0M | ||
| Q1 25 | — | $918.9M | ||
| Q4 24 | — | $920.9M | ||
| Q3 24 | — | $808.1M | ||
| Q2 24 | — | $809.0M |
股东权益
FRME
PRTH
| Q1 26 | $2.7B | — | ||
| Q4 25 | $2.5B | $-100.4M | ||
| Q3 25 | $2.4B | $-110.3M | ||
| Q2 25 | $2.3B | $-146.1M | ||
| Q1 25 | $2.3B | $-158.3M | ||
| Q4 24 | $2.3B | $-166.8M | ||
| Q3 24 | $2.3B | $-165.8M | ||
| Q2 24 | $2.2B | $-172.1M |
总资产
FRME
PRTH
| Q1 26 | $21.1B | — | ||
| Q4 25 | $19.0B | $2.4B | ||
| Q3 25 | $18.8B | $2.2B | ||
| Q2 25 | $18.6B | $2.0B | ||
| Q1 25 | $18.4B | $1.9B | ||
| Q4 24 | $18.3B | $1.8B | ||
| Q3 24 | $18.3B | $1.8B | ||
| Q2 24 | $18.3B | $1.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $36.8M |
| 自由现金流经营现金流 - 资本支出 | — | $30.9M |
| 自由现金流率自由现金流/营收 | — | 12.5% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | 4.12× |
| 过去12个月自由现金流最近4个季度 | — | $75.1M |
8季度趋势,按日历期对齐
经营现金流
FRME
PRTH
| Q1 26 | — | — | ||
| Q4 25 | $283.6M | $36.8M | ||
| Q3 25 | $87.6M | $36.1M | ||
| Q2 25 | $53.7M | $17.1M | ||
| Q1 25 | $61.7M | $10.0M | ||
| Q4 24 | $266.2M | $23.8M | ||
| Q3 24 | $76.8M | $19.8M | ||
| Q2 24 | $63.0M | $28.7M |
自由现金流
FRME
PRTH
| Q1 26 | — | — | ||
| Q4 25 | — | $30.9M | ||
| Q3 25 | — | $30.1M | ||
| Q2 25 | — | $9.2M | ||
| Q1 25 | — | $4.9M | ||
| Q4 24 | — | $19.1M | ||
| Q3 24 | — | $14.5M | ||
| Q2 24 | — | $23.6M |
自由现金流率
FRME
PRTH
| Q1 26 | — | — | ||
| Q4 25 | — | 12.5% | ||
| Q3 25 | — | 12.5% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 8.4% | ||
| Q3 24 | — | 6.4% | ||
| Q2 24 | — | 10.7% |
资本支出强度
FRME
PRTH
| Q1 26 | — | — | ||
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 2.0% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.3% |
现金转化率
FRME
PRTH
| Q1 26 | — | — | ||
| Q4 25 | 4.97× | 4.12× | ||
| Q3 25 | 1.54× | 1.31× | ||
| Q2 25 | 0.94× | 1.57× | ||
| Q1 25 | 1.11× | 1.20× | ||
| Q4 24 | 4.14× | 3.29× | ||
| Q3 24 | 1.56× | 1.87× | ||
| Q2 24 | 1.58× | 28.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FRME
| Net Interest Income | $151.3M | 96% |
| Noninterest Income | $5.8M | 4% |
PRTH
暂无分部数据