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FIRST US BANCSHARES, INC.（FUSB）与EVERSPIN TECHNOLOGIES INC.（MRAM）财务数据对比。点击上方公司名可切换其他公司
EVERSPIN TECHNOLOGIES INC.的季度营收约是FIRST US BANCSHARES, INC.的1.4倍（$14.9M vs $10.4M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs -2.0%，领先22.4%），EVERSPIN TECHNOLOGIES INC.同比增速更快（13.2% vs 7.1%），过去两年EVERSPIN TECHNOLOGIES INC.的营收复合增速更高（18.2% vs 2.6%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
Everspin Technologies是一家总部位于美国亚利桑那州钱德勒的上市半导体企业，核心业务为研发生产磁阻随机存取存储器（MRAM）产品，涵盖Toggle MRAM与自旋转移矩MRAM两大产品系列，同时也对外授权嵌入式MRAM、磁传感器相关技术，并提供嵌入式MRAM后道代工服务。
FUSB vs MRAM — 直观对比
营收规模更大
MRAM
是对方的1.4倍
$10.4M
营收增速更快
MRAM
高出6.1%
7.1%
净利率更高
FUSB
高出22.4%
-2.0%
两年增速更快
MRAM
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $14.9M |
| 净利润 | $2.1M | $-296.0K |
| 毛利率 | — | 52.7% |
| 营业利润率 | 28.1% | 29.0% |
| 净利率 | 20.4% | -2.0% |
| 营收同比 | 7.1% | 13.2% |
| 净利润同比 | 24.2% | — |
| 每股收益（稀释后） | $0.36 | $-0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBMRAM
| Q1 26 | — | $14.9M | ||
| Q4 25 | $10.4M | $14.8M | ||
| Q3 25 | $10.5M | $14.1M | ||
| Q2 25 | $10.3M | $13.2M | ||
| Q1 25 | $9.8M | $13.1M | ||
| Q4 24 | $9.7M | $13.2M | ||
| Q3 24 | $10.1M | $12.1M | ||
| Q2 24 | $10.0M | $10.6M |
净利润FUSBMRAM
| Q1 26 | — | $-296.0K | ||
| Q4 25 | $2.1M | $1.2M | ||
| Q3 25 | $1.9M | $54.0K | ||
| Q2 25 | $155.0K | $-670.0K | ||
| Q1 25 | $1.8M | $-1.2M | ||
| Q4 24 | $1.7M | $1.2M | ||
| Q3 24 | $2.2M | $2.3M | ||
| Q2 24 | $2.1M | $-2.5M |
毛利率FUSBMRAM
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 50.8% | ||
| Q3 25 | — | 51.3% | ||
| Q2 25 | — | 51.3% | ||
| Q1 25 | — | 51.4% | ||
| Q4 24 | — | 51.3% | ||
| Q3 24 | — | 49.2% | ||
| Q2 24 | — | 49.0% |
营业利润率FUSBMRAM
| Q1 26 | — | 29.0% | ||
| Q4 25 | 28.1% | -7.2% | ||
| Q3 25 | 23.9% | -11.0% | ||
| Q2 25 | 1.6% | -14.9% | ||
| Q1 25 | 23.8% | -14.7% | ||
| Q4 24 | 23.8% | -11.8% | ||
| Q3 24 | 29.2% | -17.5% | ||
| Q2 24 | 27.4% | -26.5% |
净利率FUSBMRAM
| Q1 26 | — | -2.0% | ||
| Q4 25 | 20.4% | 8.1% | ||
| Q3 25 | 18.4% | 0.4% | ||
| Q2 25 | 1.5% | -5.1% | ||
| Q1 25 | 18.1% | -8.9% | ||
| Q4 24 | 17.6% | 9.2% | ||
| Q3 24 | 22.0% | 18.8% | ||
| Q2 24 | 21.2% | -23.5% |
每股收益（稀释后）FUSBMRAM
| Q1 26 | — | $-0.01 | ||
| Q4 25 | $0.36 | $0.05 | ||
| Q3 25 | $0.32 | $0.00 | ||
| Q2 25 | $0.03 | $-0.03 | ||
| Q1 25 | $0.29 | $-0.05 | ||
| Q4 24 | $0.29 | $0.07 | ||
| Q3 24 | $0.36 | $0.10 | ||
| Q2 24 | $0.34 | $-0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $40.5M |
| 总债务越低越好 | $10.9M | — |
| 股东权益账面价值 | $105.6M | $70.2M |
| 总资产 | $1.2B | $83.2M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资FUSBMRAM
| Q1 26 | — | $40.5M | ||
| Q4 25 | $73.5M | $44.5M | ||
| Q3 25 | $54.7M | $45.3M | ||
| Q2 25 | $54.0M | $45.0M | ||
| Q1 25 | $56.0M | $42.2M | ||
| Q4 24 | $47.2M | $42.1M | ||
| Q3 24 | $82.3M | $39.6M | ||
| Q2 24 | $58.2M | $36.8M |
总债务FUSBMRAM
| Q1 26 | — | — | ||
| Q4 25 | $10.9M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $10.9M | — | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $10.9M | — | ||
| Q2 24 | $10.8M | — |
股东权益FUSBMRAM
| Q1 26 | — | $70.2M | ||
| Q4 25 | $105.6M | $68.9M | ||
| Q3 25 | $104.2M | $65.8M | ||
| Q2 25 | $101.9M | $64.1M | ||
| Q1 25 | $101.2M | $63.0M | ||
| Q4 24 | $98.6M | $62.6M | ||
| Q3 24 | $98.5M | $59.3M | ||
| Q2 24 | $93.8M | $55.4M |
总资产FUSBMRAM
| Q1 26 | — | $83.2M | ||
| Q4 25 | $1.2B | $84.6M | ||
| Q3 25 | $1.1B | $80.3M | ||
| Q2 25 | $1.1B | $78.9M | ||
| Q1 25 | $1.1B | $80.2M | ||
| Q4 24 | $1.1B | $77.8M | ||
| Q3 24 | $1.1B | $72.6M | ||
| Q2 24 | $1.1B | $64.6M |
负债/权益比FUSBMRAM
| Q1 26 | — | — | ||
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $570.0K |
| 自由现金流经营现金流 - 资本支出 | $9.1M | — |
| 自由现金流率自由现金流/营收 | 87.2% | — |
| 资本支出强度资本支出/营收 | 31.1% | — |
| 现金转化率经营现金流/净利润 | 5.79× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流FUSBMRAM
| Q1 26 | — | $570.0K | ||
| Q4 25 | $12.3M | $2.6M | ||
| Q3 25 | $4.2M | $881.0K | ||
| Q2 25 | $3.9M | $5.0M | ||
| Q1 25 | $1.8M | $1.4M | ||
| Q4 24 | $7.8M | $3.8M | ||
| Q3 24 | $1.9M | $2.8M | ||
| Q2 24 | $2.5M | $1.7M |
自由现金流FUSBMRAM
| Q1 26 | — | — | ||
| Q4 25 | $9.1M | $-975.0K | ||
| Q3 25 | $3.6M | $543.0K | ||
| Q2 25 | $1.6M | $3.0M | ||
| Q1 25 | $1.7M | $527.0K | ||
| Q4 24 | $5.7M | $2.1M | ||
| Q3 24 | $1.3M | $2.8M | ||
| Q2 24 | $2.3M | $1.7M |
自由现金流率FUSBMRAM
| Q1 26 | — | — | ||
| Q4 25 | 87.2% | -6.6% | ||
| Q3 25 | 34.2% | 3.9% | ||
| Q2 25 | 16.0% | 22.9% | ||
| Q1 25 | 17.2% | 4.0% | ||
| Q4 24 | 58.2% | 15.8% | ||
| Q3 24 | 12.7% | 22.9% | ||
| Q2 24 | 23.5% | 15.9% |
资本支出强度FUSBMRAM
| Q1 26 | — | — | ||
| Q4 25 | 31.1% | 24.3% | ||
| Q3 25 | 5.9% | 2.4% | ||
| Q2 25 | 21.8% | 15.1% | ||
| Q1 25 | 0.7% | 6.9% | ||
| Q4 24 | 21.6% | 13.2% | ||
| Q3 24 | 6.6% | 0.5% | ||
| Q2 24 | 2.0% | 0.3% |
现金转化率FUSBMRAM
| Q1 26 | — | — | ||
| Q4 25 | 5.79× | 2.19× | ||
| Q3 25 | 2.18× | 16.31× | ||
| Q2 25 | 25.16× | — | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.53× | 3.16× | ||
| Q3 24 | 0.87× | 1.25× | ||
| Q2 24 | 1.20× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FUSB
暂无分部数据
MRAM
| Product sales | $14.1M | 95% |
| Licensing, royalty, patent, engineering services and other revenue | $772.0K | 5% |
