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FIRSTSUN CAPITAL BANCORP（FSUN）与IBEX Ltd（IBEX）财务数据对比。点击上方公司名可切换其他公司
IBEX Ltd的季度营收约是FIRSTSUN CAPITAL BANCORP的1.5倍（$164.2M vs $110.0M），FIRSTSUN CAPITAL BANCORP净利率更高（19.6% vs 7.4%，领先12.2%），过去两年IBEX Ltd的营收复合增速更高（13.8% vs 6.9%）
FirstSun Capital Bancorp是一家总部位于美国的金融控股公司，提供商业及个人贷款、存款产品、财富管理、财资解决方案等全面的银行金融服务，主要面向美国区域市场的个人消费者、中小企业及企业客户。
IBEX 35是西班牙主要交易所马德里证券交易所的基准股票指数，该指数始创于1992年，由西班牙证券市场集团BME旗下的交易所公司负责计算与管理。它以市值加权编制，涵盖马德里证券交易所流动性最高的35只西班牙股票，每年进行两次成分股调整。
FSUN vs IBEX — 直观对比
营收规模更大
IBEX
是对方的1.5倍
$110.0M
净利率更高
FSUN
高出12.2%
7.4%
两年增速更快
IBEX
近两年复合增速
6.9%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $110.0M | $164.2M |
| 净利润 | $21.6M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 9.3% |
| 净利率 | 19.6% | 7.4% |
| 营收同比 | — | 16.7% |
| 净利润同比 | -8.4% | 31.8% |
| 每股收益（稀释后） | $0.76 | $0.83 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSUNIBEX
| Q1 26 | $110.0M | — | ||
| Q4 25 | $110.2M | $164.2M | ||
| Q3 25 | $107.3M | $151.2M | ||
| Q2 25 | $105.6M | $147.1M | ||
| Q1 25 | $96.2M | $140.7M | ||
| Q4 24 | $98.7M | $140.7M | ||
| Q3 24 | $98.2M | $129.7M | ||
| Q2 24 | $96.2M | $124.5M |
净利润FSUNIBEX
| Q1 26 | $21.6M | — | ||
| Q4 25 | $24.8M | $12.2M | ||
| Q3 25 | $23.2M | $12.0M | ||
| Q2 25 | $26.4M | $9.6M | ||
| Q1 25 | $23.6M | $10.5M | ||
| Q4 24 | $16.4M | $9.3M | ||
| Q3 24 | $22.4M | $7.5M | ||
| Q2 24 | $24.6M | $9.8M |
营业利润率FSUNIBEX
| Q1 26 | — | — | ||
| Q4 25 | 29.0% | 9.3% | ||
| Q3 25 | 26.4% | 9.1% | ||
| Q2 25 | 31.2% | 8.3% | ||
| Q1 25 | 30.9% | 9.5% | ||
| Q4 24 | 20.4% | 8.5% | ||
| Q3 24 | 29.1% | 7.0% | ||
| Q2 24 | 32.3% | 10.3% |
净利率FSUNIBEX
| Q1 26 | 19.6% | — | ||
| Q4 25 | 22.5% | 7.4% | ||
| Q3 25 | 21.6% | 8.0% | ||
| Q2 25 | 25.0% | 6.5% | ||
| Q1 25 | 24.5% | 7.4% | ||
| Q4 24 | 16.6% | 6.6% | ||
| Q3 24 | 22.8% | 5.8% | ||
| Q2 24 | 25.5% | 7.9% |
每股收益（稀释后）FSUNIBEX
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.89 | $0.83 | ||
| Q3 25 | $0.82 | $0.82 | ||
| Q2 25 | $0.93 | $0.63 | ||
| Q1 25 | $0.83 | $0.73 | ||
| Q4 24 | $0.57 | $0.57 | ||
| Q3 24 | $0.79 | $0.43 | ||
| Q2 24 | $0.88 | $0.55 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $413.7M | $15.5M |
| 总债务越低越好 | — | $594.0K |
| 股东权益账面价值 | $1.2B | $154.5M |
| 总资产 | $8.6B | $295.8M |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资FSUNIBEX
| Q1 26 | $413.7M | — | ||
| Q4 25 | $652.6M | $15.5M | ||
| Q3 25 | $659.9M | $22.7M | ||
| Q2 25 | $785.1M | $15.3M | ||
| Q1 25 | $621.4M | $13.0M | ||
| Q4 24 | $615.9M | $20.2M | ||
| Q3 24 | $573.7M | $62.3M | ||
| Q2 24 | $535.8M | $62.7M |
总债务FSUNIBEX
| Q1 26 | — | — | ||
| Q4 25 | — | $594.0K | ||
| Q3 25 | — | $726.0K | ||
| Q2 25 | — | $796.0K | ||
| Q1 25 | — | $735.0K | ||
| Q4 24 | — | $695.0K | ||
| Q3 24 | — | $802.0K | ||
| Q2 24 | — | $867.0K |
股东权益FSUNIBEX
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $154.5M | ||
| Q3 25 | $1.1B | $143.6M | ||
| Q2 25 | $1.1B | $134.3M | ||
| Q1 25 | $1.1B | $124.2M | ||
| Q4 24 | $1.0B | $108.9M | ||
| Q3 24 | $1.0B | $171.1M | ||
| Q2 24 | $996.6M | $165.8M |
总资产FSUNIBEX
| Q1 26 | $8.6B | — | ||
| Q4 25 | $8.5B | $295.8M | ||
| Q3 25 | $8.5B | $283.9M | ||
| Q2 25 | $8.4B | $273.2M | ||
| Q1 25 | $8.2B | $274.7M | ||
| Q4 24 | $8.1B | $272.5M | ||
| Q3 24 | $8.1B | $306.3M | ||
| Q2 24 | $8.0B | $293.9M |
负债/权益比FSUNIBEX
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.01× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.01× | ||
| Q4 24 | — | 0.01× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $6.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-5.1M |
| 自由现金流率自由现金流/营收 | — | -3.1% |
| 资本支出强度资本支出/营收 | — | 7.1% |
| 现金转化率经营现金流/净利润 | — | 0.54× |
| 过去12个月自由现金流最近4个季度 | — | $29.3M |
8季度趋势，按日历期对齐
经营现金流FSUNIBEX
| Q1 26 | — | — | ||
| Q4 25 | $111.5M | $6.6M | ||
| Q3 25 | $49.4M | $15.7M | ||
| Q2 25 | $15.0M | $27.9M | ||
| Q1 25 | $26.4M | $8.8M | ||
| Q4 24 | $101.1M | $1.1M | ||
| Q3 24 | $48.1M | $7.8M | ||
| Q2 24 | $20.9M | $17.4M |
自由现金流FSUNIBEX
| Q1 26 | — | — | ||
| Q4 25 | $104.0M | $-5.1M | ||
| Q3 25 | $47.6M | $8.0M | ||
| Q2 25 | $13.0M | $22.8M | ||
| Q1 25 | $24.3M | $3.6M | ||
| Q4 24 | $95.7M | $-3.2M | ||
| Q3 24 | $47.1M | $4.1M | ||
| Q2 24 | $19.9M | $15.2M |
自由现金流率FSUNIBEX
| Q1 26 | — | — | ||
| Q4 25 | 94.3% | -3.1% | ||
| Q3 25 | 44.4% | 5.3% | ||
| Q2 25 | 12.3% | 15.5% | ||
| Q1 25 | 25.3% | 2.5% | ||
| Q4 24 | 97.0% | -2.3% | ||
| Q3 24 | 47.9% | 3.2% | ||
| Q2 24 | 20.6% | 12.2% |
资本支出强度FSUNIBEX
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 7.1% | ||
| Q3 25 | 1.6% | 5.1% | ||
| Q2 25 | 1.9% | 3.5% | ||
| Q1 25 | 2.1% | 3.7% | ||
| Q4 24 | 5.5% | 3.1% | ||
| Q3 24 | 1.1% | 2.8% | ||
| Q2 24 | 1.1% | 1.8% |
现金转化率FSUNIBEX
| Q1 26 | — | — | ||
| Q4 25 | 4.49× | 0.54× | ||
| Q3 25 | 2.13× | 1.30× | ||
| Q2 25 | 0.57× | 2.91× | ||
| Q1 25 | 1.12× | 0.84× | ||
| Q4 24 | 6.18× | 0.12× | ||
| Q3 24 | 2.15× | 1.03× | ||
| Q2 24 | 0.85× | 1.77× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
IBEX
| Transferred Over Time | $147.1M | 90% |
| Transferred At Point In Time | $17.1M | 10% |
