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合众银行（FSBC）与NAPCO SECURITY TECHNOLOGIES, INC（NSSC）财务数据对比。点击上方公司名可切换其他公司
NAPCO SECURITY TECHNOLOGIES, INC的季度营收约是合众银行的1.1倍（$48.2M vs $45.1M），合众银行净利率更高（41.3% vs 28.0%，领先13.3%），过去两年合众银行的营收复合增速更高（21.3% vs -1.1%）
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会，以US Bank品牌开展业务，提供银行、投资、抵押等金融服务。
纳普科安全技术公司1969年成立，总部位于纽约阿米蒂维尔，核心业务为研发生产各类安全产品，包括电子锁具、安防警报系统以及楼宇出入管控系统，曾用名纳普科安全系统公司。
FSBC vs NSSC — 直观对比
营收规模更大
NSSC
是对方的1.1倍
$45.1M
净利率更高
FSBC
高出13.3%
28.0%
两年增速更快
FSBC
近两年复合增速
-1.1%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $45.1M | $48.2M |
| 净利润 | $18.6M | $13.5M |
| 毛利率 | — | 58.6% |
| 营业利润率 | — | 30.6% |
| 净利率 | 41.3% | 28.0% |
| 营收同比 | — | 12.2% |
| 净利润同比 | 42.0% | 29.0% |
| 每股收益（稀释后） | $0.87 | $0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBCNSSC
| Q1 26 | $45.1M | — | ||
| Q4 25 | $43.5M | $48.2M | ||
| Q3 25 | $41.3M | $49.2M | ||
| Q2 25 | $38.3M | $50.7M | ||
| Q1 25 | $35.3M | $44.0M | ||
| Q4 24 | $35.2M | $42.9M | ||
| Q3 24 | $31.8M | $44.0M | ||
| Q2 24 | $30.7M | $50.3M |
净利润FSBCNSSC
| Q1 26 | $18.6M | — | ||
| Q4 25 | $17.6M | $13.5M | ||
| Q3 25 | $16.3M | $12.2M | ||
| Q2 25 | $14.5M | $11.6M | ||
| Q1 25 | $13.1M | $10.1M | ||
| Q4 24 | $13.3M | $10.5M | ||
| Q3 24 | $10.9M | $11.2M | ||
| Q2 24 | $10.8M | $13.5M |
毛利率FSBCNSSC
| Q1 26 | — | — | ||
| Q4 25 | — | 58.6% | ||
| Q3 25 | — | 56.6% | ||
| Q2 25 | — | 52.8% | ||
| Q1 25 | — | 57.2% | ||
| Q4 24 | — | 57.0% | ||
| Q3 24 | — | 55.9% | ||
| Q2 24 | — | 55.3% |
营业利润率FSBCNSSC
| Q1 26 | — | — | ||
| Q4 25 | 52.9% | 30.6% | ||
| Q3 25 | 53.8% | 27.7% | ||
| Q2 25 | 52.4% | 23.8% | ||
| Q1 25 | 52.0% | 25.4% | ||
| Q4 24 | 55.1% | 26.0% | ||
| Q3 24 | 48.0% | 26.9% | ||
| Q2 24 | 49.4% | 27.7% |
净利率FSBCNSSC
| Q1 26 | 41.3% | — | ||
| Q4 25 | 40.6% | 28.0% | ||
| Q3 25 | 39.6% | 24.7% | ||
| Q2 25 | 37.9% | 22.9% | ||
| Q1 25 | 37.1% | 23.0% | ||
| Q4 24 | 37.9% | 24.4% | ||
| Q3 24 | 34.4% | 25.4% | ||
| Q2 24 | 35.2% | 26.9% |
每股收益（稀释后）FSBCNSSC
| Q1 26 | $0.87 | — | ||
| Q4 25 | $0.83 | $0.38 | ||
| Q3 25 | $0.77 | $0.34 | ||
| Q2 25 | $0.68 | $0.33 | ||
| Q1 25 | $0.62 | $0.28 | ||
| Q4 24 | $0.61 | $0.28 | ||
| Q3 24 | $0.52 | $0.30 | ||
| Q2 24 | $0.51 | $0.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $644.4M | $115.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $458.5M | $184.8M |
| 总资产 | $5.0B | $212.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSBCNSSC
| Q1 26 | $644.4M | — | ||
| Q4 25 | — | $115.4M | ||
| Q3 25 | — | $105.8M | ||
| Q2 25 | — | $99.2M | ||
| Q1 25 | — | $89.3M | ||
| Q4 24 | — | $99.2M | ||
| Q3 24 | — | $91.3M | ||
| Q2 24 | — | $70.7M |
股东权益FSBCNSSC
| Q1 26 | $458.5M | — | ||
| Q4 25 | $445.8M | $184.8M | ||
| Q3 25 | $431.3M | $176.1M | ||
| Q2 25 | $416.7M | $168.6M | ||
| Q1 25 | $406.5M | $161.5M | ||
| Q4 24 | $396.6M | $174.2M | ||
| Q3 24 | $389.9M | $178.6M | ||
| Q2 24 | $380.5M | $178.9M |
总资产FSBCNSSC
| Q1 26 | $5.0B | — | ||
| Q4 25 | $4.8B | $212.8M | ||
| Q3 25 | $4.6B | $206.0M | ||
| Q2 25 | $4.4B | $198.1M | ||
| Q1 25 | $4.2B | $190.9M | ||
| Q4 24 | $4.1B | $202.7M | ||
| Q3 24 | $3.9B | $209.9M | ||
| Q2 24 | $3.6B | $207.8M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.1M |
| 自由现金流经营现金流 - 资本支出 | — | $14.5M |
| 自由现金流率自由现金流/营收 | — | 30.1% |
| 资本支出强度资本支出/营收 | — | 1.2% |
| 现金转化率经营现金流/净利润 | — | 1.12× |
| 过去12个月自由现金流最近4个季度 | — | $53.7M |
8季度趋势，按日历期对齐
经营现金流FSBCNSSC
| Q1 26 | — | — | ||
| Q4 25 | $72.6M | $15.1M | ||
| Q3 25 | $18.8M | $11.6M | ||
| Q2 25 | $17.8M | $14.6M | ||
| Q1 25 | $15.5M | $13.4M | ||
| Q4 24 | $51.8M | $13.5M | ||
| Q3 24 | $17.5M | $12.0M | ||
| Q2 24 | $16.0M | $14.3M |
自由现金流FSBCNSSC
| Q1 26 | — | — | ||
| Q4 25 | $71.4M | $14.5M | ||
| Q3 25 | $18.6M | $11.4M | ||
| Q2 25 | $17.5M | $14.4M | ||
| Q1 25 | $15.4M | $13.3M | ||
| Q4 24 | $51.2M | $12.4M | ||
| Q3 24 | $17.3M | $11.3M | ||
| Q2 24 | $15.8M | $13.8M |
自由现金流率FSBCNSSC
| Q1 26 | — | — | ||
| Q4 25 | 164.3% | 30.1% | ||
| Q3 25 | 45.0% | 23.3% | ||
| Q2 25 | 45.8% | 28.4% | ||
| Q1 25 | 43.5% | 30.3% | ||
| Q4 24 | 145.5% | 28.8% | ||
| Q3 24 | 54.5% | 25.8% | ||
| Q2 24 | 51.6% | 27.4% |
资本支出强度FSBCNSSC
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | 1.2% | ||
| Q3 25 | 0.5% | 0.4% | ||
| Q2 25 | 0.6% | 0.5% | ||
| Q1 25 | 0.3% | 0.1% | ||
| Q4 24 | 1.8% | 2.6% | ||
| Q3 24 | 0.7% | 1.5% | ||
| Q2 24 | 0.7% | 1.1% |
现金转化率FSBCNSSC
| Q1 26 | — | — | ||
| Q4 25 | 4.12× | 1.12× | ||
| Q3 25 | 1.15× | 0.96× | ||
| Q2 25 | 1.23× | 1.26× | ||
| Q1 25 | 1.18× | 1.32× | ||
| Q4 24 | 3.89× | 1.29× | ||
| Q3 24 | 1.60× | 1.08× | ||
| Q2 24 | 1.49× | 1.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
NSSC
暂无分部数据
