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FS Bancorp, Inc.（FSBW）与Neuronetics, Inc.（STIM）财务数据对比。点击上方公司名可切换其他公司
Neuronetics, Inc.的季度营收约是FS Bancorp, Inc.的1.0倍（$41.8M vs $40.0M），Neuronetics, Inc.同比增速更快（85.7% vs 12.0%），FS Bancorp, Inc.自由现金流更多（$51.9M vs $692.0K），过去两年Neuronetics, Inc.的营收复合增速更高（54.9% vs 6.2%）
FS Bancorp, Inc.是总部位于美国的银行控股公司，为华盛顿第一安全银行的母公司，主要面向美国太平洋西北地区客户提供各类个人及商业银行服务，包括存款产品、住房贷款、小微企业融资、建筑贷款等，核心业务涵盖零售银行、商业银行及住房信贷三大板块。
Neuronetics, Inc.是一家总部位于宾夕法尼亚州莫尔文的上市公司，2003年4月于特拉华州成立，专注研发神经调节技术相关产品，为传统治疗无效或耐药的精神疾病提供无创治疗方案。
FSBW vs STIM — 直观对比
营收规模更大
STIM
是对方的1.0倍
$40.0M
营收增速更快
STIM
高出73.7%
12.0%
自由现金流更多
FSBW
多$51.2M
$692.0K
两年增速更快
STIM
近两年复合增速
6.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $40.0M | $41.8M |
| 净利润 | — | $-7.2M |
| 毛利率 | — | 52.0% |
| 营业利润率 | 25.8% | -12.1% |
| 净利率 | — | -17.2% |
| 营收同比 | 12.0% | 85.7% |
| 净利润同比 | — | 43.2% |
| 每股收益（稀释后） | $1.11 | $-0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBWSTIM
| Q4 25 | $40.0M | $41.8M | ||
| Q3 25 | $39.3M | $37.3M | ||
| Q2 25 | $37.3M | $38.1M | ||
| Q1 25 | $36.1M | $32.0M | ||
| Q4 24 | $35.7M | $22.5M | ||
| Q3 24 | $37.2M | $18.5M | ||
| Q2 24 | $36.3M | $16.4M | ||
| Q1 24 | $35.5M | $17.4M |
净利润FSBWSTIM
| Q4 25 | — | $-7.2M | ||
| Q3 25 | $9.2M | $-9.0M | ||
| Q2 25 | $7.7M | $-10.1M | ||
| Q1 25 | $8.0M | $-12.7M | ||
| Q4 24 | — | $-12.7M | ||
| Q3 24 | $10.3M | $-13.3M | ||
| Q2 24 | $9.0M | $-9.8M | ||
| Q1 24 | $8.4M | $-7.9M |
毛利率FSBWSTIM
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
营业利润率FSBWSTIM
| Q4 25 | 25.8% | -12.1% | ||
| Q3 25 | 29.5% | -19.6% | ||
| Q2 25 | 26.2% | -21.1% | ||
| Q1 25 | 26.2% | -34.4% | ||
| Q4 24 | 27.6% | -51.0% | ||
| Q3 24 | 26.5% | -41.7% | ||
| Q2 24 | 31.3% | -51.7% | ||
| Q1 24 | 29.7% | -39.4% |
净利率FSBWSTIM
| Q4 25 | — | -17.2% | ||
| Q3 25 | 23.4% | -24.3% | ||
| Q2 25 | 20.7% | -26.6% | ||
| Q1 25 | 22.2% | -39.6% | ||
| Q4 24 | — | -56.4% | ||
| Q3 24 | 27.6% | -72.0% | ||
| Q2 24 | 24.7% | -59.8% | ||
| Q1 24 | 23.7% | -45.2% |
每股收益（稀释后）FSBWSTIM
| Q4 25 | $1.11 | $-0.10 | ||
| Q3 25 | $1.18 | $-0.13 | ||
| Q2 25 | $0.99 | $-0.15 | ||
| Q1 25 | $1.01 | $-0.21 | ||
| Q4 24 | $0.88 | $-0.34 | ||
| Q3 24 | $1.29 | $-0.44 | ||
| Q2 24 | $1.13 | $-0.33 | ||
| Q1 24 | $1.06 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.2M | $28.1M |
| 总债务越低越好 | — | $65.8M |
| 股东权益账面价值 | $307.7M | $22.4M |
| 总资产 | $3.2B | $141.6M |
| 负债/权益比越低杠杆越低 | — | 2.94× |
8季度趋势，按日历期对齐
现金及短期投资FSBWSTIM
| Q4 25 | $28.2M | $28.1M | ||
| Q3 25 | $61.3M | $28.0M | ||
| Q2 25 | $33.2M | $11.0M | ||
| Q1 25 | $62.7M | $20.2M | ||
| Q4 24 | $31.6M | $18.5M | ||
| Q3 24 | $40.3M | $20.9M | ||
| Q2 24 | $33.0M | $42.6M | ||
| Q1 24 | $45.4M | $47.7M |
总债务FSBWSTIM
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M | ||
| Q1 24 | — | $59.4M |
股东权益FSBWSTIM
| Q4 25 | $307.7M | $22.4M | ||
| Q3 25 | $300.5M | $27.4M | ||
| Q2 25 | $297.2M | $27.1M | ||
| Q1 25 | $298.8M | $35.5M | ||
| Q4 24 | $295.8M | $27.7M | ||
| Q3 24 | $288.9M | $9.4M | ||
| Q2 24 | $284.0M | $19.4M | ||
| Q1 24 | $277.9M | $27.7M |
总资产FSBWSTIM
| Q4 25 | $3.2B | $141.6M | ||
| Q3 25 | $3.2B | $145.5M | ||
| Q2 25 | $3.2B | $134.7M | ||
| Q1 25 | $3.1B | $142.0M | ||
| Q4 24 | $3.0B | $140.9M | ||
| Q3 24 | $3.0B | — | ||
| Q2 24 | $2.9B | $96.8M | ||
| Q1 24 | $3.0B | $103.8M |
负债/权益比FSBWSTIM
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× | ||
| Q1 24 | — | 2.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $72.3M | $908.0K |
| 自由现金流经营现金流 - 资本支出 | $51.9M | $692.0K |
| 自由现金流率自由现金流/营收 | 129.8% | 1.7% |
| 资本支出强度资本支出/营收 | 50.9% | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $107.2M | $-21.2M |
8季度趋势，按日历期对齐
经营现金流FSBWSTIM
| Q4 25 | $72.3M | $908.0K | ||
| Q3 25 | $44.6M | $-785.0K | ||
| Q2 25 | $7.1M | $-3.5M | ||
| Q1 25 | $8.2M | $-17.0M | ||
| Q4 24 | $50.8M | $-8.6M | ||
| Q3 24 | $-891.0K | $-5.4M | ||
| Q2 24 | $9.9M | $-5.0M | ||
| Q1 24 | $275.0K | $-12.0M |
自由现金流FSBWSTIM
| Q4 25 | $51.9M | $692.0K | ||
| Q3 25 | $41.6M | $-899.0K | ||
| Q2 25 | $5.9M | $-3.8M | ||
| Q1 25 | $7.8M | $-17.2M | ||
| Q4 24 | $49.2M | $-8.7M | ||
| Q3 24 | $-1.5M | $-5.8M | ||
| Q2 24 | $9.6M | $-5.6M | ||
| Q1 24 | $-82.0K | $-12.4M |
自由现金流率FSBWSTIM
| Q4 25 | 129.8% | 1.7% | ||
| Q3 25 | 105.9% | -2.4% | ||
| Q2 25 | 15.7% | -9.9% | ||
| Q1 25 | 21.7% | -53.8% | ||
| Q4 24 | 137.7% | -38.6% | ||
| Q3 24 | -4.1% | -31.3% | ||
| Q2 24 | 26.6% | -34.0% | ||
| Q1 24 | -0.2% | -71.1% |
资本支出强度FSBWSTIM
| Q4 25 | 50.9% | 0.5% | ||
| Q3 25 | 7.7% | 0.3% | ||
| Q2 25 | 3.5% | 0.7% | ||
| Q1 25 | 1.0% | 0.7% | ||
| Q4 24 | 4.6% | 0.4% | ||
| Q3 24 | 1.7% | 2.1% | ||
| Q2 24 | 0.8% | 3.7% | ||
| Q1 24 | 1.0% | 2.2% |
现金转化率FSBWSTIM
| Q4 25 | — | — | ||
| Q3 25 | 4.86× | — | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.09× | — | ||
| Q2 24 | 1.11× | — | ||
| Q1 24 | 0.03× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
