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FLEXIBLE SOLUTIONS INTERNATIONAL INC（FSI）与美国合众银行（SFBC）财务数据对比。点击上方公司名可切换其他公司
美国合众银行的季度营收约是FLEXIBLE SOLUTIONS INTERNATIONAL INC的1.0倍（$9.5M vs $9.1M），美国合众银行同比增速更快（1.5% vs -0.5%），美国合众银行自由现金流更多（$7.0M vs $-4.0M），过去两年美国合众银行的营收复合增速更高（5.5% vs -0.6%）
Flexible Solutions International Inc是一家专注研发生产特种化学品的企业，核心产品包括水体蒸发抑制剂、农作物增产助剂、泳池保温剂等，服务北美及全球农业、水务领域客户。
美国合众银行是一家美国跨国银行机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押贷款等相关金融服务。
FSI vs SFBC — 直观对比
营收规模更大
SFBC
是对方的1.0倍
$9.1M
营收增速更快
SFBC
高出2.1%
-0.5%
自由现金流更多
SFBC
多$11.0M
$-4.0M
两年增速更快
SFBC
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $9.1M | $9.5M |
| 净利润 | $-460.9K | — |
| 毛利率 | 29.4% | — |
| 营业利润率 | 11.6% | 27.1% |
| 净利率 | -5.1% | — |
| 营收同比 | -0.5% | 1.5% |
| 净利润同比 | -167.8% | — |
| 每股收益（稀释后） | $-0.03 | $0.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSISFBC
| Q4 25 | $9.1M | $9.5M | ||
| Q3 25 | $10.6M | $9.8M | ||
| Q2 25 | $11.4M | $10.4M | ||
| Q1 25 | $7.5M | $9.2M | ||
| Q4 24 | $9.2M | $9.4M | ||
| Q3 24 | $9.3M | $9.1M | ||
| Q2 24 | $10.5M | $8.6M | ||
| Q1 24 | $9.2M | $8.6M |
净利润FSISFBC
| Q4 25 | $-460.9K | — | ||
| Q3 25 | $-503.4K | $1.7M | ||
| Q2 25 | $2.0M | $2.1M | ||
| Q1 25 | $-277.7K | $1.2M | ||
| Q4 24 | $679.6K | — | ||
| Q3 24 | $611.9K | $1.2M | ||
| Q2 24 | $1.3M | $795.0K | ||
| Q1 24 | $457.2K | $770.0K |
毛利率FSISFBC
| Q4 25 | 29.4% | — | ||
| Q3 25 | 23.9% | — | ||
| Q2 25 | 47.4% | — | ||
| Q1 25 | 26.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | 40.9% | — | ||
| Q2 24 | 37.4% | — | ||
| Q1 24 | 30.6% | — |
营业利润率FSISFBC
| Q4 25 | 11.6% | 27.1% | ||
| Q3 25 | 2.9% | 21.3% | ||
| Q2 25 | 29.0% | 24.5% | ||
| Q1 25 | -0.9% | 15.9% | ||
| Q4 24 | 9.4% | 24.6% | ||
| Q3 24 | 20.5% | 15.6% | ||
| Q2 24 | 18.7% | 11.4% | ||
| Q1 24 | 8.3% | 10.9% |
净利率FSISFBC
| Q4 25 | -5.1% | — | ||
| Q3 25 | -4.8% | 17.3% | ||
| Q2 25 | 17.8% | 19.8% | ||
| Q1 25 | -3.7% | 12.7% | ||
| Q4 24 | 7.4% | — | ||
| Q3 24 | 6.6% | 12.7% | ||
| Q2 24 | 12.3% | 9.2% | ||
| Q1 24 | 5.0% | 9.0% |
每股收益（稀释后）FSISFBC
| Q4 25 | $-0.03 | $0.87 | ||
| Q3 25 | $-0.04 | $0.66 | ||
| Q2 25 | $0.15 | $0.79 | ||
| Q1 25 | $-0.02 | $0.45 | ||
| Q4 24 | $0.05 | $0.74 | ||
| Q3 24 | $0.05 | $0.45 | ||
| Q2 24 | $0.10 | $0.31 | ||
| Q1 24 | $0.04 | $0.30 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $138.5M |
| 总债务越低越好 | $4.4M | — |
| 股东权益账面价值 | $38.9M | $109.4M |
| 总资产 | $61.8M | $1.1B |
| 负债/权益比越低杠杆越低 | 0.11× | — |
8季度趋势，按日历期对齐
现金及短期投资FSISFBC
| Q4 25 | — | $138.5M | ||
| Q3 25 | — | $101.2M | ||
| Q2 25 | $10.0M | $102.5M | ||
| Q1 25 | $11.0M | $131.5M | ||
| Q4 24 | $10.0M | $43.6M | ||
| Q3 24 | $13.0M | $148.9M | ||
| Q2 24 | $9.2M | $135.1M | ||
| Q1 24 | $8.3M | $138.0M |
总债务FSISFBC
| Q4 25 | $4.4M | — | ||
| Q3 25 | $7.1M | — | ||
| Q2 25 | $7.5M | — | ||
| Q1 25 | $8.1M | — | ||
| Q4 24 | $8.8M | — | ||
| Q3 24 | $9.4M | — | ||
| Q2 24 | $8.3M | — | ||
| Q1 24 | $8.0M | — |
股东权益FSISFBC
| Q4 25 | $38.9M | $109.4M | ||
| Q3 25 | $39.0M | $107.5M | ||
| Q2 25 | $39.4M | $106.0M | ||
| Q1 25 | $38.4M | $104.4M | ||
| Q4 24 | $38.0M | $103.7M | ||
| Q3 24 | $36.9M | $102.2M | ||
| Q2 24 | $36.2M | $101.3M | ||
| Q1 24 | $36.0M | $101.0M |
总资产FSISFBC
| Q4 25 | $61.8M | $1.1B | ||
| Q3 25 | $58.4M | $1.1B | ||
| Q2 25 | $58.2M | $1.1B | ||
| Q1 25 | $61.7M | $1.1B | ||
| Q4 24 | $60.0M | $993.6M | ||
| Q3 24 | $57.8M | $1.1B | ||
| Q2 24 | $56.3M | $1.1B | ||
| Q1 24 | $57.6M | $1.1B |
负债/权益比FSISFBC
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | 0.21× | — | ||
| Q4 24 | 0.23× | — | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | 0.22× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0M | $7.2M |
| 自由现金流经营现金流 - 资本支出 | $-4.0M | $7.0M |
| 自由现金流率自由现金流/营收 | -44.3% | 73.4% |
| 资本支出强度资本支出/营收 | 11.7% | 1.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-591.7K | $12.0M |
8季度趋势，按日历期对齐
经营现金流FSISFBC
| Q4 25 | $-3.0M | $7.2M | ||
| Q3 25 | $2.0M | $3.8M | ||
| Q2 25 | $5.3M | $-494.0K | ||
| Q1 25 | $-544.3K | $1.9M | ||
| Q4 24 | $-2.2M | $2.9M | ||
| Q3 24 | $2.5M | $3.3M | ||
| Q2 24 | $5.9M | $-4.0M | ||
| Q1 24 | $-604.8K | $3.5M |
自由现金流FSISFBC
| Q4 25 | $-4.0M | $7.0M | ||
| Q3 25 | $39.4K | $3.8M | ||
| Q2 25 | $4.3M | $-518.0K | ||
| Q1 25 | $-898.4K | $1.8M | ||
| Q4 24 | $-4.3M | $2.9M | ||
| Q3 24 | $1.3M | $3.2M | ||
| Q2 24 | $4.7M | $-5.6M | ||
| Q1 24 | $-1.1M | $1.9M |
自由现金流率FSISFBC
| Q4 25 | -44.3% | 73.4% | ||
| Q3 25 | 0.4% | 38.3% | ||
| Q2 25 | 37.9% | -5.0% | ||
| Q1 25 | -12.0% | 19.8% | ||
| Q4 24 | -47.0% | 30.4% | ||
| Q3 24 | 13.6% | 35.5% | ||
| Q2 24 | 44.9% | -65.4% | ||
| Q1 24 | -11.7% | 22.2% |
资本支出强度FSISFBC
| Q4 25 | 11.7% | 1.8% | ||
| Q3 25 | 18.7% | 0.4% | ||
| Q2 25 | 8.6% | 0.2% | ||
| Q1 25 | 4.7% | 0.4% | ||
| Q4 24 | 22.8% | 0.8% | ||
| Q3 24 | 13.0% | 0.5% | ||
| Q2 24 | 11.3% | 18.7% | ||
| Q1 24 | 5.2% | 19.0% |
现金转化率FSISFBC
| Q4 25 | — | — | ||
| Q3 25 | — | 2.24× | ||
| Q2 25 | 2.60× | -0.24× | ||
| Q1 25 | — | 1.59× | ||
| Q4 24 | -3.27× | — | ||
| Q3 24 | 4.05× | 2.84× | ||
| Q2 24 | 4.59× | -5.05× | ||
| Q1 24 | -1.32× | 4.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
