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FIRSTSUN CAPITAL BANCORP（FSUN）与Thryv Holdings, Inc.（THRY）财务数据对比。点击上方公司名可切换其他公司
Thryv Holdings, Inc.的季度营收约是FIRSTSUN CAPITAL BANCORP的1.5倍（$167.7M vs $110.0M），FIRSTSUN CAPITAL BANCORP净利率更高（19.6% vs 2.7%，领先16.9%），过去两年FIRSTSUN CAPITAL BANCORP的营收复合增速更高（6.9% vs -13.5%）
FirstSun Capital Bancorp是一家总部位于美国的金融控股公司，提供商业及个人贷款、存款产品、财富管理、财资解决方案等全面的银行金融服务，主要面向美国区域市场的个人消费者、中小企业及企业客户。
Thryv Holdings, Inc.是一家上市软件服务（SaaS）企业，面向中小企业提供客户关系管理与网络声誉管理软件解决方案。公司总部位于得克萨斯州达拉斯，业务覆盖美国48个州，现有员工超过2400名，其前身是多家黄页企业组成的集团。
FSUN vs THRY — 直观对比
营收规模更大
THRY
是对方的1.5倍
$110.0M
净利率更高
FSUN
高出16.9%
2.7%
两年增速更快
FSUN
近两年复合增速
-13.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $110.0M | $167.7M |
| 净利润 | $21.6M | $4.5M |
| 毛利率 | — | 65.2% |
| 营业利润率 | — | 37.3% |
| 净利率 | 19.6% | 2.7% |
| 营收同比 | — | -7.5% |
| 净利润同比 | -8.4% | 147.2% |
| 每股收益（稀释后） | $0.76 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FSUNTHRY
| Q1 26 | $110.0M | $167.7M | ||
| Q4 25 | $110.2M | $191.6M | ||
| Q3 25 | $107.3M | $201.6M | ||
| Q2 25 | $105.6M | $210.5M | ||
| Q1 25 | $96.2M | $181.4M | ||
| Q4 24 | $98.7M | $186.6M | ||
| Q3 24 | $98.2M | $179.9M | ||
| Q2 24 | $96.2M | $224.1M |
净利润FSUNTHRY
| Q1 26 | $21.6M | $4.5M | ||
| Q4 25 | $24.8M | $-9.7M | ||
| Q3 25 | $23.2M | $5.7M | ||
| Q2 25 | $26.4M | $13.9M | ||
| Q1 25 | $23.6M | $-9.6M | ||
| Q4 24 | $16.4M | $7.9M | ||
| Q3 24 | $22.4M | $-96.1M | ||
| Q2 24 | $24.6M | $5.5M |
毛利率FSUNTHRY
| Q1 26 | — | 65.2% | ||
| Q4 25 | — | 68.0% | ||
| Q3 25 | — | 67.7% | ||
| Q2 25 | — | 69.7% | ||
| Q1 25 | — | 65.8% | ||
| Q4 24 | — | 65.9% | ||
| Q3 24 | — | 62.3% | ||
| Q2 24 | — | 66.3% |
营业利润率FSUNTHRY
| Q1 26 | — | 37.3% | ||
| Q4 25 | 29.0% | 5.3% | ||
| Q3 25 | 26.4% | 9.9% | ||
| Q2 25 | 31.2% | 14.0% | ||
| Q1 25 | 30.9% | -1.7% | ||
| Q4 24 | 20.4% | -3.9% | ||
| Q3 24 | 29.1% | -49.2% | ||
| Q2 24 | 32.3% | 14.0% |
净利率FSUNTHRY
| Q1 26 | 19.6% | 2.7% | ||
| Q4 25 | 22.5% | -5.0% | ||
| Q3 25 | 21.6% | 2.8% | ||
| Q2 25 | 25.0% | 6.6% | ||
| Q1 25 | 24.5% | -5.3% | ||
| Q4 24 | 16.6% | 4.2% | ||
| Q3 24 | 22.8% | -53.4% | ||
| Q2 24 | 25.5% | 2.5% |
每股收益（稀释后）FSUNTHRY
| Q1 26 | $0.76 | $0.10 | ||
| Q4 25 | $0.89 | $-0.21 | ||
| Q3 25 | $0.82 | $0.13 | ||
| Q2 25 | $0.93 | $0.31 | ||
| Q1 25 | $0.83 | $-0.22 | ||
| Q4 24 | $0.57 | $0.28 | ||
| Q3 24 | $0.79 | $-2.65 | ||
| Q2 24 | $0.88 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $413.7M | $8.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.2B | $225.4M |
| 总资产 | $8.6B | $693.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FSUNTHRY
| Q1 26 | $413.7M | $8.0M | ||
| Q4 25 | $652.6M | $10.8M | ||
| Q3 25 | $659.9M | $11.6M | ||
| Q2 25 | $785.1M | $10.8M | ||
| Q1 25 | $621.4M | $11.0M | ||
| Q4 24 | $615.9M | $16.3M | ||
| Q3 24 | $573.7M | $12.5M | ||
| Q2 24 | $535.8M | $15.5M |
总债务FSUNTHRY
| Q1 26 | — | — | ||
| Q4 25 | — | $253.5M | ||
| Q3 25 | — | $268.2M | ||
| Q2 25 | — | $275.6M | ||
| Q1 25 | — | $299.0M | ||
| Q4 24 | — | $284.3M | ||
| Q3 24 | — | $307.8M | ||
| Q2 24 | — | $342.1M |
股东权益FSUNTHRY
| Q1 26 | $1.2B | $225.4M | ||
| Q4 25 | $1.2B | $218.1M | ||
| Q3 25 | $1.1B | $221.1M | ||
| Q2 25 | $1.1B | $214.9M | ||
| Q1 25 | $1.1B | $193.2M | ||
| Q4 24 | $1.0B | $196.9M | ||
| Q3 24 | $1.0B | $94.5M | ||
| Q2 24 | $996.6M | $183.1M |
总资产FSUNTHRY
| Q1 26 | $8.6B | $693.7M | ||
| Q4 25 | $8.5B | $688.6M | ||
| Q3 25 | $8.5B | $701.8M | ||
| Q2 25 | $8.4B | $687.7M | ||
| Q1 25 | $8.2B | $703.7M | ||
| Q4 24 | $8.1B | $712.2M | ||
| Q3 24 | $8.1B | $654.8M | ||
| Q2 24 | $8.0B | $785.5M |
负债/权益比FSUNTHRY
| Q1 26 | — | — | ||
| Q4 25 | — | 1.16× | ||
| Q3 25 | — | 1.21× | ||
| Q2 25 | — | 1.28× | ||
| Q1 25 | — | 1.55× | ||
| Q4 24 | — | 1.44× | ||
| Q3 24 | — | 3.26× | ||
| Q2 24 | — | 1.87× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $-5.5M |
| 自由现金流率自由现金流/营收 | — | -3.3% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $43.3M |
8季度趋势，按日历期对齐
经营现金流FSUNTHRY
| Q1 26 | — | — | ||
| Q4 25 | $111.5M | $22.2M | ||
| Q3 25 | $49.4M | $22.2M | ||
| Q2 25 | $15.0M | $29.6M | ||
| Q1 25 | $26.4M | $-10.5M | ||
| Q4 24 | $101.1M | $26.1M | ||
| Q3 24 | $48.1M | $36.0M | ||
| Q2 24 | $20.9M | $22.2M |
自由现金流FSUNTHRY
| Q1 26 | — | $-5.5M | ||
| Q4 25 | $104.0M | $12.3M | ||
| Q3 25 | $47.6M | $14.6M | ||
| Q2 25 | $13.0M | $21.8M | ||
| Q1 25 | $24.3M | $-17.6M | ||
| Q4 24 | $95.7M | $17.3M | ||
| Q3 24 | $47.1M | $27.5M | ||
| Q2 24 | $19.9M | $13.3M |
自由现金流率FSUNTHRY
| Q1 26 | — | -3.3% | ||
| Q4 25 | 94.3% | 6.4% | ||
| Q3 25 | 44.4% | 7.2% | ||
| Q2 25 | 12.3% | 10.4% | ||
| Q1 25 | 25.3% | -9.7% | ||
| Q4 24 | 97.0% | 9.3% | ||
| Q3 24 | 47.9% | 15.3% | ||
| Q2 24 | 20.6% | 5.9% |
资本支出强度FSUNTHRY
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 5.2% | ||
| Q3 25 | 1.6% | 3.8% | ||
| Q2 25 | 1.9% | 3.7% | ||
| Q1 25 | 2.1% | 3.9% | ||
| Q4 24 | 5.5% | 4.7% | ||
| Q3 24 | 1.1% | 4.7% | ||
| Q2 24 | 1.1% | 4.0% |
现金转化率FSUNTHRY
| Q1 26 | — | — | ||
| Q4 25 | 4.49× | — | ||
| Q3 25 | 2.13× | 3.93× | ||
| Q2 25 | 0.57× | 2.12× | ||
| Q1 25 | 1.12× | — | ||
| Q4 24 | 6.18× | 3.32× | ||
| Q3 24 | 2.15× | — | ||
| Q2 24 | 0.85× | 4.01× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
THRY
| SaaS | $116.7M | 70% |
| Other | $50.9M | 30% |
