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合众银行(FSBC)与牛津地产(IIPR)财务数据对比。点击上方公司名可切换其他公司
牛津地产的季度营收约是合众银行的1.5倍($66.7M vs $45.1M),牛津地产净利率更高(47.8% vs 41.3%,领先6.5%),过去两年合众银行的营收复合增速更高(21.3% vs -6.0%)
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构,截至2025年为美国第五大银行,也是美国中西部规模最大的银行,被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会,以US Bank品牌开展业务,提供银行、投资、抵押等金融服务。
牛津地产是一家加拿大跨国企业,业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立,自2003年起成为安大略省市政雇员退休系统(OMERS)的全资子公司,总部设于多伦多,在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
FSBC vs IIPR — 直观对比
营收规模更大
IIPR
是对方的1.5倍
$45.1M
净利率更高
IIPR
高出6.5%
41.3%
两年增速更快
FSBC
近两年复合增速
-6.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $45.1M | $66.7M |
| 净利润 | $18.6M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 47.8% |
| 净利率 | 41.3% | 47.8% |
| 营收同比 | — | -13.1% |
| 净利润同比 | 42.0% | -20.4% |
| 每股收益(稀释后) | $0.87 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
FSBC
IIPR
| Q1 26 | $45.1M | — | ||
| Q4 25 | $43.5M | $66.7M | ||
| Q3 25 | $41.3M | $64.7M | ||
| Q2 25 | $38.3M | $62.9M | ||
| Q1 25 | $35.3M | $71.7M | ||
| Q4 24 | $35.2M | $76.7M | ||
| Q3 24 | $31.8M | $76.5M | ||
| Q2 24 | $30.7M | $79.8M |
净利润
FSBC
IIPR
| Q1 26 | $18.6M | — | ||
| Q4 25 | $17.6M | $31.8M | ||
| Q3 25 | $16.3M | $29.3M | ||
| Q2 25 | $14.5M | $26.0M | ||
| Q1 25 | $13.1M | $31.1M | ||
| Q4 24 | $13.3M | $40.0M | ||
| Q3 24 | $10.9M | $40.2M | ||
| Q2 24 | $10.8M | $42.0M |
营业利润率
FSBC
IIPR
| Q1 26 | — | — | ||
| Q4 25 | 52.9% | 47.8% | ||
| Q3 25 | 53.8% | 45.5% | ||
| Q2 25 | 52.4% | 45.9% | ||
| Q1 25 | 52.0% | 47.4% | ||
| Q4 24 | 55.1% | 54.7% | ||
| Q3 24 | 48.0% | 54.8% | ||
| Q2 24 | 49.4% | 53.1% |
净利率
FSBC
IIPR
| Q1 26 | 41.3% | — | ||
| Q4 25 | 40.6% | 47.8% | ||
| Q3 25 | 39.6% | 45.3% | ||
| Q2 25 | 37.9% | 41.4% | ||
| Q1 25 | 37.1% | 43.3% | ||
| Q4 24 | 37.9% | 52.2% | ||
| Q3 24 | 34.4% | 52.6% | ||
| Q2 24 | 35.2% | 52.6% |
每股收益(稀释后)
FSBC
IIPR
| Q1 26 | $0.87 | — | ||
| Q4 25 | $0.83 | $1.07 | ||
| Q3 25 | $0.77 | $0.97 | ||
| Q2 25 | $0.68 | $0.86 | ||
| Q1 25 | $0.62 | $1.03 | ||
| Q4 24 | $0.61 | $1.35 | ||
| Q3 24 | $0.52 | $1.37 | ||
| Q2 24 | $0.51 | $1.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $644.4M | $47.6M |
| 总债务越低越好 | — | $393.7M |
| 股东权益账面价值 | $458.5M | $1.8B |
| 总资产 | $5.0B | $2.4B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势,按日历期对齐
现金及短期投资
FSBC
IIPR
| Q1 26 | $644.4M | — | ||
| Q4 25 | — | $47.6M | ||
| Q3 25 | — | $41.9M | ||
| Q2 25 | — | $104.9M | ||
| Q1 25 | — | $133.3M | ||
| Q4 24 | — | $151.2M | ||
| Q3 24 | — | $172.4M | ||
| Q2 24 | — | $160.9M |
总债务
FSBC
IIPR
| Q1 26 | — | — | ||
| Q4 25 | — | $393.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益
FSBC
IIPR
| Q1 26 | $458.5M | — | ||
| Q4 25 | $445.8M | $1.8B | ||
| Q3 25 | $431.3M | $1.9B | ||
| Q2 25 | $416.7M | $1.9B | ||
| Q1 25 | $406.5M | $1.9B | ||
| Q4 24 | $396.6M | $1.9B | ||
| Q3 24 | $389.9M | $1.9B | ||
| Q2 24 | $380.5M | $1.9B |
总资产
FSBC
IIPR
| Q1 26 | $5.0B | — | ||
| Q4 25 | $4.8B | $2.4B | ||
| Q3 25 | $4.6B | $2.3B | ||
| Q2 25 | $4.4B | $2.3B | ||
| Q1 25 | $4.2B | $2.4B | ||
| Q4 24 | $4.1B | $2.4B | ||
| Q3 24 | $3.9B | $2.4B | ||
| Q2 24 | $3.6B | $2.4B |
负债/权益比
FSBC
IIPR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $198.2M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 6.22× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势,按日历期对齐
经营现金流
FSBC
IIPR
| Q1 26 | — | — | ||
| Q4 25 | $72.6M | $198.2M | ||
| Q3 25 | $18.8M | $45.6M | ||
| Q2 25 | $17.8M | $48.4M | ||
| Q1 25 | $15.5M | $54.2M | ||
| Q4 24 | $51.8M | $258.4M | ||
| Q3 24 | $17.5M | $64.9M | ||
| Q2 24 | $16.0M | $64.2M |
自由现金流
FSBC
IIPR
| Q1 26 | — | — | ||
| Q4 25 | $71.4M | — | ||
| Q3 25 | $18.6M | — | ||
| Q2 25 | $17.5M | — | ||
| Q1 25 | $15.4M | — | ||
| Q4 24 | $51.2M | — | ||
| Q3 24 | $17.3M | — | ||
| Q2 24 | $15.8M | — |
自由现金流率
FSBC
IIPR
| Q1 26 | — | — | ||
| Q4 25 | 164.3% | — | ||
| Q3 25 | 45.0% | — | ||
| Q2 25 | 45.8% | — | ||
| Q1 25 | 43.5% | — | ||
| Q4 24 | 145.5% | — | ||
| Q3 24 | 54.5% | — | ||
| Q2 24 | 51.6% | — |
资本支出强度
FSBC
IIPR
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 1.8% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.7% | — |
现金转化率
FSBC
IIPR
| Q1 26 | — | — | ||
| Q4 25 | 4.12× | 6.22× | ||
| Q3 25 | 1.15× | 1.56× | ||
| Q2 25 | 1.23× | 1.86× | ||
| Q1 25 | 1.18× | 1.75× | ||
| Q4 24 | 3.89× | 6.46× | ||
| Q3 24 | 1.60× | 1.61× | ||
| Q2 24 | 1.49× | 1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
IIPR
暂无分部数据