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合众银行（FSBC）与IMPINJ INC（PI）财务数据对比。点击上方公司名可切换其他公司
IMPINJ INC的季度营收约是合众银行的1.6倍（$74.3M vs $45.1M），合众银行净利率更高（41.3% vs 11.2%，领先30.1%），过去两年合众银行的营收复合增速更高（21.3% vs -14.9%）
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会，以US Bank品牌开展业务，提供银行、投资、抵押等金融服务。
Impinj Inc.是一家美国射频识别（RFID）设备及软件提供商，成立于2000年，总部位于华盛顿州西雅图，源自加州理工学院Carver Mead与Chris Diorio的研究成果。公司主营EPC Class 1 Gen 2无源超高频RFID芯片、读写器、读写器芯片、天线，以及芯片编码、业务数据采集相关的软件应用，为各行业RFID应用提供全链路产品支持。
FSBC vs PI — 直观对比
营收规模更大
PI
是对方的1.6倍
$45.1M
净利率更高
FSBC
高出30.1%
11.2%
两年增速更快
FSBC
近两年复合增速
-14.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $45.1M | $74.3M |
| 净利润 | $18.6M | $8.3M |
| 毛利率 | — | 49.1% |
| 营业利润率 | — | 30.5% |
| 净利率 | 41.3% | 11.2% |
| 营收同比 | — | -0.0% |
| 净利润同比 | 42.0% | — |
| 每股收益（稀释后） | $0.87 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBCPI
| Q1 26 | $45.1M | $74.3M | ||
| Q4 25 | $43.5M | $92.8M | ||
| Q3 25 | $41.3M | $96.1M | ||
| Q2 25 | $38.3M | $97.9M | ||
| Q1 25 | $35.3M | $74.3M | ||
| Q4 24 | $35.2M | $91.6M | ||
| Q3 24 | $31.8M | $95.2M | ||
| Q2 24 | $30.7M | $102.5M |
净利润FSBCPI
| Q1 26 | $18.6M | $8.3M | ||
| Q4 25 | $17.6M | $-1.1M | ||
| Q3 25 | $16.3M | $-12.8M | ||
| Q2 25 | $14.5M | $11.6M | ||
| Q1 25 | $13.1M | $-8.5M | ||
| Q4 24 | $13.3M | $-2.7M | ||
| Q3 24 | $10.9M | $221.0K | ||
| Q2 24 | $10.8M | $10.0M |
毛利率FSBCPI
| Q1 26 | — | 49.1% | ||
| Q4 25 | — | 51.8% | ||
| Q3 25 | — | 50.3% | ||
| Q2 25 | — | 57.8% | ||
| Q1 25 | — | 49.4% | ||
| Q4 24 | — | 50.5% | ||
| Q3 24 | — | 50.0% | ||
| Q2 24 | — | 56.1% |
营业利润率FSBCPI
| Q1 26 | — | 30.5% | ||
| Q4 25 | 52.9% | -2.9% | ||
| Q3 25 | 53.8% | 0.7% | ||
| Q2 25 | 52.4% | 11.1% | ||
| Q1 25 | 52.0% | -12.9% | ||
| Q4 24 | 55.1% | -3.9% | ||
| Q3 24 | 48.0% | -0.8% | ||
| Q2 24 | 49.4% | 8.8% |
净利率FSBCPI
| Q1 26 | 41.3% | 11.2% | ||
| Q4 25 | 40.6% | -1.2% | ||
| Q3 25 | 39.6% | -13.3% | ||
| Q2 25 | 37.9% | 11.8% | ||
| Q1 25 | 37.1% | -11.4% | ||
| Q4 24 | 37.9% | -2.9% | ||
| Q3 24 | 34.4% | 0.2% | ||
| Q2 24 | 35.2% | 9.7% |
每股收益（稀释后）FSBCPI
| Q1 26 | $0.87 | $0.14 | ||
| Q4 25 | $0.83 | $-0.02 | ||
| Q3 25 | $0.77 | $-0.44 | ||
| Q2 25 | $0.68 | $0.39 | ||
| Q1 25 | $0.62 | $-0.30 | ||
| Q4 24 | $0.61 | $-0.06 | ||
| Q3 24 | $0.52 | $0.01 | ||
| Q2 24 | $0.51 | $0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $644.4M | $131.8M |
| 总债务越低越好 | — | $241.5M |
| 股东权益账面价值 | $458.5M | — |
| 总资产 | $5.0B | $502.5M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSBCPI
| Q1 26 | $644.4M | $131.8M | ||
| Q4 25 | — | $175.3M | ||
| Q3 25 | — | $190.1M | ||
| Q2 25 | — | $193.2M | ||
| Q1 25 | — | $147.9M | ||
| Q4 24 | — | $164.7M | ||
| Q3 24 | — | $170.3M | ||
| Q2 24 | — | $220.2M |
总债务FSBCPI
| Q1 26 | — | $241.5M | ||
| Q4 25 | — | $280.9M | ||
| Q3 25 | — | $280.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $283.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FSBCPI
| Q1 26 | $458.5M | — | ||
| Q4 25 | $445.8M | $209.2M | ||
| Q3 25 | $431.3M | $195.0M | ||
| Q2 25 | $416.7M | $187.7M | ||
| Q1 25 | $406.5M | $160.6M | ||
| Q4 24 | $396.6M | $149.9M | ||
| Q3 24 | $389.9M | $136.1M | ||
| Q2 24 | $380.5M | $117.0M |
总资产FSBCPI
| Q1 26 | $5.0B | $502.5M | ||
| Q4 25 | $4.8B | $545.2M | ||
| Q3 25 | $4.6B | $516.5M | ||
| Q2 25 | $4.4B | $508.8M | ||
| Q1 25 | $4.2B | $479.8M | ||
| Q4 24 | $4.1B | $489.1M | ||
| Q3 24 | $3.9B | $476.4M | ||
| Q2 24 | $3.6B | $446.1M |
负债/权益比FSBCPI
| Q1 26 | — | — | ||
| Q4 25 | — | 1.34× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.89× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $2.2M |
| 自由现金流率自由现金流/营收 | — | 3.0% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $61.1M |
8季度趋势，按日历期对齐
经营现金流FSBCPI
| Q1 26 | — | — | ||
| Q4 25 | $72.6M | $15.1M | ||
| Q3 25 | $18.8M | $20.9M | ||
| Q2 25 | $17.8M | $33.9M | ||
| Q1 25 | $15.5M | $-11.1M | ||
| Q4 24 | $51.8M | $12.6M | ||
| Q3 24 | $17.5M | $10.1M | ||
| Q2 24 | $16.0M | $45.5M |
自由现金流FSBCPI
| Q1 26 | — | $2.2M | ||
| Q4 25 | $71.4M | $13.6M | ||
| Q3 25 | $18.6M | $18.0M | ||
| Q2 25 | $17.5M | $27.3M | ||
| Q1 25 | $15.4M | $-13.0M | ||
| Q4 24 | $51.2M | $8.5M | ||
| Q3 24 | $17.3M | $4.7M | ||
| Q2 24 | $15.8M | $44.1M |
自由现金流率FSBCPI
| Q1 26 | — | 3.0% | ||
| Q4 25 | 164.3% | 14.7% | ||
| Q3 25 | 45.0% | 18.7% | ||
| Q2 25 | 45.8% | 27.9% | ||
| Q1 25 | 43.5% | -17.5% | ||
| Q4 24 | 145.5% | 9.3% | ||
| Q3 24 | 54.5% | 4.9% | ||
| Q2 24 | 51.6% | 43.0% |
资本支出强度FSBCPI
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | 1.6% | ||
| Q3 25 | 0.5% | 3.1% | ||
| Q2 25 | 0.6% | 6.7% | ||
| Q1 25 | 0.3% | 2.5% | ||
| Q4 24 | 1.8% | 4.5% | ||
| Q3 24 | 0.7% | 5.7% | ||
| Q2 24 | 0.7% | 1.3% |
现金转化率FSBCPI
| Q1 26 | — | — | ||
| Q4 25 | 4.12× | — | ||
| Q3 25 | 1.15× | — | ||
| Q2 25 | 1.23× | 2.93× | ||
| Q1 25 | 1.18× | — | ||
| Q4 24 | 3.89× | — | ||
| Q3 24 | 1.60× | 45.56× | ||
| Q2 24 | 1.49× | 4.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
PI
暂无分部数据
