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合众银行（FSBC）与INSEEGO CORP.（INSG）财务数据对比。点击上方公司名可切换其他公司
INSEEGO CORP.的季度营收约是合众银行的1.1倍（$48.4M vs $45.1M），合众银行净利率更高（41.3% vs 1.0%，领先40.3%），过去两年合众银行的营收复合增速更高（21.3% vs 13.6%）
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会，以US Bank品牌开展业务，提供银行、投资、抵押等金融服务。
Inseego Corp是全球领先的5G及物联网解决方案提供商，主打移动热点、边缘计算设备及云端设备管理平台产品，客户覆盖全球范围内的电信运营商、企业及公共部门。
FSBC vs INSG — 直观对比
营收规模更大
INSG
是对方的1.1倍
$45.1M
净利率更高
FSBC
高出40.3%
1.0%
两年增速更快
FSBC
近两年复合增速
13.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.1M | $48.4M |
| 净利润 | $18.6M | $469.0K |
| 毛利率 | — | 42.2% |
| 营业利润率 | — | 2.7% |
| 净利率 | 41.3% | 1.0% |
| 营收同比 | — | 0.6% |
| 净利润同比 | 42.0% | 182.9% |
| 每股收益（稀释后） | $0.87 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBCINSG
| Q1 26 | $45.1M | — | ||
| Q4 25 | $43.5M | $48.4M | ||
| Q3 25 | $41.3M | $45.9M | ||
| Q2 25 | $38.3M | $40.2M | ||
| Q1 25 | $35.3M | $31.7M | ||
| Q4 24 | $35.2M | $48.1M | ||
| Q3 24 | $31.8M | $54.0M | ||
| Q2 24 | $30.7M | $51.6M |
净利润FSBCINSG
| Q1 26 | $18.6M | — | ||
| Q4 25 | $17.6M | $469.0K | ||
| Q3 25 | $16.3M | $1.4M | ||
| Q2 25 | $14.5M | $507.0K | ||
| Q1 25 | $13.1M | $-1.6M | ||
| Q4 24 | $13.3M | $-566.0K | ||
| Q3 24 | $10.9M | $9.0M | ||
| Q2 24 | $10.8M | $624.0K |
毛利率FSBCINSG
| Q1 26 | — | — | ||
| Q4 25 | — | 42.2% | ||
| Q3 25 | — | 41.6% | ||
| Q2 25 | — | 41.1% | ||
| Q1 25 | — | 47.3% | ||
| Q4 24 | — | 37.3% | ||
| Q3 24 | — | 34.8% | ||
| Q2 24 | — | 36.4% |
营业利润率FSBCINSG
| Q1 26 | — | — | ||
| Q4 25 | 52.9% | 2.7% | ||
| Q3 25 | 53.8% | 4.7% | ||
| Q2 25 | 52.4% | 3.2% | ||
| Q1 25 | 52.0% | -1.3% | ||
| Q4 24 | 55.1% | 3.7% | ||
| Q3 24 | 48.0% | 1.9% | ||
| Q2 24 | 49.4% | 3.6% |
净利率FSBCINSG
| Q1 26 | 41.3% | — | ||
| Q4 25 | 40.6% | 1.0% | ||
| Q3 25 | 39.6% | 3.1% | ||
| Q2 25 | 37.9% | 1.3% | ||
| Q1 25 | 37.1% | -5.0% | ||
| Q4 24 | 37.9% | -1.2% | ||
| Q3 24 | 34.4% | 16.6% | ||
| Q2 24 | 35.2% | 1.2% |
每股收益（稀释后）FSBCINSG
| Q1 26 | $0.87 | — | ||
| Q4 25 | $0.83 | $-0.02 | ||
| Q3 25 | $0.77 | $0.03 | ||
| Q2 25 | $0.68 | $-0.03 | ||
| Q1 25 | $0.62 | $-0.16 | ||
| Q4 24 | $0.61 | $0.62 | ||
| Q3 24 | $0.52 | $-0.06 | ||
| Q2 24 | $0.51 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $644.4M | $24.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $458.5M | $-4.0M |
| 总资产 | $5.0B | $93.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSBCINSG
| Q1 26 | $644.4M | — | ||
| Q4 25 | — | $24.9M | ||
| Q3 25 | — | $14.6M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $35.1M | ||
| Q4 24 | — | $39.6M | ||
| Q3 24 | — | $12.0M | ||
| Q2 24 | — | $49.0M |
股东权益FSBCINSG
| Q1 26 | $458.5M | — | ||
| Q4 25 | $445.8M | $-4.0M | ||
| Q3 25 | $431.3M | $-7.7M | ||
| Q2 25 | $416.7M | $-10.5M | ||
| Q1 25 | $406.5M | $-13.0M | ||
| Q4 24 | $396.6M | $-12.9M | ||
| Q3 24 | $389.9M | $-85.1M | ||
| Q2 24 | $380.5M | $-101.8M |
总资产FSBCINSG
| Q1 26 | $5.0B | — | ||
| Q4 25 | $4.8B | $93.8M | ||
| Q3 25 | $4.6B | $85.8M | ||
| Q2 25 | $4.4B | $83.1M | ||
| Q1 25 | $4.2B | $93.0M | ||
| Q4 24 | $4.1B | $100.0M | ||
| Q3 24 | $3.9B | $113.4M | ||
| Q2 24 | $3.6B | $149.6M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $12.0M |
| 自由现金流经营现金流 - 资本支出 | — | $11.6M |
| 自由现金流率自由现金流/营收 | — | 24.0% |
| 资本支出强度资本支出/营收 | — | 0.7% |
| 现金转化率经营现金流/净利润 | — | 25.50× |
| 过去12个月自由现金流最近4个季度 | — | $6.5M |
8季度趋势，按日历期对齐
经营现金流FSBCINSG
| Q1 26 | — | — | ||
| Q4 25 | $72.6M | $12.0M | ||
| Q3 25 | $18.8M | $3.2M | ||
| Q2 25 | $17.8M | $-4.5M | ||
| Q1 25 | $15.5M | $-3.5M | ||
| Q4 24 | $51.8M | $-14.2M | ||
| Q3 24 | $17.5M | $14.8M | ||
| Q2 24 | $16.0M | $27.6M |
自由现金流FSBCINSG
| Q1 26 | — | — | ||
| Q4 25 | $71.4M | $11.6M | ||
| Q3 25 | $18.6M | $3.1M | ||
| Q2 25 | $17.5M | $-4.7M | ||
| Q1 25 | $15.4M | $-3.5M | ||
| Q4 24 | $51.2M | $-14.3M | ||
| Q3 24 | $17.3M | $14.8M | ||
| Q2 24 | $15.8M | $27.6M |
自由现金流率FSBCINSG
| Q1 26 | — | — | ||
| Q4 25 | 164.3% | 24.0% | ||
| Q3 25 | 45.0% | 6.7% | ||
| Q2 25 | 45.8% | -11.6% | ||
| Q1 25 | 43.5% | -11.0% | ||
| Q4 24 | 145.5% | -29.7% | ||
| Q3 24 | 54.5% | 27.4% | ||
| Q2 24 | 51.6% | 53.5% |
资本支出强度FSBCINSG
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | 0.7% | ||
| Q3 25 | 0.5% | 0.2% | ||
| Q2 25 | 0.6% | 0.5% | ||
| Q1 25 | 0.3% | 0.1% | ||
| Q4 24 | 1.8% | 0.1% | ||
| Q3 24 | 0.7% | 0.0% | ||
| Q2 24 | 0.7% | 0.0% |
现金转化率FSBCINSG
| Q1 26 | — | — | ||
| Q4 25 | 4.12× | 25.50× | ||
| Q3 25 | 1.15× | 2.22× | ||
| Q2 25 | 1.23× | -8.81× | ||
| Q1 25 | 1.18× | — | ||
| Q4 24 | 3.89× | — | ||
| Q3 24 | 1.60× | 1.65× | ||
| Q2 24 | 1.49× | 44.31× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
INSG
暂无分部数据
