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合众银行（FSBC）与McEwen Inc.（MUX）财务数据对比。点击上方公司名可切换其他公司
McEwen Inc.的季度营收约是合众银行的1.4倍（$64.6M vs $45.1M），McEwen Inc.净利率更高（59.0% vs 41.3%，领先17.7%），过去两年McEwen Inc.的营收复合增速更高（25.2% vs 21.3%）
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会，以US Bank品牌开展业务，提供银行、投资、抵押等金融服务。
McEwen Inc（股票代码MUX）是一家自然资源企业，主要从事金、银、铜矿产的勘探、开发与生产业务，运营项目分布于南北美洲，秉持可持续负责任的采矿准则，产品面向全球大宗商品市场供应。
FSBC vs MUX — 直观对比
营收规模更大
MUX
是对方的1.4倍
$45.1M
净利率更高
MUX
高出17.7%
41.3%
两年增速更快
MUX
近两年复合增速
21.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.1M | $64.6M |
| 净利润 | $18.6M | $38.1M |
| 毛利率 | — | 26.9% |
| 营业利润率 | — | 34.2% |
| 净利率 | 41.3% | 59.0% |
| 营收同比 | — | 92.8% |
| 净利润同比 | 42.0% | 563.1% |
| 每股收益（稀释后） | $0.87 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBCMUX
| Q1 26 | $45.1M | — | ||
| Q4 25 | $43.5M | $64.6M | ||
| Q3 25 | $41.3M | $50.5M | ||
| Q2 25 | $38.3M | $46.7M | ||
| Q1 25 | $35.3M | $35.7M | ||
| Q4 24 | $35.2M | $33.5M | ||
| Q3 24 | $31.8M | $52.3M | ||
| Q2 24 | $30.7M | $47.5M |
净利润FSBCMUX
| Q1 26 | $18.6M | — | ||
| Q4 25 | $17.6M | $38.1M | ||
| Q3 25 | $16.3M | $-462.0K | ||
| Q2 25 | $14.5M | $3.0M | ||
| Q1 25 | $13.1M | $-6.3M | ||
| Q4 24 | $13.3M | $-8.2M | ||
| Q3 24 | $10.9M | $-2.1M | ||
| Q2 24 | $10.8M | $-13.0M |
毛利率FSBCMUX
| Q1 26 | — | — | ||
| Q4 25 | — | 26.9% | ||
| Q3 25 | — | 15.5% | ||
| Q2 25 | — | 26.3% | ||
| Q1 25 | — | 28.2% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 26.4% | ||
| Q2 24 | — | 22.7% |
营业利润率FSBCMUX
| Q1 26 | — | — | ||
| Q4 25 | 52.9% | 34.2% | ||
| Q3 25 | 53.8% | -16.7% | ||
| Q2 25 | 52.4% | -7.2% | ||
| Q1 25 | 52.0% | -21.4% | ||
| Q4 24 | 55.1% | -43.4% | ||
| Q3 24 | 48.0% | -0.2% | ||
| Q2 24 | 49.4% | -29.4% |
净利率FSBCMUX
| Q1 26 | 41.3% | — | ||
| Q4 25 | 40.6% | 59.0% | ||
| Q3 25 | 39.6% | -0.9% | ||
| Q2 25 | 37.9% | 6.5% | ||
| Q1 25 | 37.1% | -17.6% | ||
| Q4 24 | 37.9% | -24.6% | ||
| Q3 24 | 34.4% | -4.0% | ||
| Q2 24 | 35.2% | -27.4% |
每股收益（稀释后）FSBCMUX
| Q1 26 | $0.87 | — | ||
| Q4 25 | $0.83 | $0.66 | ||
| Q3 25 | $0.77 | $-0.01 | ||
| Q2 25 | $0.68 | $0.06 | ||
| Q1 25 | $0.62 | $-0.12 | ||
| Q4 24 | $0.61 | $-0.15 | ||
| Q3 24 | $0.52 | $-0.04 | ||
| Q2 24 | $0.51 | $-0.26 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $644.4M | $72.1M |
| 总债务越低越好 | — | $126.2M |
| 股东权益账面价值 | $458.5M | $546.2M |
| 总资产 | $5.0B | $820.2M |
| 负债/权益比越低杠杆越低 | — | 0.23× |
8季度趋势，按日历期对齐
现金及短期投资FSBCMUX
| Q1 26 | $644.4M | — | ||
| Q4 25 | — | $72.1M | ||
| Q3 25 | — | $75.4M | ||
| Q2 25 | — | $69.5M | ||
| Q1 25 | — | $79.3M | ||
| Q4 24 | — | $15.3M | ||
| Q3 24 | — | $30.2M | ||
| Q2 24 | — | $42.6M |
总债务FSBCMUX
| Q1 26 | — | — | ||
| Q4 25 | — | $126.2M | ||
| Q3 25 | — | $126.0M | ||
| Q2 25 | — | $125.8M | ||
| Q1 25 | — | $125.5M | ||
| Q4 24 | — | $40.0M | ||
| Q3 24 | — | $31.0M | ||
| Q2 24 | — | $34.0M |
股东权益FSBCMUX
| Q1 26 | $458.5M | — | ||
| Q4 25 | $445.8M | $546.2M | ||
| Q3 25 | $431.3M | $488.6M | ||
| Q2 25 | $416.7M | $484.5M | ||
| Q1 25 | $406.5M | $479.8M | ||
| Q4 24 | $396.6M | $495.0M | ||
| Q3 24 | $389.9M | $502.1M | ||
| Q2 24 | $380.5M | $485.2M |
总资产FSBCMUX
| Q1 26 | $5.0B | — | ||
| Q4 25 | $4.8B | $820.2M | ||
| Q3 25 | $4.6B | $747.6M | ||
| Q2 25 | $4.4B | $735.6M | ||
| Q1 25 | $4.2B | $730.6M | ||
| Q4 24 | $4.1B | $664.6M | ||
| Q3 24 | $3.9B | $667.8M | ||
| Q2 24 | $3.6B | $645.1M |
负债/权益比FSBCMUX
| Q1 26 | — | — | ||
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.26× | ||
| Q1 25 | — | 0.26× | ||
| Q4 24 | — | 0.08× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $3.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.08× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FSBCMUX
| Q1 26 | — | — | ||
| Q4 25 | $72.6M | $3.1M | ||
| Q3 25 | $18.8M | $5.2M | ||
| Q2 25 | $17.8M | $478.0K | ||
| Q1 25 | $15.5M | $-1.9M | ||
| Q4 24 | $51.8M | $-1.2M | ||
| Q3 24 | $17.5M | $23.2M | ||
| Q2 24 | $16.0M | $3.6M |
自由现金流FSBCMUX
| Q1 26 | — | — | ||
| Q4 25 | $71.4M | — | ||
| Q3 25 | $18.6M | — | ||
| Q2 25 | $17.5M | — | ||
| Q1 25 | $15.4M | — | ||
| Q4 24 | $51.2M | — | ||
| Q3 24 | $17.3M | — | ||
| Q2 24 | $15.8M | — |
自由现金流率FSBCMUX
| Q1 26 | — | — | ||
| Q4 25 | 164.3% | — | ||
| Q3 25 | 45.0% | — | ||
| Q2 25 | 45.8% | — | ||
| Q1 25 | 43.5% | — | ||
| Q4 24 | 145.5% | — | ||
| Q3 24 | 54.5% | — | ||
| Q2 24 | 51.6% | — |
资本支出强度FSBCMUX
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 1.8% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.7% | — |
现金转化率FSBCMUX
| Q1 26 | — | — | ||
| Q4 25 | 4.12× | 0.08× | ||
| Q3 25 | 1.15× | — | ||
| Q2 25 | 1.23× | 0.16× | ||
| Q1 25 | 1.18× | — | ||
| Q4 24 | 3.89× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
MUX
暂无分部数据
