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FS Bancorp, Inc.（FSBW）与Stran & Company, Inc.（SWAG）财务数据对比。点击上方公司名可切换其他公司
FS Bancorp, Inc.的季度营收约是Stran & Company, Inc.的1.4倍（$40.0M vs $28.9M），FS Bancorp, Inc.同比增速更快（12.0% vs 7.2%），FS Bancorp, Inc.自由现金流更多（$51.9M vs $38.0K），过去两年Stran & Company, Inc.的营收复合增速更高（24.0% vs 6.2%）
FS Bancorp, Inc.是总部位于美国的银行控股公司，为华盛顿第一安全银行的母公司，主要面向美国太平洋西北地区客户提供各类个人及商业银行服务，包括存款产品、住房贷款、小微企业融资、建筑贷款等，核心业务涵盖零售银行、商业银行及住房信贷三大板块。
Stran & Company, Inc.是品牌促销产品、定制周边及一体化营销解决方案供应商，服务覆盖零售、医疗、科技、教育等领域企业客户，助力客户开展品牌宣传、用户运营及员工激励相关工作。
FSBW vs SWAG — 直观对比
营收规模更大
FSBW
是对方的1.4倍
$28.9M
营收增速更快
FSBW
高出4.8%
7.2%
自由现金流更多
FSBW
多$51.9M
$38.0K
两年增速更快
SWAG
近两年复合增速
6.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $40.0M | $28.9M |
| 净利润 | — | $243.0K |
| 毛利率 | — | 30.4% |
| 营业利润率 | 25.8% | -0.1% |
| 净利率 | — | 0.8% |
| 营收同比 | 12.0% | 7.2% |
| 净利润同比 | — | 141.5% |
| 每股收益（稀释后） | $1.11 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSBWSWAG
| Q4 25 | $40.0M | $28.9M | ||
| Q3 25 | $39.3M | $26.0M | ||
| Q2 25 | $37.3M | $32.6M | ||
| Q1 25 | $36.1M | $28.7M | ||
| Q4 24 | $35.7M | $27.0M | ||
| Q3 24 | $37.2M | $20.1M | ||
| Q2 24 | $36.3M | $16.7M | ||
| Q1 24 | $35.5M | $18.8M |
净利润FSBWSWAG
| Q4 25 | — | $243.0K | ||
| Q3 25 | $9.2M | $-1.2M | ||
| Q2 25 | $7.7M | $643.0K | ||
| Q1 25 | $8.0M | $-393.0K | ||
| Q4 24 | — | $-586.0K | ||
| Q3 24 | $10.3M | $-2.0M | ||
| Q2 24 | $9.0M | $-1.0M | ||
| Q1 24 | $8.4M | $-491.0K |
毛利率FSBWSWAG
| Q4 25 | — | 30.4% | ||
| Q3 25 | — | 27.2% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.6% | ||
| Q4 24 | — | 32.5% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 32.8% | ||
| Q1 24 | — | 29.8% |
营业利润率FSBWSWAG
| Q4 25 | 25.8% | -0.1% | ||
| Q3 25 | 29.5% | -6.9% | ||
| Q2 25 | 26.2% | 1.2% | ||
| Q1 25 | 26.2% | -1.9% | ||
| Q4 24 | 27.6% | -3.5% | ||
| Q3 24 | 26.5% | -10.8% | ||
| Q2 24 | 31.3% | -6.6% | ||
| Q1 24 | 29.7% | -3.5% |
净利率FSBWSWAG
| Q4 25 | — | 0.8% | ||
| Q3 25 | 23.4% | -4.8% | ||
| Q2 25 | 20.7% | 2.0% | ||
| Q1 25 | 22.2% | -1.4% | ||
| Q4 24 | — | -2.2% | ||
| Q3 24 | 27.6% | -10.1% | ||
| Q2 24 | 24.7% | -6.1% | ||
| Q1 24 | 23.7% | -2.6% |
每股收益（稀释后）FSBWSWAG
| Q4 25 | $1.11 | $0.02 | ||
| Q3 25 | $1.18 | $-0.07 | ||
| Q2 25 | $0.99 | $0.03 | ||
| Q1 25 | $1.01 | $-0.02 | ||
| Q4 24 | $0.88 | $-0.02 | ||
| Q3 24 | $1.29 | $-0.11 | ||
| Q2 24 | $1.13 | $-0.06 | ||
| Q1 24 | $1.06 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.2M | $11.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $307.7M | $30.5M |
| 总资产 | $3.2B | $49.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSBWSWAG
| Q4 25 | $28.2M | $11.6M | ||
| Q3 25 | $61.3M | $11.8M | ||
| Q2 25 | $33.2M | $18.1M | ||
| Q1 25 | $62.7M | $12.2M | ||
| Q4 24 | $31.6M | $18.2M | ||
| Q3 24 | $40.3M | $6.9M | ||
| Q2 24 | $33.0M | $9.6M | ||
| Q1 24 | $45.4M | $10.7M |
股东权益FSBWSWAG
| Q4 25 | $307.7M | $30.5M | ||
| Q3 25 | $300.5M | $30.2M | ||
| Q2 25 | $297.2M | $31.8M | ||
| Q1 25 | $298.8M | $31.3M | ||
| Q4 24 | $295.8M | $31.6M | ||
| Q3 24 | $288.9M | $32.3M | ||
| Q2 24 | $284.0M | $34.3M | ||
| Q1 24 | $277.9M | $35.2M |
总资产FSBWSWAG
| Q4 25 | $3.2B | $49.3M | ||
| Q3 25 | $3.2B | $50.3M | ||
| Q2 25 | $3.2B | $61.2M | ||
| Q1 25 | $3.1B | $52.2M | ||
| Q4 24 | $3.0B | $55.1M | ||
| Q3 24 | $3.0B | $48.8M | ||
| Q2 24 | $2.9B | $46.6M | ||
| Q1 24 | $3.0B | $47.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $72.3M | $161.0K |
| 自由现金流经营现金流 - 资本支出 | $51.9M | $38.0K |
| 自由现金流率自由现金流/营收 | 129.8% | 0.1% |
| 资本支出强度资本支出/营收 | 50.9% | 0.4% |
| 现金转化率经营现金流/净利润 | — | 0.66× |
| 过去12个月自由现金流最近4个季度 | $107.2M | $-5.5M |
8季度趋势，按日历期对齐
经营现金流FSBWSWAG
| Q4 25 | $72.3M | $161.0K | ||
| Q3 25 | $44.6M | $-5.4M | ||
| Q2 25 | $7.1M | $6.4M | ||
| Q1 25 | $8.2M | $-5.9M | ||
| Q4 24 | $50.8M | $1.3M | ||
| Q3 24 | $-891.0K | $-2.7M | ||
| Q2 24 | $9.9M | $2.1M | ||
| Q1 24 | $275.0K | $2.1M |
自由现金流FSBWSWAG
| Q4 25 | $51.9M | $38.0K | ||
| Q3 25 | $41.6M | $-5.9M | ||
| Q2 25 | $5.9M | $6.3M | ||
| Q1 25 | $7.8M | $-6.0M | ||
| Q4 24 | $49.2M | $1.2M | ||
| Q3 24 | $-1.5M | $-2.9M | ||
| Q2 24 | $9.6M | $1.9M | ||
| Q1 24 | $-82.0K | $1.9M |
自由现金流率FSBWSWAG
| Q4 25 | 129.8% | 0.1% | ||
| Q3 25 | 105.9% | -22.6% | ||
| Q2 25 | 15.7% | 19.5% | ||
| Q1 25 | 21.7% | -21.0% | ||
| Q4 24 | 137.7% | 4.6% | ||
| Q3 24 | -4.1% | -14.3% | ||
| Q2 24 | 26.6% | 11.6% | ||
| Q1 24 | -0.2% | 9.9% |
资本支出强度FSBWSWAG
| Q4 25 | 50.9% | 0.4% | ||
| Q3 25 | 7.7% | 1.9% | ||
| Q2 25 | 3.5% | 0.2% | ||
| Q1 25 | 1.0% | 0.4% | ||
| Q4 24 | 4.6% | 0.3% | ||
| Q3 24 | 1.7% | 0.7% | ||
| Q2 24 | 0.8% | 1.1% | ||
| Q1 24 | 1.0% | 1.0% |
现金转化率FSBWSWAG
| Q4 25 | — | 0.66× | ||
| Q3 25 | 4.86× | — | ||
| Q2 25 | 0.92× | 9.99× | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.09× | — | ||
| Q2 24 | 1.11× | — | ||
| Q1 24 | 0.03× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSBW
暂无分部数据
SWAG
| Promotional Products Dropshipping | $11.2M | 39% |
| Casino Continuity Program | $6.9M | 24% |
| Promotional Products Company Owned Inventory | $4.6M | 16% |
| Promotional Products Bulk Dropshipping | $3.8M | 13% |
| Promotional Products Thirdparty Distributor | $1.8M | 6% |
| Other | $610.0K | 2% |
