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FIRST US BANCSHARES, INC.（FUSB）与INTERGROUP CORP（INTG）财务数据对比。点击上方公司名可切换其他公司
INTERGROUP CORP的季度营收约是FIRST US BANCSHARES, INC.的1.7倍（$17.3M vs $10.4M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs 8.8%，领先11.7%），INTERGROUP CORP同比增速更快（19.8% vs 7.1%），FIRST US BANCSHARES, INC.自由现金流更多（$9.1M vs $-481.0K），过去两年INTERGROUP CORP的营收复合增速更高（7.8% vs 2.6%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
Intergroup Corp是一家多元化控股企业，核心业务覆盖房地产与酒店运营两大板块。公司在美国境内持有、管理及租赁商住类物业，同时运营面向休闲和商务旅客的有限服务型酒店。
FUSB vs INTG — 直观对比
营收规模更大
INTG
是对方的1.7倍
$10.4M
营收增速更快
INTG
高出12.7%
7.1%
净利率更高
FUSB
高出11.7%
8.8%
自由现金流更多
FUSB
多$9.6M
$-481.0K
两年增速更快
INTG
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $17.3M |
| 净利润 | $2.1M | $1.5M |
| 毛利率 | — | — |
| 营业利润率 | 28.1% | 11.6% |
| 净利率 | 20.4% | 8.8% |
| 营收同比 | 7.1% | 19.8% |
| 净利润同比 | 24.2% | 155.6% |
| 每股收益（稀释后） | $0.36 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBINTG
| Q4 25 | $10.4M | $17.3M | ||
| Q3 25 | $10.5M | $17.9M | ||
| Q2 25 | $10.3M | $16.2M | ||
| Q1 25 | $9.8M | $16.8M | ||
| Q4 24 | $9.7M | $14.4M | ||
| Q3 24 | $10.1M | $16.9M | ||
| Q2 24 | $10.0M | $13.4M | ||
| Q1 24 | $9.9M | $14.9M |
净利润FUSBINTG
| Q4 25 | $2.1M | $1.5M | ||
| Q3 25 | $1.9M | $-535.0K | ||
| Q2 25 | $155.0K | $-2.2M | ||
| Q1 25 | $1.8M | $-578.0K | ||
| Q4 24 | $1.7M | $-2.7M | ||
| Q3 24 | $2.2M | $-398.0K | ||
| Q2 24 | $2.1M | $-4.9M | ||
| Q1 24 | $2.1M | $-3.2M |
营业利润率FUSBINTG
| Q4 25 | 28.1% | 11.6% | ||
| Q3 25 | 23.9% | 15.3% | ||
| Q2 25 | 1.6% | 8.1% | ||
| Q1 25 | 23.8% | 14.0% | ||
| Q4 24 | 23.8% | 5.9% | ||
| Q3 24 | 29.2% | 18.5% | ||
| Q2 24 | 27.4% | 3.7% | ||
| Q1 24 | 27.8% | 4.8% |
净利率FUSBINTG
| Q4 25 | 20.4% | 8.8% | ||
| Q3 25 | 18.4% | -3.0% | ||
| Q2 25 | 1.5% | -13.9% | ||
| Q1 25 | 18.1% | -3.4% | ||
| Q4 24 | 17.6% | -18.9% | ||
| Q3 24 | 22.0% | -2.4% | ||
| Q2 24 | 21.2% | -36.7% | ||
| Q1 24 | 21.3% | -21.3% |
每股收益（稀释后）FUSBINTG
| Q4 25 | $0.36 | $0.71 | ||
| Q3 25 | $0.32 | $-0.25 | ||
| Q2 25 | $0.03 | — | ||
| Q1 25 | $0.29 | $-0.27 | ||
| Q4 24 | $0.29 | $-1.26 | ||
| Q3 24 | $0.36 | $-0.18 | ||
| Q2 24 | $0.34 | — | ||
| Q1 24 | $0.34 | $-1.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $7.5M |
| 总债务越低越好 | $10.9M | $233.2M |
| 股东权益账面价值 | $105.6M | $-85.2M |
| 总资产 | $1.2B | $101.1M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资FUSBINTG
| Q4 25 | $73.5M | $7.5M | ||
| Q3 25 | $54.7M | $6.0M | ||
| Q2 25 | $54.0M | $6.1M | ||
| Q1 25 | $56.0M | $4.8M | ||
| Q4 24 | $47.2M | $15.4M | ||
| Q3 24 | $82.3M | $12.2M | ||
| Q2 24 | $58.2M | $11.6M | ||
| Q1 24 | $60.2M | $19.5M |
总债务FUSBINTG
| Q4 25 | $10.9M | $233.2M | ||
| Q3 25 | $10.9M | $237.8M | ||
| Q2 25 | $10.9M | $240.5M | ||
| Q1 25 | $10.9M | $241.5M | ||
| Q4 24 | $10.9M | $227.2M | ||
| Q3 24 | $10.9M | $218.1M | ||
| Q2 24 | $10.8M | $225.7M | ||
| Q1 24 | $10.8M | $225.0M |
股东权益FUSBINTG
| Q4 25 | $105.6M | $-85.2M | ||
| Q3 25 | $104.2M | $-86.7M | ||
| Q2 25 | $101.9M | $-86.1M | ||
| Q1 25 | $101.2M | $-84.5M | ||
| Q4 24 | $98.6M | $-83.9M | ||
| Q3 24 | $98.5M | $-80.9M | ||
| Q2 24 | $93.8M | $-80.3M | ||
| Q1 24 | $92.3M | $-76.4M |
总资产FUSBINTG
| Q4 25 | $1.2B | $101.1M | ||
| Q3 25 | $1.1B | $102.5M | ||
| Q2 25 | $1.1B | $104.1M | ||
| Q1 25 | $1.1B | $103.2M | ||
| Q4 24 | $1.1B | $110.6M | ||
| Q3 24 | $1.1B | $109.3M | ||
| Q2 24 | $1.1B | $107.8M | ||
| Q1 24 | $1.1B | $119.0M |
负债/权益比FUSBINTG
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $-23.0K |
| 自由现金流经营现金流 - 资本支出 | $9.1M | $-481.0K |
| 自由现金流率自由现金流/营收 | 87.2% | -2.8% |
| 资本支出强度资本支出/营收 | 31.1% | 2.6% |
| 现金转化率经营现金流/净利润 | 5.79× | -0.02× |
| 过去12个月自由现金流最近4个季度 | $16.0M | $739.0K |
8季度趋势，按日历期对齐
经营现金流FUSBINTG
| Q4 25 | $12.3M | $-23.0K | ||
| Q3 25 | $4.2M | $-296.0K | ||
| Q2 25 | $3.9M | $5.9M | ||
| Q1 25 | $1.8M | $-854.0K | ||
| Q4 24 | $7.8M | $-781.0K | ||
| Q3 24 | $1.9M | $3.4M | ||
| Q2 24 | $2.5M | $6.8M | ||
| Q1 24 | $825.0K | $1.9M |
自由现金流FUSBINTG
| Q4 25 | $9.1M | $-481.0K | ||
| Q3 25 | $3.6M | $-1.3M | ||
| Q2 25 | $1.6M | $3.6M | ||
| Q1 25 | $1.7M | $-1.2M | ||
| Q4 24 | $5.7M | $-1.1M | ||
| Q3 24 | $1.3M | $3.1M | ||
| Q2 24 | $2.3M | $2.7M | ||
| Q1 24 | $-142.0K | $1.1M |
自由现金流率FUSBINTG
| Q4 25 | 87.2% | -2.8% | ||
| Q3 25 | 34.2% | -7.1% | ||
| Q2 25 | 16.0% | 22.5% | ||
| Q1 25 | 17.2% | -6.8% | ||
| Q4 24 | 58.2% | -7.8% | ||
| Q3 24 | 12.7% | 18.3% | ||
| Q2 24 | 23.5% | 20.4% | ||
| Q1 24 | -1.4% | 7.6% |
资本支出强度FUSBINTG
| Q4 25 | 31.1% | 2.6% | ||
| Q3 25 | 5.9% | 5.4% | ||
| Q2 25 | 21.8% | 13.9% | ||
| Q1 25 | 0.7% | 1.8% | ||
| Q4 24 | 21.6% | 2.4% | ||
| Q3 24 | 6.6% | 1.6% | ||
| Q2 24 | 2.0% | 30.4% | ||
| Q1 24 | 9.8% | 4.9% |
现金转化率FUSBINTG
| Q4 25 | 5.79× | -0.02× | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | 25.16× | — | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 0.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FUSB
暂无分部数据
INTG
| Hotel Operations | $12.7M | 73% |
| Real Estate Operation | $4.6M | 27% |
