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FS Bancorp, Inc.（FSBW）与i3 Verticals, Inc.（IIIV）财务数据对比。点击上方公司名可切换其他公司
i3 Verticals, Inc.的季度营收约是FS Bancorp, Inc.的1.3倍（$52.7M vs $40.0M），FS Bancorp, Inc.同比增速更快（12.0% vs -14.6%），FS Bancorp, Inc.自由现金流更多（$51.9M vs $13.8M），过去两年FS Bancorp, Inc.的营收复合增速更高（6.2% vs -4.7%）
FS Bancorp, Inc.是总部位于美国的银行控股公司，为华盛顿第一安全银行的母公司，主要面向美国太平洋西北地区客户提供各类个人及商业银行服务，包括存款产品、住房贷款、小微企业融资、建筑贷款等，核心业务涵盖零售银行、商业银行及住房信贷三大板块。
Prusa i3是捷克Prusa Research公司生产的熔融沉积成型3D打印机系列，以Original Prusa i3为注册商标推出，同时也是RepRap项目的组成部分。2016年该系列就被评为全球使用率最高的3D打印机，最早由Josef Průša在2012年完成设计，2015年正式推出商用套件版本，目前最新型号同时提供散件套件和原厂组装版本，具备性价比高、易操作的优势。
FSBW vs IIIV — 直观对比
营收规模更大
IIIV
是对方的1.3倍
$40.0M
营收增速更快
FSBW
高出26.6%
-14.6%
自由现金流更多
FSBW
多$38.1M
$13.8M
两年增速更快
FSBW
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $40.0M | $52.7M |
| 净利润 | — | $484.0K |
| 毛利率 | — | — |
| 营业利润率 | 25.8% | 3.1% |
| 净利率 | — | 0.9% |
| 营收同比 | 12.0% | -14.6% |
| 净利润同比 | — | -76.5% |
| 每股收益（稀释后） | $1.11 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBWIIIV
| Q4 25 | $40.0M | $52.7M | ||
| Q3 25 | $39.3M | $46.0M | ||
| Q2 25 | $37.3M | $51.9M | ||
| Q1 25 | $36.1M | $63.1M | ||
| Q4 24 | $35.7M | $52.2M | ||
| Q3 24 | $37.2M | $32.0M | ||
| Q2 24 | $36.3M | $46.2M | ||
| Q1 24 | $35.5M | $58.0M |
净利润FSBWIIIV
| Q4 25 | — | $484.0K | ||
| Q3 25 | $9.2M | $3.1M | ||
| Q2 25 | $7.7M | $12.9M | ||
| Q1 25 | $8.0M | $-154.0K | ||
| Q4 24 | — | $2.1M | ||
| Q3 24 | $10.3M | $117.9M | ||
| Q2 24 | $9.0M | $-7.5M | ||
| Q1 24 | $8.4M | $1.9M |
营业利润率FSBWIIIV
| Q4 25 | 25.8% | 3.1% | ||
| Q3 25 | 29.5% | 3.2% | ||
| Q2 25 | 26.2% | -9.3% | ||
| Q1 25 | 26.2% | 8.0% | ||
| Q4 24 | 27.6% | 3.9% | ||
| Q3 24 | 26.5% | 10.6% | ||
| Q2 24 | 31.3% | -2.8% | ||
| Q1 24 | 29.7% | 3.4% |
净利率FSBWIIIV
| Q4 25 | — | 0.9% | ||
| Q3 25 | 23.4% | 6.7% | ||
| Q2 25 | 20.7% | 24.8% | ||
| Q1 25 | 22.2% | -0.2% | ||
| Q4 24 | — | 3.9% | ||
| Q3 24 | 27.6% | 368.2% | ||
| Q2 24 | 24.7% | -16.3% | ||
| Q1 24 | 23.7% | 3.2% |
每股收益（稀释后）FSBWIIIV
| Q4 25 | $1.11 | $0.02 | ||
| Q3 25 | $1.18 | $0.14 | ||
| Q2 25 | $0.99 | $0.50 | ||
| Q1 25 | $1.01 | $0.00 | ||
| Q4 24 | $0.88 | $0.08 | ||
| Q3 24 | $1.29 | $4.93 | ||
| Q2 24 | $1.13 | $-0.32 | ||
| Q1 24 | $1.06 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.2M | $37.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $307.7M | $358.5M |
| 总资产 | $3.2B | $595.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSBWIIIV
| Q4 25 | $28.2M | $37.5M | ||
| Q3 25 | $61.3M | $66.7M | ||
| Q2 25 | $33.2M | $55.5M | ||
| Q1 25 | $62.7M | $7.7M | ||
| Q4 24 | $31.6M | $85.6M | ||
| Q3 24 | $40.3M | $86.5M | ||
| Q2 24 | $33.0M | $9.7M | ||
| Q1 24 | $45.4M | $3.1M |
总债务FSBWIIIV
| Q4 25 | — | — | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $12.0M | ||
| Q4 24 | — | $26.2M | ||
| Q3 24 | — | $26.2M | ||
| Q2 24 | — | $374.1M | ||
| Q1 24 | — | $369.6M |
股东权益FSBWIIIV
| Q4 25 | $307.7M | $358.5M | ||
| Q3 25 | $300.5M | $389.6M | ||
| Q2 25 | $297.2M | $383.3M | ||
| Q1 25 | $298.8M | $385.2M | ||
| Q4 24 | $295.8M | $375.0M | ||
| Q3 24 | $288.9M | $379.7M | ||
| Q2 24 | $284.0M | $249.7M | ||
| Q1 24 | $277.9M | $249.3M |
总资产FSBWIIIV
| Q4 25 | $3.2B | $595.9M | ||
| Q3 25 | $3.2B | $638.4M | ||
| Q2 25 | $3.2B | $623.3M | ||
| Q1 25 | $3.1B | $646.4M | ||
| Q4 24 | $3.0B | $726.2M | ||
| Q3 24 | $3.0B | $730.7M | ||
| Q2 24 | $2.9B | $861.7M | ||
| Q1 24 | $3.0B | $625.8M |
负债/权益比FSBWIIIV
| Q4 25 | — | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.03× | ||
| Q4 24 | — | 0.07× | ||
| Q3 24 | — | 0.07× | ||
| Q2 24 | — | 1.50× | ||
| Q1 24 | — | 1.48× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $72.3M | $14.1M |
| 自由现金流经营现金流 - 资本支出 | $51.9M | $13.8M |
| 自由现金流率自由现金流/营收 | 129.8% | 26.2% |
| 资本支出强度资本支出/营收 | 50.9% | 0.6% |
| 现金转化率经营现金流/净利润 | — | 29.18× |
| 过去12个月自由现金流最近4个季度 | $107.2M | $6.5M |
8季度趋势，按日历期对齐
经营现金流FSBWIIIV
| Q4 25 | $72.3M | $14.1M | ||
| Q3 25 | $44.6M | $14.0M | ||
| Q2 25 | $7.1M | $7.4M | ||
| Q1 25 | $8.2M | $-27.1M | ||
| Q4 24 | $50.8M | $11.5M | ||
| Q3 24 | $-891.0K | $15.1M | ||
| Q2 24 | $9.9M | $8.1M | ||
| Q1 24 | $275.0K | $10.7M |
自由现金流FSBWIIIV
| Q4 25 | $51.9M | $13.8M | ||
| Q3 25 | $41.6M | $13.5M | ||
| Q2 25 | $5.9M | $6.8M | ||
| Q1 25 | $7.8M | $-27.6M | ||
| Q4 24 | $49.2M | $11.0M | ||
| Q3 24 | $-1.5M | $14.6M | ||
| Q2 24 | $9.6M | $7.2M | ||
| Q1 24 | $-82.0K | $9.9M |
自由现金流率FSBWIIIV
| Q4 25 | 129.8% | 26.2% | ||
| Q3 25 | 105.9% | 29.5% | ||
| Q2 25 | 15.7% | 13.1% | ||
| Q1 25 | 21.7% | -43.8% | ||
| Q4 24 | 137.7% | 21.1% | ||
| Q3 24 | -4.1% | 45.6% | ||
| Q2 24 | 26.6% | 15.6% | ||
| Q1 24 | -0.2% | 17.1% |
资本支出强度FSBWIIIV
| Q4 25 | 50.9% | 0.6% | ||
| Q3 25 | 7.7% | 0.9% | ||
| Q2 25 | 3.5% | 1.0% | ||
| Q1 25 | 1.0% | 0.8% | ||
| Q4 24 | 4.6% | 0.9% | ||
| Q3 24 | 1.7% | 1.7% | ||
| Q2 24 | 0.8% | 1.9% | ||
| Q1 24 | 1.0% | 1.4% |
现金转化率FSBWIIIV
| Q4 25 | — | 29.18× | ||
| Q3 25 | 4.86× | 4.52× | ||
| Q2 25 | 0.92× | 0.57× | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | 5.59× | ||
| Q3 24 | -0.09× | 0.13× | ||
| Q2 24 | 1.11× | — | ||
| Q1 24 | 0.03× | 5.72× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBW
暂无分部数据
IIIV
| License And Service | $35.7M | 68% |
| Proprietary Payments Revenue | $14.5M | 27% |
| Other Revenue | $2.5M | 5% |
