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合众银行（FSBC）与Ouster, Inc.（OUST）财务数据对比。点击上方公司名可切换其他公司
Ouster, Inc.的季度营收约是合众银行的1.4倍（$62.2M vs $45.1M），过去两年Ouster, Inc.的营收复合增速更高（54.8% vs 21.3%）
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会，以US Bank品牌开展业务，提供银行、投资、抵押等金融服务。
Ouster, Inc.是总部位于美国加利福尼亚州旧金山的激光雷达技术企业，主打高分辨率数字化3D激光雷达传感器，产品广泛应用于自动驾驶车辆、工业自动化、机器人、无人机、地图测绘、国防及安防等领域。
FSBC vs OUST — 直观对比
营收规模更大
OUST
是对方的1.4倍
$45.1M
两年增速更快
OUST
近两年复合增速
21.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.1M | $62.2M |
| 净利润 | $18.6M | — |
| 毛利率 | — | 60.2% |
| 营业利润率 | — | 1.5% |
| 净利率 | 41.3% | — |
| 营收同比 | — | 106.6% |
| 净利润同比 | 42.0% | — |
| 每股收益（稀释后） | $0.87 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBCOUST
| Q1 26 | $45.1M | — | ||
| Q4 25 | $43.5M | $62.2M | ||
| Q3 25 | $41.3M | $39.5M | ||
| Q2 25 | $38.3M | $35.0M | ||
| Q1 25 | $35.3M | $32.6M | ||
| Q4 24 | $35.2M | $30.1M | ||
| Q3 24 | $31.8M | $28.1M | ||
| Q2 24 | $30.7M | $27.0M |
净利润FSBCOUST
| Q1 26 | $18.6M | — | ||
| Q4 25 | $17.6M | — | ||
| Q3 25 | $16.3M | $-21.7M | ||
| Q2 25 | $14.5M | $-20.6M | ||
| Q1 25 | $13.1M | $-22.0M | ||
| Q4 24 | $13.3M | — | ||
| Q3 24 | $10.9M | $-25.6M | ||
| Q2 24 | $10.8M | $-23.9M |
毛利率FSBCOUST
| Q1 26 | — | — | ||
| Q4 25 | — | 60.2% | ||
| Q3 25 | — | 42.1% | ||
| Q2 25 | — | 45.2% | ||
| Q1 25 | — | 41.3% | ||
| Q4 24 | — | 43.8% | ||
| Q3 24 | — | 38.3% | ||
| Q2 24 | — | 33.7% |
营业利润率FSBCOUST
| Q1 26 | — | — | ||
| Q4 25 | 52.9% | 1.5% | ||
| Q3 25 | 53.8% | -61.4% | ||
| Q2 25 | 52.4% | -76.5% | ||
| Q1 25 | 52.0% | -73.0% | ||
| Q4 24 | 55.1% | -85.1% | ||
| Q3 24 | 48.0% | -98.0% | ||
| Q2 24 | 49.4% | -93.6% |
净利率FSBCOUST
| Q1 26 | 41.3% | — | ||
| Q4 25 | 40.6% | — | ||
| Q3 25 | 39.6% | -55.0% | ||
| Q2 25 | 37.9% | -58.8% | ||
| Q1 25 | 37.1% | -67.5% | ||
| Q4 24 | 37.9% | — | ||
| Q3 24 | 34.4% | -91.1% | ||
| Q2 24 | 35.2% | -88.4% |
每股收益（稀释后）FSBCOUST
| Q1 26 | $0.87 | — | ||
| Q4 25 | $0.83 | $0.10 | ||
| Q3 25 | $0.77 | $-0.37 | ||
| Q2 25 | $0.68 | $-0.38 | ||
| Q1 25 | $0.62 | $-0.42 | ||
| Q4 24 | $0.61 | $-0.46 | ||
| Q3 24 | $0.52 | $-0.54 | ||
| Q2 24 | $0.51 | $-0.53 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $644.4M | $208.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $458.5M | $261.7M |
| 总资产 | $5.0B | $349.5M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSBCOUST
| Q1 26 | $644.4M | — | ||
| Q4 25 | — | $208.6M | ||
| Q3 25 | — | $244.5M | ||
| Q2 25 | — | $226.5M | ||
| Q1 25 | — | $168.2M | ||
| Q4 24 | — | $172.0M | ||
| Q3 24 | — | $151.4M | ||
| Q2 24 | — | $184.2M |
股东权益FSBCOUST
| Q1 26 | $458.5M | — | ||
| Q4 25 | $445.8M | $261.7M | ||
| Q3 25 | $431.3M | $247.4M | ||
| Q2 25 | $416.7M | $221.0M | ||
| Q1 25 | $406.5M | $167.9M | ||
| Q4 24 | $396.6M | $180.9M | ||
| Q3 24 | $389.9M | $171.7M | ||
| Q2 24 | $380.5M | $170.6M |
总资产FSBCOUST
| Q1 26 | $5.0B | — | ||
| Q4 25 | $4.8B | $349.5M | ||
| Q3 25 | $4.6B | $353.8M | ||
| Q2 25 | $4.4B | $321.8M | ||
| Q1 25 | $4.2B | $268.6M | ||
| Q4 24 | $4.1B | $276.1M | ||
| Q3 24 | $3.9B | $255.2M | ||
| Q2 24 | $3.6B | $309.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-15.4M |
| 自由现金流经营现金流 - 资本支出 | — | $-37.2M |
| 自由现金流率自由现金流/营收 | — | -59.8% |
| 资本支出强度资本支出/营收 | — | 35.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-64.8M |
8季度趋势，按日历期对齐
经营现金流FSBCOUST
| Q1 26 | — | — | ||
| Q4 25 | $72.6M | $-15.4M | ||
| Q3 25 | $18.8M | $-18.3M | ||
| Q2 25 | $17.8M | $-1.3M | ||
| Q1 25 | $15.5M | $-4.9M | ||
| Q4 24 | $51.8M | $-2.6M | ||
| Q3 24 | $17.5M | $-3.8M | ||
| Q2 24 | $16.0M | $-21.6M |
自由现金流FSBCOUST
| Q1 26 | — | — | ||
| Q4 25 | $71.4M | $-37.2M | ||
| Q3 25 | $18.6M | $-20.0M | ||
| Q2 25 | $17.5M | $-2.2M | ||
| Q1 25 | $15.4M | $-5.4M | ||
| Q4 24 | $51.2M | $-4.0M | ||
| Q3 24 | $17.3M | $-4.3M | ||
| Q2 24 | $15.8M | $-22.0M |
自由现金流率FSBCOUST
| Q1 26 | — | — | ||
| Q4 25 | 164.3% | -59.8% | ||
| Q3 25 | 45.0% | -50.7% | ||
| Q2 25 | 45.8% | -6.3% | ||
| Q1 25 | 43.5% | -16.6% | ||
| Q4 24 | 145.5% | -13.3% | ||
| Q3 24 | 54.5% | -15.4% | ||
| Q2 24 | 51.6% | -81.5% |
资本支出强度FSBCOUST
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | 35.0% | ||
| Q3 25 | 0.5% | 4.3% | ||
| Q2 25 | 0.6% | 2.5% | ||
| Q1 25 | 0.3% | 1.7% | ||
| Q4 24 | 1.8% | 4.8% | ||
| Q3 24 | 0.7% | 2.0% | ||
| Q2 24 | 0.7% | 1.3% |
现金转化率FSBCOUST
| Q1 26 | — | — | ||
| Q4 25 | 4.12× | — | ||
| Q3 25 | 1.15× | — | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.18× | — | ||
| Q4 24 | 3.89× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
OUST
暂无分部数据
