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FIRST US BANCSHARES, INC.（FUSB）与Precipio, Inc.（PRPO）财务数据对比。点击上方公司名可切换其他公司
FIRST US BANCSHARES, INC.的季度营收约是Precipio, Inc.的1.5倍（$10.4M vs $6.8M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs 7.7%，领先12.7%），Precipio, Inc.同比增速更快（28.4% vs 7.1%），FIRST US BANCSHARES, INC.自由现金流更多（$9.1M vs $291.0K），过去两年Precipio, Inc.的营收复合增速更高（40.0% vs 2.6%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
Precipio, Inc.是一家专业诊断企业，专注于开发和提供肿瘤学、遗传学及罕见病领域的先进检测解决方案，主要服务美国市场的医疗机构、临床实验室及患者群体，致力于提升诊断准确率，改善患者健康预后。
FUSB vs PRPO — 直观对比
营收规模更大
FUSB
是对方的1.5倍
$6.8M
营收增速更快
PRPO
高出21.4%
7.1%
净利率更高
FUSB
高出12.7%
7.7%
自由现金流更多
FUSB
多$8.8M
$291.0K
两年增速更快
PRPO
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $6.8M |
| 净利润 | $2.1M | $526.0K |
| 毛利率 | — | 45.9% |
| 营业利润率 | 28.1% | 7.9% |
| 净利率 | 20.4% | 7.7% |
| 营收同比 | 7.1% | 28.4% |
| 净利润同比 | 24.2% | 244.1% |
| 每股收益（稀释后） | $0.36 | $0.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBPRPO
| Q4 25 | $10.4M | $6.8M | ||
| Q3 25 | $10.5M | $6.9M | ||
| Q2 25 | $10.3M | $5.6M | ||
| Q1 25 | $9.8M | $4.9M | ||
| Q4 24 | $9.7M | $5.3M | ||
| Q3 24 | $10.1M | $5.3M | ||
| Q2 24 | $10.0M | $4.5M | ||
| Q1 24 | $9.9M | $3.5M |
净利润FUSBPRPO
| Q4 25 | $2.1M | $526.0K | ||
| Q3 25 | $1.9M | $-79.0K | ||
| Q2 25 | $155.0K | $74.0K | ||
| Q1 25 | $1.8M | $-884.0K | ||
| Q4 24 | $1.7M | $-365.0K | ||
| Q3 24 | $2.2M | $-626.0K | ||
| Q2 24 | $2.1M | $-1.2M | ||
| Q1 24 | $2.1M | $-2.1M |
毛利率FUSBPRPO
| Q4 25 | — | 45.9% | ||
| Q3 25 | — | 43.6% | ||
| Q2 25 | — | 43.2% | ||
| Q1 25 | — | 43.6% | ||
| Q4 24 | — | 49.8% | ||
| Q3 24 | — | 43.1% | ||
| Q2 24 | — | 38.1% | ||
| Q1 24 | — | 26.5% |
营业利润率FUSBPRPO
| Q4 25 | 28.1% | 7.9% | ||
| Q3 25 | 23.9% | -0.9% | ||
| Q2 25 | 1.6% | -14.6% | ||
| Q1 25 | 23.8% | -17.5% | ||
| Q4 24 | 23.8% | -6.3% | ||
| Q3 24 | 29.2% | -11.3% | ||
| Q2 24 | 27.4% | -26.8% | ||
| Q1 24 | 27.8% | -59.6% |
净利率FUSBPRPO
| Q4 25 | 20.4% | 7.7% | ||
| Q3 25 | 18.4% | -1.1% | ||
| Q2 25 | 1.5% | 1.3% | ||
| Q1 25 | 18.1% | -18.0% | ||
| Q4 24 | 17.6% | -6.9% | ||
| Q3 24 | 22.0% | -11.9% | ||
| Q2 24 | 21.2% | -27.1% | ||
| Q1 24 | 21.3% | -59.8% |
每股收益（稀释后）FUSBPRPO
| Q4 25 | $0.36 | $0.36 | ||
| Q3 25 | $0.32 | $-0.05 | ||
| Q2 25 | $0.03 | $0.05 | ||
| Q1 25 | $0.29 | $-0.59 | ||
| Q4 24 | $0.29 | $-0.22 | ||
| Q3 24 | $0.36 | $-0.42 | ||
| Q2 24 | $0.34 | $-0.83 | ||
| Q1 24 | $0.34 | $-1.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $2.7M |
| 总债务越低越好 | $10.9M | $83.0K |
| 股东权益账面价值 | $105.6M | $14.6M |
| 总资产 | $1.2B | $21.3M |
| 负债/权益比越低杠杆越低 | 0.10× | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资FUSBPRPO
| Q4 25 | $73.5M | $2.7M | ||
| Q3 25 | $54.7M | $2.3M | ||
| Q2 25 | $54.0M | $1.1M | ||
| Q1 25 | $56.0M | $1.0M | ||
| Q4 24 | $47.2M | $1.4M | ||
| Q3 24 | $82.3M | $1.1M | ||
| Q2 24 | $58.2M | $1.3M | ||
| Q1 24 | $60.2M | $776.0K |
总债务FUSBPRPO
| Q4 25 | $10.9M | $83.0K | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $10.9M | — | ||
| Q4 24 | $10.9M | $383.0K | ||
| Q3 24 | $10.9M | — | ||
| Q2 24 | $10.8M | — | ||
| Q1 24 | $10.8M | — |
股东权益FUSBPRPO
| Q4 25 | $105.6M | $14.6M | ||
| Q3 25 | $104.2M | $13.7M | ||
| Q2 25 | $101.9M | $12.3M | ||
| Q1 25 | $101.2M | $11.7M | ||
| Q4 24 | $98.6M | $12.1M | ||
| Q3 24 | $98.5M | $11.9M | ||
| Q2 24 | $93.8M | $12.1M | ||
| Q1 24 | $92.3M | $12.8M |
总资产FUSBPRPO
| Q4 25 | $1.2B | $21.3M | ||
| Q3 25 | $1.1B | $21.2M | ||
| Q2 25 | $1.1B | $18.8M | ||
| Q1 25 | $1.1B | $17.8M | ||
| Q4 24 | $1.1B | $17.0M | ||
| Q3 24 | $1.1B | $17.0M | ||
| Q2 24 | $1.1B | $17.3M | ||
| Q1 24 | $1.1B | $16.6M |
负债/权益比FUSBPRPO
| Q4 25 | 0.10× | 0.01× | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | 0.03× | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $366.0K |
| 自由现金流经营现金流 - 资本支出 | $9.1M | $291.0K |
| 自由现金流率自由现金流/营收 | 87.2% | 4.3% |
| 资本支出强度资本支出/营收 | 31.1% | 1.1% |
| 现金转化率经营现金流/净利润 | 5.79× | 0.70× |
| 过去12个月自由现金流最近4个季度 | $16.0M | $359.0K |
8季度趋势，按日历期对齐
经营现金流FUSBPRPO
| Q4 25 | $12.3M | $366.0K | ||
| Q3 25 | $4.2M | $10.0K | ||
| Q2 25 | $3.9M | $353.0K | ||
| Q1 25 | $1.8M | $-44.0K | ||
| Q4 24 | $7.8M | $565.0K | ||
| Q3 24 | $1.9M | $41.0K | ||
| Q2 24 | $2.5M | $500.0K | ||
| Q1 24 | $825.0K | $-667.0K |
自由现金流FUSBPRPO
| Q4 25 | $9.1M | $291.0K | ||
| Q3 25 | $3.6M | $-44.0K | ||
| Q2 25 | $1.6M | $294.0K | ||
| Q1 25 | $1.7M | $-182.0K | ||
| Q4 24 | $5.7M | — | ||
| Q3 24 | $1.3M | $-68.0K | ||
| Q2 24 | $2.3M | — | ||
| Q1 24 | $-142.0K | — |
自由现金流率FUSBPRPO
| Q4 25 | 87.2% | 4.3% | ||
| Q3 25 | 34.2% | -0.6% | ||
| Q2 25 | 16.0% | 5.2% | ||
| Q1 25 | 17.2% | -3.7% | ||
| Q4 24 | 58.2% | — | ||
| Q3 24 | 12.7% | -1.3% | ||
| Q2 24 | 23.5% | — | ||
| Q1 24 | -1.4% | — |
资本支出强度FUSBPRPO
| Q4 25 | 31.1% | 1.1% | ||
| Q3 25 | 5.9% | 0.8% | ||
| Q2 25 | 21.8% | 1.0% | ||
| Q1 25 | 0.7% | 2.8% | ||
| Q4 24 | 21.6% | — | ||
| Q3 24 | 6.6% | 2.1% | ||
| Q2 24 | 2.0% | — | ||
| Q1 24 | 9.8% | — |
现金转化率FUSBPRPO
| Q4 25 | 5.79× | 0.70× | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | 25.16× | 4.77× | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 0.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
