vs
FOSTER L B CO（FSTR）与Merchants Bancorp（MBIN）财务数据对比。点击上方公司名可切换其他公司
Merchants Bancorp的季度营收约是FOSTER L B CO的1.1倍（$175.2M vs $160.4M），Merchants Bancorp净利率更高（38.6% vs 1.5%，领先37.1%），过去两年FOSTER L B CO的营收复合增速更高（13.6% vs 4.8%）
Foster L B Co.是一家总部位于美国的专业工业制造企业，主要生产销售工程通道产品、建筑组件及铁路基础设施用品，服务覆盖北美及部分全球地区的商业建筑、交通和工业领域客户。
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下设有Ameris Bank子公司，在佐治亚州、阿拉巴马州、佛罗里达州、北卡罗来纳州、南卡罗来纳州运营全服务网点，同时在上述五州及弗吉尼亚州、马里兰州、田纳西州设立仅办理抵押贷款业务的网点，为个人和企业客户提供线上及移动端银行服务。
FSTR vs MBIN — 直观对比
营收规模更大
MBIN
是对方的1.1倍
$160.4M
净利率更高
MBIN
高出37.1%
1.5%
两年增速更快
FSTR
近两年复合增速
4.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $160.4M | $175.2M |
| 净利润 | $2.4M | $67.7M |
| 毛利率 | 19.7% | — |
| 营业利润率 | 4.9% | — |
| 净利率 | 1.5% | 38.6% |
| 营收同比 | 25.1% | — |
| 净利润同比 | 1098.3% | 16.3% |
| 每股收益（稀释后） | $0.22 | $1.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSTRMBIN
| Q1 26 | — | $175.2M | ||
| Q4 25 | $160.4M | $185.3M | ||
| Q3 25 | $138.3M | $171.1M | ||
| Q2 25 | $143.6M | $179.2M | ||
| Q1 25 | $97.8M | $145.9M | ||
| Q4 24 | $128.2M | $193.8M | ||
| Q3 24 | $137.5M | $149.6M | ||
| Q2 24 | $140.8M | $159.5M |
净利润FSTRMBIN
| Q1 26 | — | $67.7M | ||
| Q4 25 | $2.4M | — | ||
| Q3 25 | $4.4M | $54.7M | ||
| Q2 25 | $2.9M | $38.0M | ||
| Q1 25 | $-2.1M | $58.2M | ||
| Q4 24 | $-242.0K | — | ||
| Q3 24 | $35.9M | $61.3M | ||
| Q2 24 | $2.8M | $76.4M |
毛利率FSTRMBIN
| Q1 26 | — | — | ||
| Q4 25 | 19.7% | — | ||
| Q3 25 | 22.5% | — | ||
| Q2 25 | 21.5% | — | ||
| Q1 25 | 20.6% | — | ||
| Q4 24 | 22.3% | — | ||
| Q3 24 | 23.8% | — | ||
| Q2 24 | 21.7% | — |
营业利润率FSTRMBIN
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 39.9% | ||
| Q3 25 | 6.0% | 37.8% | ||
| Q2 25 | 5.3% | 27.3% | ||
| Q1 25 | -2.0% | 52.4% | ||
| Q4 24 | 2.4% | 66.0% | ||
| Q3 24 | 5.3% | 54.4% | ||
| Q2 24 | 3.2% | 62.2% |
净利率FSTRMBIN
| Q1 26 | — | 38.6% | ||
| Q4 25 | 1.5% | — | ||
| Q3 25 | 3.1% | 32.0% | ||
| Q2 25 | 2.0% | 21.2% | ||
| Q1 25 | -2.2% | 39.9% | ||
| Q4 24 | -0.2% | — | ||
| Q3 24 | 26.1% | 41.0% | ||
| Q2 24 | 2.0% | 47.9% |
每股收益（稀释后）FSTRMBIN
| Q1 26 | — | $1.25 | ||
| Q4 25 | $0.22 | $1.28 | ||
| Q3 25 | $0.40 | $0.97 | ||
| Q2 25 | $0.27 | $0.60 | ||
| Q1 25 | $-0.20 | $0.93 | ||
| Q4 24 | $-0.04 | $1.84 | ||
| Q3 24 | $3.27 | $1.17 | ||
| Q2 24 | $0.26 | $1.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.3M | $83.2M |
| 总债务越低越好 | $42.6M | $32.0M |
| 股东权益账面价值 | $175.3M | $2.3B |
| 总资产 | $330.4M | $20.3B |
| 负债/权益比越低杠杆越低 | 0.24× | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资FSTRMBIN
| Q1 26 | — | $83.2M | ||
| Q4 25 | $4.3M | — | ||
| Q3 25 | $3.4M | — | ||
| Q2 25 | $4.2M | — | ||
| Q1 25 | $2.6M | — | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $3.1M | — | ||
| Q2 24 | $4.0M | — |
总债务FSTRMBIN
| Q1 26 | — | $32.0M | ||
| Q4 25 | $42.6M | — | ||
| Q3 25 | $58.6M | — | ||
| Q2 25 | $81.4M | — | ||
| Q1 25 | $82.3M | — | ||
| Q4 24 | $46.8M | — | ||
| Q3 24 | $68.4M | — | ||
| Q2 24 | $87.0M | — |
股东权益FSTRMBIN
| Q1 26 | — | $2.3B | ||
| Q4 25 | $175.3M | $2.3B | ||
| Q3 25 | $174.8M | $2.2B | ||
| Q2 25 | $174.4M | $2.2B | ||
| Q1 25 | $170.8M | $2.2B | ||
| Q4 24 | $178.3M | $2.2B | ||
| Q3 24 | $181.9M | $1.9B | ||
| Q2 24 | $147.1M | $1.9B |
总资产FSTRMBIN
| Q1 26 | — | $20.3B | ||
| Q4 25 | $330.4M | $19.4B | ||
| Q3 25 | $333.9M | $19.4B | ||
| Q2 25 | $349.9M | $19.1B | ||
| Q1 25 | $342.8M | $18.8B | ||
| Q4 24 | $334.6M | $18.8B | ||
| Q3 24 | $344.5M | $18.7B | ||
| Q2 24 | $333.3M | $18.2B |
负债/权益比FSTRMBIN
| Q1 26 | — | 0.01× | ||
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.33× | — | ||
| Q2 25 | 0.47× | — | ||
| Q1 25 | 0.48× | — | ||
| Q4 24 | 0.26× | — | ||
| Q3 24 | 0.38× | — | ||
| Q2 24 | 0.59× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $22.2M | — |
| 自由现金流经营现金流 - 资本支出 | $19.8M | — |
| 自由现金流率自由现金流/营收 | 12.3% | — |
| 资本支出强度资本支出/营收 | 1.5% | — |
| 现金转化率经营现金流/净利润 | 9.18× | — |
| 过去12个月自由现金流最近4个季度 | $25.2M | — |
8季度趋势，按日历期对齐
经营现金流FSTRMBIN
| Q1 26 | — | — | ||
| Q4 25 | $22.2M | $-341.2M | ||
| Q3 25 | $29.2M | $29.8M | ||
| Q2 25 | $10.4M | $-121.2M | ||
| Q1 25 | $-26.1M | $148.0M | ||
| Q4 24 | $24.3M | $-835.3M | ||
| Q3 24 | $24.7M | $-492.6M | ||
| Q2 24 | $-5.0M | $51.1M |
自由现金流FSTRMBIN
| Q1 26 | — | — | ||
| Q4 25 | $19.8M | $-362.2M | ||
| Q3 25 | $26.4M | $24.0M | ||
| Q2 25 | $7.7M | $-125.7M | ||
| Q1 25 | $-28.7M | $141.2M | ||
| Q4 24 | $22.3M | $-853.7M | ||
| Q3 24 | $21.7M | $-497.2M | ||
| Q2 24 | $-7.0M | $45.8M |
自由现金流率FSTRMBIN
| Q1 26 | — | — | ||
| Q4 25 | 12.3% | -195.5% | ||
| Q3 25 | 19.1% | 14.0% | ||
| Q2 25 | 5.4% | -70.1% | ||
| Q1 25 | -29.4% | 96.8% | ||
| Q4 24 | 17.4% | -440.6% | ||
| Q3 24 | 15.8% | -332.4% | ||
| Q2 24 | -5.0% | 28.7% |
资本支出强度FSTRMBIN
| Q1 26 | — | — | ||
| Q4 25 | 1.5% | 11.3% | ||
| Q3 25 | 2.0% | 3.4% | ||
| Q2 25 | 1.9% | 2.5% | ||
| Q1 25 | 2.6% | 4.7% | ||
| Q4 24 | 1.5% | 9.5% | ||
| Q3 24 | 2.2% | 3.0% | ||
| Q2 24 | 1.5% | 3.3% |
现金转化率FSTRMBIN
| Q1 26 | — | — | ||
| Q4 25 | 9.18× | — | ||
| Q3 25 | 6.70× | 0.54× | ||
| Q2 25 | 3.61× | -3.19× | ||
| Q1 25 | — | 2.54× | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.69× | -8.04× | ||
| Q2 24 | -1.74× | 0.67× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSTR
| Rail Technologies And Services Segment | $98.0M | 61% |
| Over Time Output Method | $26.3M | 16% |
| Services | $19.4M | 12% |
| Rail Technologies Products | $10.0M | 6% |
| Over Time Input Method | $8.3M | 5% |
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
