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FLEXIBLE SOLUTIONS INTERNATIONAL INC（FSI）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是FLEXIBLE SOLUTIONS INTERNATIONAL INC的1.5倍（$14.0M vs $9.1M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -5.1%，领先14.9%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs -0.5%），RIVERVIEW BANCORP INC自由现金流更多（$-736.0K vs $-4.0M），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs -0.6%）
Flexible Solutions International Inc是一家专注研发生产特种化学品的企业，核心产品包括水体蒸发抑制剂、农作物增产助剂、泳池保温剂等，服务北美及全球农业、水务领域客户。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
FSI vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.5倍
$9.1M
营收增速更快
RVSB
高出10.9%
-0.5%
净利率更高
RVSB
高出14.9%
-5.1%
自由现金流更多
RVSB
多$3.3M
$-4.0M
两年增速更快
RVSB
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $9.1M | $14.0M |
| 净利润 | $-460.9K | $1.4M |
| 毛利率 | 29.4% | — |
| 营业利润率 | 11.6% | 12.4% |
| 净利率 | -5.1% | 9.8% |
| 营收同比 | -0.5% | 10.4% |
| 净利润同比 | -167.8% | 11.8% |
| 每股收益（稀释后） | $-0.03 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSIRVSB
| Q4 25 | $9.1M | $14.0M | ||
| Q3 25 | $10.6M | $13.6M | ||
| Q2 25 | $11.4M | $13.3M | ||
| Q1 25 | $7.5M | $12.9M | ||
| Q4 24 | $9.2M | $12.7M | ||
| Q3 24 | $9.3M | $12.8M | ||
| Q2 24 | $10.5M | $12.2M | ||
| Q1 24 | $9.2M | $9.0M |
净利润FSIRVSB
| Q4 25 | $-460.9K | $1.4M | ||
| Q3 25 | $-503.4K | $1.1M | ||
| Q2 25 | $2.0M | $1.2M | ||
| Q1 25 | $-277.7K | $1.1M | ||
| Q4 24 | $679.6K | $1.2M | ||
| Q3 24 | $611.9K | $1.6M | ||
| Q2 24 | $1.3M | $966.0K | ||
| Q1 24 | $457.2K | $-3.0M |
毛利率FSIRVSB
| Q4 25 | 29.4% | — | ||
| Q3 25 | 23.9% | — | ||
| Q2 25 | 47.4% | — | ||
| Q1 25 | 26.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | 40.9% | — | ||
| Q2 24 | 37.4% | — | ||
| Q1 24 | 30.6% | — |
营业利润率FSIRVSB
| Q4 25 | 11.6% | 12.4% | ||
| Q3 25 | 2.9% | 10.2% | ||
| Q2 25 | 29.0% | 11.7% | ||
| Q1 25 | -0.9% | 11.3% | ||
| Q4 24 | 9.4% | 12.4% | ||
| Q3 24 | 20.5% | 15.5% | ||
| Q2 24 | 18.7% | 10.0% | ||
| Q1 24 | 8.3% | -47.5% |
净利率FSIRVSB
| Q4 25 | -5.1% | 9.8% | ||
| Q3 25 | -4.8% | 8.1% | ||
| Q2 25 | 17.8% | 9.2% | ||
| Q1 25 | -3.7% | 8.9% | ||
| Q4 24 | 7.4% | 9.7% | ||
| Q3 24 | 6.6% | 12.2% | ||
| Q2 24 | 12.3% | 7.9% | ||
| Q1 24 | 5.0% | -34.7% |
每股收益（稀释后）FSIRVSB
| Q4 25 | $-0.03 | $0.07 | ||
| Q3 25 | $-0.04 | $0.05 | ||
| Q2 25 | $0.15 | $0.06 | ||
| Q1 25 | $-0.02 | $0.05 | ||
| Q4 24 | $0.05 | $0.06 | ||
| Q3 24 | $0.05 | $0.07 | ||
| Q2 24 | $0.10 | $0.05 | ||
| Q1 24 | $0.04 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $28.6M |
| 总债务越低越好 | $4.4M | — |
| 股东权益账面价值 | $38.9M | $164.2M |
| 总资产 | $61.8M | $1.5B |
| 负债/权益比越低杠杆越低 | 0.11× | — |
8季度趋势，按日历期对齐
现金及短期投资FSIRVSB
| Q4 25 | — | $28.6M | ||
| Q3 25 | — | $32.8M | ||
| Q2 25 | $10.0M | $34.2M | ||
| Q1 25 | $11.0M | $29.4M | ||
| Q4 24 | $10.0M | $25.3M | ||
| Q3 24 | $13.0M | $31.0M | ||
| Q2 24 | $9.2M | $27.8M | ||
| Q1 24 | $8.3M | $23.6M |
总债务FSIRVSB
| Q4 25 | $4.4M | — | ||
| Q3 25 | $7.1M | — | ||
| Q2 25 | $7.5M | — | ||
| Q1 25 | $8.1M | — | ||
| Q4 24 | $8.8M | — | ||
| Q3 24 | $9.4M | — | ||
| Q2 24 | $8.3M | — | ||
| Q1 24 | $8.0M | — |
股东权益FSIRVSB
| Q4 25 | $38.9M | $164.2M | ||
| Q3 25 | $39.0M | $163.5M | ||
| Q2 25 | $39.4M | $162.0M | ||
| Q1 25 | $38.4M | $160.0M | ||
| Q4 24 | $38.0M | $158.3M | ||
| Q3 24 | $36.9M | $160.8M | ||
| Q2 24 | $36.2M | $155.9M | ||
| Q1 24 | $36.0M | $155.6M |
总资产FSIRVSB
| Q4 25 | $61.8M | $1.5B | ||
| Q3 25 | $58.4M | $1.5B | ||
| Q2 25 | $58.2M | $1.5B | ||
| Q1 25 | $61.7M | $1.5B | ||
| Q4 24 | $60.0M | $1.5B | ||
| Q3 24 | $57.8M | $1.5B | ||
| Q2 24 | $56.3M | $1.5B | ||
| Q1 24 | $57.6M | $1.5B |
负债/权益比FSIRVSB
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | 0.21× | — | ||
| Q4 24 | 0.23× | — | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | 0.22× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-4.0M | $-736.0K |
| 自由现金流率自由现金流/营收 | -44.3% | -5.2% |
| 资本支出强度资本支出/营收 | 11.7% | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | $-591.7K | $20.4M |
8季度趋势，按日历期对齐
经营现金流FSIRVSB
| Q4 25 | $-3.0M | $-506.0K | ||
| Q3 25 | $2.0M | $16.8M | ||
| Q2 25 | $5.3M | $-697.0K | ||
| Q1 25 | $-544.3K | $8.3M | ||
| Q4 24 | $-2.2M | $2.2M | ||
| Q3 24 | $2.5M | $764.0K | ||
| Q2 24 | $5.9M | $5.4M | ||
| Q1 24 | $-604.8K | $12.8M |
自由现金流FSIRVSB
| Q4 25 | $-4.0M | $-736.0K | ||
| Q3 25 | $39.4K | $16.4M | ||
| Q2 25 | $4.3M | $-773.0K | ||
| Q1 25 | $-898.4K | $5.6M | ||
| Q4 24 | $-4.3M | $1.9M | ||
| Q3 24 | $1.3M | $-1.4M | ||
| Q2 24 | $4.7M | $5.3M | ||
| Q1 24 | $-1.1M | $7.1M |
自由现金流率FSIRVSB
| Q4 25 | -44.3% | -5.2% | ||
| Q3 25 | 0.4% | 120.1% | ||
| Q2 25 | 37.9% | -5.8% | ||
| Q1 25 | -12.0% | 43.1% | ||
| Q4 24 | -47.0% | 15.0% | ||
| Q3 24 | 13.6% | -11.3% | ||
| Q2 24 | 44.9% | 43.7% | ||
| Q1 24 | -11.7% | 79.0% |
资本支出强度FSIRVSB
| Q4 25 | 11.7% | 1.6% | ||
| Q3 25 | 18.7% | 2.9% | ||
| Q2 25 | 8.6% | 0.6% | ||
| Q1 25 | 4.7% | 21.0% | ||
| Q4 24 | 22.8% | 2.4% | ||
| Q3 24 | 13.0% | 17.3% | ||
| Q2 24 | 11.3% | 0.9% | ||
| Q1 24 | 5.2% | 62.0% |
现金转化率FSIRVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | 2.60× | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | -3.27× | 1.79× | ||
| Q3 24 | 4.05× | 0.49× | ||
| Q2 24 | 4.59× | 5.63× | ||
| Q1 24 | -1.32× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
