vs
FIRSTSUN CAPITAL BANCORP（FSUN）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
FIRSTSUN CAPITAL BANCORP的季度营收约是RE/MAX Holdings, Inc.的1.5倍（$110.0M vs $71.1M），FIRSTSUN CAPITAL BANCORP净利率更高（19.6% vs 2.0%，领先17.6%），过去两年FIRSTSUN CAPITAL BANCORP的营收复合增速更高（6.9% vs -4.7%）
FirstSun Capital Bancorp是一家总部位于美国的金融控股公司，提供商业及个人贷款、存款产品、财富管理、财资解决方案等全面的银行金融服务，主要面向美国区域市场的个人消费者、中小企业及企业客户。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
FSUN vs RMAX — 直观对比
营收规模更大
FSUN
是对方的1.5倍
$71.1M
净利率更高
FSUN
高出17.6%
2.0%
两年增速更快
FSUN
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $110.0M | $71.1M |
| 净利润 | $21.6M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 19.6% | 2.0% |
| 营收同比 | — | -1.8% |
| 净利润同比 | -8.4% | -75.2% |
| 每股收益（稀释后） | $0.76 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSUNRMAX
| Q1 26 | $110.0M | — | ||
| Q4 25 | $110.2M | $71.1M | ||
| Q3 25 | $107.3M | $73.2M | ||
| Q2 25 | $105.6M | $72.8M | ||
| Q1 25 | $96.2M | $74.5M | ||
| Q4 24 | $98.7M | $72.5M | ||
| Q3 24 | $98.2M | $78.5M | ||
| Q2 24 | $96.2M | $78.5M |
净利润FSUNRMAX
| Q1 26 | $21.6M | — | ||
| Q4 25 | $24.8M | $1.4M | ||
| Q3 25 | $23.2M | $4.0M | ||
| Q2 25 | $26.4M | $4.7M | ||
| Q1 25 | $23.6M | $-2.0M | ||
| Q4 24 | $16.4M | $5.8M | ||
| Q3 24 | $22.4M | $966.0K | ||
| Q2 24 | $24.6M | $3.7M |
营业利润率FSUNRMAX
| Q1 26 | — | — | ||
| Q4 25 | 29.0% | 13.1% | ||
| Q3 25 | 26.4% | 25.0% | ||
| Q2 25 | 31.2% | 19.3% | ||
| Q1 25 | 30.9% | 7.2% | ||
| Q4 24 | 20.4% | 5.9% | ||
| Q3 24 | 29.1% | 19.4% | ||
| Q2 24 | 32.3% | 20.6% |
净利率FSUNRMAX
| Q1 26 | 19.6% | — | ||
| Q4 25 | 22.5% | 2.0% | ||
| Q3 25 | 21.6% | 5.4% | ||
| Q2 25 | 25.0% | 6.4% | ||
| Q1 25 | 24.5% | -2.6% | ||
| Q4 24 | 16.6% | 8.0% | ||
| Q3 24 | 22.8% | 1.2% | ||
| Q2 24 | 25.5% | 4.7% |
每股收益（稀释后）FSUNRMAX
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.89 | — | ||
| Q3 25 | $0.82 | — | ||
| Q2 25 | $0.93 | — | ||
| Q1 25 | $0.83 | — | ||
| Q4 24 | $0.57 | — | ||
| Q3 24 | $0.79 | — | ||
| Q2 24 | $0.88 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $413.7M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $1.2B | $452.4M |
| 总资产 | $8.6B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资FSUNRMAX
| Q1 26 | $413.7M | — | ||
| Q4 25 | $652.6M | $118.7M | ||
| Q3 25 | $659.9M | $107.5M | ||
| Q2 25 | $785.1M | $94.3M | ||
| Q1 25 | $621.4M | $89.1M | ||
| Q4 24 | $615.9M | $96.6M | ||
| Q3 24 | $573.7M | $83.8M | ||
| Q2 24 | $535.8M | $66.1M |
总债务FSUNRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M |
股东权益FSUNRMAX
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $452.4M | ||
| Q3 25 | $1.1B | $448.1M | ||
| Q2 25 | $1.1B | $442.4M | ||
| Q1 25 | $1.1B | $433.5M | ||
| Q4 24 | $1.0B | $429.5M | ||
| Q3 24 | $1.0B | $423.1M | ||
| Q2 24 | $996.6M | $418.4M |
总资产FSUNRMAX
| Q1 26 | $8.6B | — | ||
| Q4 25 | $8.5B | $582.5M | ||
| Q3 25 | $8.5B | $582.2M | ||
| Q2 25 | $8.4B | $574.8M | ||
| Q1 25 | $8.2B | $571.4M | ||
| Q4 24 | $8.1B | $581.6M | ||
| Q3 24 | $8.1B | $578.6M | ||
| Q2 24 | $8.0B | $571.4M |
负债/权益比FSUNRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势，按日历期对齐
经营现金流FSUNRMAX
| Q1 26 | — | — | ||
| Q4 25 | $111.5M | $40.9M | ||
| Q3 25 | $49.4M | $17.7M | ||
| Q2 25 | $15.0M | $4.6M | ||
| Q1 25 | $26.4M | $5.7M | ||
| Q4 24 | $101.1M | $59.7M | ||
| Q3 24 | $48.1M | $17.6M | ||
| Q2 24 | $20.9M | $15.9M |
自由现金流FSUNRMAX
| Q1 26 | — | — | ||
| Q4 25 | $104.0M | $33.5M | ||
| Q3 25 | $47.6M | $16.4M | ||
| Q2 25 | $13.0M | $2.9M | ||
| Q1 25 | $24.3M | $4.0M | ||
| Q4 24 | $95.7M | $53.0M | ||
| Q3 24 | $47.1M | $16.3M | ||
| Q2 24 | $19.9M | $14.0M |
自由现金流率FSUNRMAX
| Q1 26 | — | — | ||
| Q4 25 | 94.3% | 47.1% | ||
| Q3 25 | 44.4% | 22.4% | ||
| Q2 25 | 12.3% | 4.0% | ||
| Q1 25 | 25.3% | 5.3% | ||
| Q4 24 | 97.0% | 73.2% | ||
| Q3 24 | 47.9% | 20.8% | ||
| Q2 24 | 20.6% | 17.8% |
资本支出强度FSUNRMAX
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 10.4% | ||
| Q3 25 | 1.6% | 1.8% | ||
| Q2 25 | 1.9% | 2.2% | ||
| Q1 25 | 2.1% | 2.3% | ||
| Q4 24 | 5.5% | 9.1% | ||
| Q3 24 | 1.1% | 1.7% | ||
| Q2 24 | 1.1% | 2.4% |
现金转化率FSUNRMAX
| Q1 26 | — | — | ||
| Q4 25 | 4.49× | 28.39× | ||
| Q3 25 | 2.13× | 4.45× | ||
| Q2 25 | 0.57× | 0.97× | ||
| Q1 25 | 1.12× | — | ||
| Q4 24 | 6.18× | 10.28× | ||
| Q3 24 | 2.15× | 18.22× | ||
| Q2 24 | 0.85× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
