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FLEXIBLE SOLUTIONS INTERNATIONAL INC（FSI）与Rhinebeck Bancorp, Inc.（RBKB）财务数据对比。点击上方公司名可切换其他公司
Rhinebeck Bancorp, Inc.的季度营收约是FLEXIBLE SOLUTIONS INTERNATIONAL INC的1.5倍（$13.5M vs $9.1M），Rhinebeck Bancorp, Inc.净利率更高（17.3% vs -5.1%，领先22.3%），Rhinebeck Bancorp, Inc.同比增速更快（1701.1% vs -0.5%），Rhinebeck Bancorp, Inc.自由现金流更多（$10.9M vs $-4.0M），过去两年Rhinebeck Bancorp, Inc.的营收复合增速更高（14.0% vs -0.6%）
Flexible Solutions International Inc是一家专注研发生产特种化学品的企业，核心产品包括水体蒸发抑制剂、农作物增产助剂、泳池保温剂等，服务北美及全球农业、水务领域客户。
Rhinebeck Bancorp, Inc.是总部位于美国纽约的区域性银行控股企业，旗下运营莱茵贝克银行，主要面向纽约哈德逊谷地区的个人消费者与中小企业提供储蓄、贷款、抵押贷款、财富管理等零售及商业金融服务。
FSI vs RBKB — 直观对比
营收规模更大
RBKB
是对方的1.5倍
$9.1M
营收增速更快
RBKB
高出1701.6%
-0.5%
净利率更高
RBKB
高出22.3%
-5.1%
自由现金流更多
RBKB
多$14.9M
$-4.0M
两年增速更快
RBKB
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $9.1M | $13.5M |
| 净利润 | $-460.9K | $2.3M |
| 毛利率 | 29.4% | — |
| 营业利润率 | 11.6% | 21.7% |
| 净利率 | -5.1% | 17.3% |
| 营收同比 | -0.5% | 1701.1% |
| 净利润同比 | -167.8% | 188.0% |
| 每股收益（稀释后） | $-0.03 | $0.21 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSIRBKB
| Q4 25 | $9.1M | $13.5M | ||
| Q3 25 | $10.6M | $14.0M | ||
| Q2 25 | $11.4M | $13.1M | ||
| Q1 25 | $7.5M | $12.8M | ||
| Q4 24 | $9.2M | $750.0K | ||
| Q3 24 | $9.3M | $773.0K | ||
| Q2 24 | $10.5M | $10.7M | ||
| Q1 24 | $9.2M | $10.4M |
净利润FSIRBKB
| Q4 25 | $-460.9K | $2.3M | ||
| Q3 25 | $-503.4K | $2.7M | ||
| Q2 25 | $2.0M | $2.7M | ||
| Q1 25 | $-277.7K | $2.3M | ||
| Q4 24 | $679.6K | $-2.7M | ||
| Q3 24 | $611.9K | $-8.1M | ||
| Q2 24 | $1.3M | $975.0K | ||
| Q1 24 | $457.2K | $1.1M |
毛利率FSIRBKB
| Q4 25 | 29.4% | — | ||
| Q3 25 | 23.9% | — | ||
| Q2 25 | 47.4% | — | ||
| Q1 25 | 26.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | 40.9% | — | ||
| Q2 24 | 37.4% | — | ||
| Q1 24 | 30.6% | — |
营业利润率FSIRBKB
| Q4 25 | 11.6% | 21.7% | ||
| Q3 25 | 2.9% | 23.9% | ||
| Q2 25 | 29.0% | 26.6% | ||
| Q1 25 | -0.9% | 22.9% | ||
| Q4 24 | 9.4% | -444.9% | ||
| Q3 24 | 20.5% | -1332.3% | ||
| Q2 24 | 18.7% | 11.8% | ||
| Q1 24 | 8.3% | 13.9% |
净利率FSIRBKB
| Q4 25 | -5.1% | 17.3% | ||
| Q3 25 | -4.8% | 19.3% | ||
| Q2 25 | 17.8% | 20.8% | ||
| Q1 25 | -3.7% | 17.9% | ||
| Q4 24 | 7.4% | -353.9% | ||
| Q3 24 | 6.6% | -1042.9% | ||
| Q2 24 | 12.3% | 9.2% | ||
| Q1 24 | 5.0% | 10.8% |
每股收益（稀释后）FSIRBKB
| Q4 25 | $-0.03 | $0.21 | ||
| Q3 25 | $-0.04 | $0.25 | ||
| Q2 25 | $0.15 | $0.25 | ||
| Q1 25 | $-0.02 | $0.21 | ||
| Q4 24 | $0.05 | $-0.24 | ||
| Q3 24 | $0.05 | $-0.75 | ||
| Q2 24 | $0.10 | $0.09 | ||
| Q1 24 | $0.04 | $0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $4.4M | — |
| 股东权益账面价值 | $38.9M | $136.9M |
| 总资产 | $61.8M | $1.3B |
| 负债/权益比越低杠杆越低 | 0.11× | — |
8季度趋势，按日历期对齐
现金及短期投资FSIRBKB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $10.0M | — | ||
| Q1 25 | $11.0M | — | ||
| Q4 24 | $10.0M | — | ||
| Q3 24 | $13.0M | — | ||
| Q2 24 | $9.2M | — | ||
| Q1 24 | $8.3M | — |
总债务FSIRBKB
| Q4 25 | $4.4M | — | ||
| Q3 25 | $7.1M | — | ||
| Q2 25 | $7.5M | — | ||
| Q1 25 | $8.1M | — | ||
| Q4 24 | $8.8M | — | ||
| Q3 24 | $9.4M | — | ||
| Q2 24 | $8.3M | — | ||
| Q1 24 | $8.0M | — |
股东权益FSIRBKB
| Q4 25 | $38.9M | $136.9M | ||
| Q3 25 | $39.0M | $133.0M | ||
| Q2 25 | $39.4M | $129.0M | ||
| Q1 25 | $38.4M | $126.0M | ||
| Q4 24 | $38.0M | $121.8M | ||
| Q3 24 | $36.9M | $122.7M | ||
| Q2 24 | $36.2M | $116.2M | ||
| Q1 24 | $36.0M | $114.3M |
总资产FSIRBKB
| Q4 25 | $61.8M | $1.3B | ||
| Q3 25 | $58.4M | $1.3B | ||
| Q2 25 | $58.2M | $1.3B | ||
| Q1 25 | $61.7M | $1.3B | ||
| Q4 24 | $60.0M | $1.3B | ||
| Q3 24 | $57.8M | $1.3B | ||
| Q2 24 | $56.3M | $1.3B | ||
| Q1 24 | $57.6M | $1.3B |
负债/权益比FSIRBKB
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | 0.21× | — | ||
| Q4 24 | 0.23× | — | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | 0.22× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0M | $11.7M |
| 自由现金流经营现金流 - 资本支出 | $-4.0M | $10.9M |
| 自由现金流率自由现金流/营收 | -44.3% | 80.6% |
| 资本支出强度资本支出/营收 | 11.7% | 6.3% |
| 现金转化率经营现金流/净利润 | — | 5.03× |
| 过去12个月自由现金流最近4个季度 | $-591.7K | $19.4M |
8季度趋势，按日历期对齐
经营现金流FSIRBKB
| Q4 25 | $-3.0M | $11.7M | ||
| Q3 25 | $2.0M | $2.2M | ||
| Q2 25 | $5.3M | $2.4M | ||
| Q1 25 | $-544.3K | $4.3M | ||
| Q4 24 | $-2.2M | $8.5M | ||
| Q3 24 | $2.5M | $-3.6M | ||
| Q2 24 | $5.9M | $12.0M | ||
| Q1 24 | $-604.8K | $-3.5M |
自由现金流FSIRBKB
| Q4 25 | $-4.0M | $10.9M | ||
| Q3 25 | $39.4K | $2.0M | ||
| Q2 25 | $4.3M | $2.2M | ||
| Q1 25 | $-898.4K | $4.2M | ||
| Q4 24 | $-4.3M | $7.7M | ||
| Q3 24 | $1.3M | $-3.6M | ||
| Q2 24 | $4.7M | $11.8M | ||
| Q1 24 | $-1.1M | $-3.7M |
自由现金流率FSIRBKB
| Q4 25 | -44.3% | 80.6% | ||
| Q3 25 | 0.4% | 14.5% | ||
| Q2 25 | 37.9% | 17.2% | ||
| Q1 25 | -12.0% | 32.8% | ||
| Q4 24 | -47.0% | 1023.9% | ||
| Q3 24 | 13.6% | -469.0% | ||
| Q2 24 | 44.9% | 111.1% | ||
| Q1 24 | -11.7% | -36.0% |
资本支出强度FSIRBKB
| Q4 25 | 11.7% | 6.3% | ||
| Q3 25 | 18.7% | 1.4% | ||
| Q2 25 | 8.6% | 1.4% | ||
| Q1 25 | 4.7% | 0.9% | ||
| Q4 24 | 22.8% | 105.5% | ||
| Q3 24 | 13.0% | 6.3% | ||
| Q2 24 | 11.3% | 1.2% | ||
| Q1 24 | 5.2% | 2.3% |
现金转化率FSIRBKB
| Q4 25 | — | 5.03× | ||
| Q3 25 | — | 0.83× | ||
| Q2 25 | 2.60× | 0.89× | ||
| Q1 25 | — | 1.89× | ||
| Q4 24 | -3.27× | — | ||
| Q3 24 | 4.05× | — | ||
| Q2 24 | 4.59× | 12.27× | ||
| Q1 24 | -1.32× | -3.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
