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First Seacoast Bancorp, Inc.（FSEA）与波士顿科学（MLSS）财务数据对比。点击上方公司名可切换其他公司
First Seacoast Bancorp, Inc.的季度营收约是波士顿科学的2.0倍（$4.0M vs $2.1M），First Seacoast Bancorp, Inc.净利率更高（-2.4% vs -53.0%，领先50.6%），First Seacoast Bancorp, Inc.同比增速更快（20.6% vs 2.2%），过去两年First Seacoast Bancorp, Inc.的营收复合增速更高（12.6% vs -4.3%）
第一海岸银行集团是一家美国银行控股公司，原 Sterling Bancorp 是美国本土的区域银行控股公司，旗下拥有Sterling国民银行，该机构已于2022年2月与Webster银行完成合并。
波士顿科学公司是源自美国的跨国生物医疗企业，专业研发生产介入医疗领域医疗器械，产品覆盖介入放射学、介入心脏病学、外周介入治疗、神经调控、神经血管介入、电生理、心脏外科、血管外科、内镜、肿瘤学、泌尿与妇科等多个领域。
FSEA vs MLSS — 直观对比
营收规模更大
FSEA
是对方的2.0倍
$2.1M
营收增速更快
FSEA
高出18.4%
2.2%
净利率更高
FSEA
高出50.6%
-53.0%
两年增速更快
FSEA
近两年复合增速
-4.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.0M | $2.1M |
| 净利润 | $-87.0K | $-1.1M |
| 毛利率 | — | 73.0% |
| 营业利润率 | -3.1% | -52.5% |
| 净利率 | -2.4% | -53.0% |
| 营收同比 | 20.6% | 2.2% |
| 净利润同比 | 93.8% | 46.4% |
| 每股收益（稀释后） | $-0.04 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSEAMLSS
| Q4 25 | $4.0M | $2.1M | ||
| Q3 25 | $4.0M | $2.4M | ||
| Q2 25 | $3.9M | $2.3M | ||
| Q1 25 | $3.5M | $2.2M | ||
| Q4 24 | $3.4M | $2.0M | ||
| Q3 24 | $3.3M | $2.5M | ||
| Q2 24 | $5.9M | $1.9M | ||
| Q1 24 | $3.2M | $2.2M |
净利润FSEAMLSS
| Q4 25 | $-87.0K | $-1.1M | ||
| Q3 25 | $390.0K | $-1.2M | ||
| Q2 25 | $-545.0K | $-1.5M | ||
| Q1 25 | $-603.0K | $-2.0M | ||
| Q4 24 | $-1.4M | $-2.0M | ||
| Q3 24 | $44.0K | $-1.5M | ||
| Q2 24 | $2.0M | $223.6K | ||
| Q1 24 | $-1.2M | $-1.4M |
毛利率FSEAMLSS
| Q4 25 | — | 73.0% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.6% | ||
| Q1 25 | — | 73.8% | ||
| Q4 24 | — | 75.0% | ||
| Q3 24 | — | 73.0% | ||
| Q2 24 | — | 76.1% | ||
| Q1 24 | — | 74.5% |
营业利润率FSEAMLSS
| Q4 25 | -3.1% | -52.5% | ||
| Q3 25 | -5.2% | -48.1% | ||
| Q2 25 | -13.7% | -63.9% | ||
| Q1 25 | -17.9% | -89.5% | ||
| Q4 24 | -23.5% | -101.4% | ||
| Q3 24 | -17.8% | -58.4% | ||
| Q2 24 | 35.6% | -96.0% | ||
| Q1 24 | -24.8% | -65.1% |
净利率FSEAMLSS
| Q4 25 | -2.4% | -53.0% | ||
| Q3 25 | 9.8% | -48.9% | ||
| Q2 25 | -14.1% | -63.8% | ||
| Q1 25 | -17.1% | -89.3% | ||
| Q4 24 | -46.9% | -101.1% | ||
| Q3 24 | 1.3% | -58.1% | ||
| Q2 24 | 33.9% | 12.1% | ||
| Q1 24 | -36.1% | -64.1% |
每股收益（稀释后）FSEAMLSS
| Q4 25 | $-0.04 | — | ||
| Q3 25 | $0.08 | $-0.01 | ||
| Q2 25 | $-0.13 | — | ||
| Q1 25 | $-0.14 | — | ||
| Q4 24 | $-0.31 | — | ||
| Q3 24 | $0.01 | $-0.02 | ||
| Q2 24 | $0.42 | — | ||
| Q1 24 | $-0.24 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $63.5M | $2.8M |
| 总资产 | $599.3M | $7.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSEAMLSS
| Q4 25 | — | $1.1M | ||
| Q3 25 | — | $1.3M | ||
| Q2 25 | — | $1.3M | ||
| Q1 25 | — | $2.2M | ||
| Q4 24 | — | $3.3M | ||
| Q3 24 | — | $4.8M | ||
| Q2 24 | — | $5.8M | ||
| Q1 24 | — | $5.0M |
股东权益FSEAMLSS
| Q4 25 | $63.5M | $2.8M | ||
| Q3 25 | $63.2M | $2.5M | ||
| Q2 25 | $60.8M | $3.3M | ||
| Q1 25 | $61.2M | $4.5M | ||
| Q4 24 | $62.0M | $5.8M | ||
| Q3 24 | $65.8M | $7.2M | ||
| Q2 24 | $64.5M | $8.0M | ||
| Q1 24 | $64.7M | $7.5M |
总资产FSEAMLSS
| Q4 25 | $599.3M | $7.8M | ||
| Q3 25 | $609.6M | $8.5M | ||
| Q2 25 | $604.8M | $8.1M | ||
| Q1 25 | $592.6M | $9.1M | ||
| Q4 24 | $580.8M | $9.8M | ||
| Q3 24 | $601.8M | $11.2M | ||
| Q2 24 | $601.7M | $12.0M | ||
| Q1 24 | $576.5M | $11.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $449.0K | $-226.1K |
| 自由现金流经营现金流 - 资本支出 | $329.0K | — |
| 自由现金流率自由现金流/营收 | 8.1% | — |
| 资本支出强度资本支出/营收 | 3.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $1.4M | — |
8季度趋势，按日历期对齐
经营现金流FSEAMLSS
| Q4 25 | $449.0K | $-226.1K | ||
| Q3 25 | $661.0K | $81.8K | ||
| Q2 25 | $-151.0K | $-1.8M | ||
| Q1 25 | $573.0K | $-1.0M | ||
| Q4 24 | $-2.9M | $-1.5M | ||
| Q3 24 | $289.0K | $-973.9K | ||
| Q2 24 | $-1.4M | $783.7K | ||
| Q1 24 | $-70.0K | $-1.2M |
自由现金流FSEAMLSS
| Q4 25 | $329.0K | — | ||
| Q3 25 | $640.0K | — | ||
| Q2 25 | $-154.0K | — | ||
| Q1 25 | $542.0K | — | ||
| Q4 24 | $-3.3M | — | ||
| Q3 24 | $264.0K | — | ||
| Q2 24 | $-1.6M | — | ||
| Q1 24 | $-81.0K | — |
自由现金流率FSEAMLSS
| Q4 25 | 8.1% | — | ||
| Q3 25 | 16.0% | — | ||
| Q2 25 | -4.0% | — | ||
| Q1 25 | 15.4% | — | ||
| Q4 24 | -99.0% | — | ||
| Q3 24 | 7.9% | — | ||
| Q2 24 | -26.5% | — | ||
| Q1 24 | -2.5% | — |
资本支出强度FSEAMLSS
| Q4 25 | 3.0% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 11.0% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 2.8% | — | ||
| Q1 24 | 0.3% | — |
现金转化率FSEAMLSS
| Q4 25 | — | — | ||
| Q3 25 | 1.69× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.57× | — | ||
| Q2 24 | -0.70× | 3.50× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
