vs
合众银行（FSBC）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
RCI HOSPITALITY HOLDINGS, INC.的季度营收约是合众银行的1.6倍（$70.9M vs $45.1M），合众银行净利率更高（41.3% vs -7.8%，领先49.0%），过去两年合众银行的营收复合增速更高（21.3% vs -2.0%）
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会，以US Bank品牌开展业务，提供银行、投资、抵押等金融服务。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
FSBC vs RICK — 直观对比
营收规模更大
RICK
是对方的1.6倍
$45.1M
净利率更高
FSBC
高出49.0%
-7.8%
两年增速更快
FSBC
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.1M | $70.9M |
| 净利润 | $18.6M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 41.3% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | 42.0% | -2354.9% |
| 每股收益（稀释后） | $0.87 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBCRICK
| Q1 26 | $45.1M | — | ||
| Q4 25 | $43.5M | — | ||
| Q3 25 | $41.3M | $70.9M | ||
| Q2 25 | $38.3M | $71.1M | ||
| Q1 25 | $35.3M | $65.9M | ||
| Q4 24 | $35.2M | $71.5M | ||
| Q3 24 | $31.8M | $73.2M | ||
| Q2 24 | $30.7M | $76.2M |
净利润FSBCRICK
| Q1 26 | $18.6M | — | ||
| Q4 25 | $17.6M | — | ||
| Q3 25 | $16.3M | $-5.5M | ||
| Q2 25 | $14.5M | $4.1M | ||
| Q1 25 | $13.1M | $3.2M | ||
| Q4 24 | $13.3M | $9.0M | ||
| Q3 24 | $10.9M | $244.0K | ||
| Q2 24 | $10.8M | $-5.2M |
营业利润率FSBCRICK
| Q1 26 | — | — | ||
| Q4 25 | 52.9% | — | ||
| Q3 25 | 53.8% | -0.7% | ||
| Q2 25 | 52.4% | 12.2% | ||
| Q1 25 | 52.0% | 12.4% | ||
| Q4 24 | 55.1% | 19.5% | ||
| Q3 24 | 48.0% | 4.8% | ||
| Q2 24 | 49.4% | -3.3% |
净利率FSBCRICK
| Q1 26 | 41.3% | — | ||
| Q4 25 | 40.6% | — | ||
| Q3 25 | 39.6% | -7.8% | ||
| Q2 25 | 37.9% | 5.7% | ||
| Q1 25 | 37.1% | 4.9% | ||
| Q4 24 | 37.9% | 12.6% | ||
| Q3 24 | 34.4% | 0.3% | ||
| Q2 24 | 35.2% | -6.9% |
每股收益（稀释后）FSBCRICK
| Q1 26 | $0.87 | — | ||
| Q4 25 | $0.83 | — | ||
| Q3 25 | $0.77 | $-0.60 | ||
| Q2 25 | $0.68 | $0.46 | ||
| Q1 25 | $0.62 | $0.36 | ||
| Q4 24 | $0.61 | $1.01 | ||
| Q3 24 | $0.52 | $0.04 | ||
| Q2 24 | $0.51 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $644.4M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $458.5M | $261.1M |
| 总资产 | $5.0B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资FSBCRICK
| Q1 26 | $644.4M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $33.7M | ||
| Q2 25 | — | $29.3M | ||
| Q1 25 | — | $32.7M | ||
| Q4 24 | — | $34.7M | ||
| Q3 24 | — | $32.4M | ||
| Q2 24 | — | $34.9M |
总债务FSBCRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — |
股东权益FSBCRICK
| Q1 26 | $458.5M | — | ||
| Q4 25 | $445.8M | — | ||
| Q3 25 | $431.3M | $261.1M | ||
| Q2 25 | $416.7M | $269.5M | ||
| Q1 25 | $406.5M | $268.8M | ||
| Q4 24 | $396.6M | $269.0M | ||
| Q3 24 | $389.9M | $263.4M | ||
| Q2 24 | $380.5M | $271.2M |
总资产FSBCRICK
| Q1 26 | $5.0B | — | ||
| Q4 25 | $4.8B | — | ||
| Q3 25 | $4.6B | $596.9M | ||
| Q2 25 | $4.4B | $597.4M | ||
| Q1 25 | $4.2B | $589.8M | ||
| Q4 24 | $4.1B | $586.2M | ||
| Q3 24 | $3.9B | $584.4M | ||
| Q2 24 | $3.6B | $601.0M |
负债/权益比FSBCRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流FSBCRICK
| Q1 26 | — | — | ||
| Q4 25 | $72.6M | — | ||
| Q3 25 | $18.8M | $13.7M | ||
| Q2 25 | $17.8M | $13.8M | ||
| Q1 25 | $15.5M | $8.5M | ||
| Q4 24 | $51.8M | $13.3M | ||
| Q3 24 | $17.5M | $15.7M | ||
| Q2 24 | $16.0M | $15.8M |
自由现金流FSBCRICK
| Q1 26 | — | — | ||
| Q4 25 | $71.4M | — | ||
| Q3 25 | $18.6M | $11.5M | ||
| Q2 25 | $17.5M | $10.1M | ||
| Q1 25 | $15.4M | $5.7M | ||
| Q4 24 | $51.2M | $7.6M | ||
| Q3 24 | $17.3M | $10.3M | ||
| Q2 24 | $15.8M | $9.3M |
自由现金流率FSBCRICK
| Q1 26 | — | — | ||
| Q4 25 | 164.3% | — | ||
| Q3 25 | 45.0% | 16.2% | ||
| Q2 25 | 45.8% | 14.2% | ||
| Q1 25 | 43.5% | 8.6% | ||
| Q4 24 | 145.5% | 10.6% | ||
| Q3 24 | 54.5% | 14.0% | ||
| Q2 24 | 51.6% | 12.3% |
资本支出强度FSBCRICK
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | — | ||
| Q3 25 | 0.5% | 3.2% | ||
| Q2 25 | 0.6% | 5.2% | ||
| Q1 25 | 0.3% | 4.3% | ||
| Q4 24 | 1.8% | 8.0% | ||
| Q3 24 | 0.7% | 7.3% | ||
| Q2 24 | 0.7% | 8.4% |
现金转化率FSBCRICK
| Q1 26 | — | — | ||
| Q4 25 | 4.12× | — | ||
| Q3 25 | 1.15× | — | ||
| Q2 25 | 1.23× | 3.40× | ||
| Q1 25 | 1.18× | 2.65× | ||
| Q4 24 | 3.89× | 1.48× | ||
| Q3 24 | 1.60× | 64.14× | ||
| Q2 24 | 1.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
