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FIRST US BANCSHARES, INC.（FUSB）与GSI TECHNOLOGY INC（GSIT）财务数据对比。点击上方公司名可切换其他公司
FIRST US BANCSHARES, INC.的季度营收约是GSI TECHNOLOGY INC的1.7倍（$10.4M vs $6.1M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs -49.7%，领先70.1%），GSI TECHNOLOGY INC同比增速更快（12.2% vs 7.1%），FIRST US BANCSHARES, INC.自由现金流更多（$9.1M vs $-8.2M），过去两年GSI TECHNOLOGY INC的营收复合增速更高（8.6% vs 2.6%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
GSI科技是一家总部位于美国俄亥俄州齐尼亚的投票设备供应商，核心业务为研发生产选举相关计算机软硬件，产品主要用于选票计票及选民登记服务，为美国各级选举活动提供设备与技术支持。
FUSB vs GSIT — 直观对比
营收规模更大
FUSB
是对方的1.7倍
$6.1M
营收增速更快
GSIT
高出5.2%
7.1%
净利率更高
FUSB
高出70.1%
-49.7%
自由现金流更多
FUSB
多$17.3M
$-8.2M
两年增速更快
GSIT
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $6.1M |
| 净利润 | $2.1M | $-3.0M |
| 毛利率 | — | 52.7% |
| 营业利润率 | 28.1% | -113.7% |
| 净利率 | 20.4% | -49.7% |
| 营收同比 | 7.1% | 12.2% |
| 净利润同比 | 24.2% | 25.0% |
| 每股收益（稀释后） | $0.36 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBGSIT
| Q4 25 | $10.4M | $6.1M | ||
| Q3 25 | $10.5M | $6.4M | ||
| Q2 25 | $10.3M | $6.3M | ||
| Q1 25 | $9.8M | $5.9M | ||
| Q4 24 | $9.7M | $5.4M | ||
| Q3 24 | $10.1M | $4.5M | ||
| Q2 24 | $10.0M | $4.7M | ||
| Q1 24 | $9.9M | $5.2M |
净利润FUSBGSIT
| Q4 25 | $2.1M | $-3.0M | ||
| Q3 25 | $1.9M | $-3.2M | ||
| Q2 25 | $155.0K | $-2.2M | ||
| Q1 25 | $1.8M | $-2.2M | ||
| Q4 24 | $1.7M | $-4.0M | ||
| Q3 24 | $2.2M | $-5.5M | ||
| Q2 24 | $2.1M | $1.1M | ||
| Q1 24 | $2.1M | $-4.3M |
毛利率FUSBGSIT
| Q4 25 | — | 52.7% | ||
| Q3 25 | — | 54.8% | ||
| Q2 25 | — | 58.1% | ||
| Q1 25 | — | 56.1% | ||
| Q4 24 | — | 54.0% | ||
| Q3 24 | — | 38.6% | ||
| Q2 24 | — | 46.3% | ||
| Q1 24 | — | 51.6% |
营业利润率FUSBGSIT
| Q4 25 | 28.1% | -113.7% | ||
| Q3 25 | 23.9% | -49.5% | ||
| Q2 25 | 1.6% | -34.6% | ||
| Q1 25 | 23.8% | -38.7% | ||
| Q4 24 | 23.8% | -74.9% | ||
| Q3 24 | 29.2% | -122.7% | ||
| Q2 24 | 27.4% | 23.1% | ||
| Q1 24 | 27.8% | -87.6% |
净利率FUSBGSIT
| Q4 25 | 20.4% | -49.7% | ||
| Q3 25 | 18.4% | -49.4% | ||
| Q2 25 | 1.5% | -35.3% | ||
| Q1 25 | 18.1% | -37.9% | ||
| Q4 24 | 17.6% | -74.4% | ||
| Q3 24 | 22.0% | -120.0% | ||
| Q2 24 | 21.2% | 23.1% | ||
| Q1 24 | 21.3% | -83.9% |
每股收益（稀释后）FUSBGSIT
| Q4 25 | $0.36 | $-0.09 | ||
| Q3 25 | $0.32 | $-0.11 | ||
| Q2 25 | $0.03 | $-0.08 | ||
| Q1 25 | $0.29 | $-0.09 | ||
| Q4 24 | $0.29 | $-0.16 | ||
| Q3 24 | $0.36 | $-0.21 | ||
| Q2 24 | $0.34 | $0.04 | ||
| Q1 24 | $0.34 | $-0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $70.7M |
| 总债务越低越好 | $10.9M | — |
| 股东权益账面价值 | $105.6M | $83.6M |
| 总资产 | $1.2B | $98.5M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资FUSBGSIT
| Q4 25 | $73.5M | $70.7M | ||
| Q3 25 | $54.7M | $25.3M | ||
| Q2 25 | $54.0M | $22.7M | ||
| Q1 25 | $56.0M | $13.4M | ||
| Q4 24 | $47.2M | $15.1M | ||
| Q3 24 | $82.3M | $18.4M | ||
| Q2 24 | $58.2M | $21.8M | ||
| Q1 24 | $60.2M | $14.4M |
总债务FUSBGSIT
| Q4 25 | $10.9M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $10.9M | — | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $10.9M | — | ||
| Q2 24 | $10.8M | — | ||
| Q1 24 | $10.8M | — |
股东权益FUSBGSIT
| Q4 25 | $105.6M | $83.6M | ||
| Q3 25 | $104.2M | $38.6M | ||
| Q2 25 | $101.9M | $37.4M | ||
| Q1 25 | $101.2M | $28.2M | ||
| Q4 24 | $98.6M | $29.9M | ||
| Q3 24 | $98.5M | $33.3M | ||
| Q2 24 | $93.8M | $38.0M | ||
| Q1 24 | $92.3M | $36.0M |
总资产FUSBGSIT
| Q4 25 | $1.2B | $98.5M | ||
| Q3 25 | $1.1B | $52.0M | ||
| Q2 25 | $1.1B | $50.5M | ||
| Q1 25 | $1.1B | $43.3M | ||
| Q4 24 | $1.1B | $44.1M | ||
| Q3 24 | $1.1B | $47.4M | ||
| Q2 24 | $1.1B | $52.3M | ||
| Q1 24 | $1.1B | $42.5M |
负债/权益比FUSBGSIT
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $-7.9M |
| 自由现金流经营现金流 - 资本支出 | $9.1M | $-8.2M |
| 自由现金流率自由现金流/营收 | 87.2% | -134.4% |
| 资本支出强度资本支出/营收 | 31.1% | 4.9% |
| 现金转化率经营现金流/净利润 | 5.79× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | $-12.5M |
8季度趋势，按日历期对齐
经营现金流FUSBGSIT
| Q4 25 | $12.3M | $-7.9M | ||
| Q3 25 | $4.2M | $-887.0K | ||
| Q2 25 | $3.9M | $-1.7M | ||
| Q1 25 | $1.8M | $-1.7M | ||
| Q4 24 | $7.8M | $-3.6M | ||
| Q3 24 | $1.9M | $-3.5M | ||
| Q2 24 | $2.5M | $-4.3M | ||
| Q1 24 | $825.0K | $-7.1M |
自由现金流FUSBGSIT
| Q4 25 | $9.1M | $-8.2M | ||
| Q3 25 | $3.6M | $-906.0K | ||
| Q2 25 | $1.6M | $-1.7M | ||
| Q1 25 | $1.7M | $-1.7M | ||
| Q4 24 | $5.7M | $-3.6M | ||
| Q3 24 | $1.3M | $-3.5M | ||
| Q2 24 | $2.3M | $-4.3M | ||
| Q1 24 | $-142.0K | $-7.2M |
自由现金流率FUSBGSIT
| Q4 25 | 87.2% | -134.4% | ||
| Q3 25 | 34.2% | -14.1% | ||
| Q2 25 | 16.0% | -27.6% | ||
| Q1 25 | 17.2% | -28.3% | ||
| Q4 24 | 58.2% | -66.1% | ||
| Q3 24 | 12.7% | -76.6% | ||
| Q2 24 | 23.5% | -92.0% | ||
| Q1 24 | -1.4% | -139.0% |
资本支出强度FUSBGSIT
| Q4 25 | 31.1% | 4.9% | ||
| Q3 25 | 5.9% | 0.3% | ||
| Q2 25 | 21.8% | 0.3% | ||
| Q1 25 | 0.7% | 0.1% | ||
| Q4 24 | 21.6% | 0.1% | ||
| Q3 24 | 6.6% | 0.1% | ||
| Q2 24 | 2.0% | 0.7% | ||
| Q1 24 | 9.8% | 0.2% |
现金转化率FUSBGSIT
| Q4 25 | 5.79× | — | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | 25.16× | — | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 1.20× | -3.96× | ||
| Q1 24 | 0.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FUSB
暂无分部数据
GSIT
| Distribution | $5.6M | 92% |
| Other | $459.0K | 8% |
