vs
FIRST US BANCSHARES, INC.（FUSB）与SOLESENCE, INC.（SLSN）财务数据对比。点击上方公司名可切换其他公司
SOLESENCE, INC.的季度营收约是FIRST US BANCSHARES, INC.的1.2倍（$12.5M vs $10.4M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs 1.3%，领先19.1%），FIRST US BANCSHARES, INC.同比增速更快（7.1% vs -0.7%），过去两年SOLESENCE, INC.的营收复合增速更高（12.5% vs 2.6%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
FUSB vs SLSN — 直观对比
营收规模更大
SLSN
是对方的1.2倍
$10.4M
营收增速更快
FUSB
高出7.7%
-0.7%
净利率更高
FUSB
高出19.1%
1.3%
两年增速更快
SLSN
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $12.5M |
| 净利润 | $2.1M | $163.0K |
| 毛利率 | — | 27.5% |
| 营业利润率 | 28.1% | 1.5% |
| 净利率 | 20.4% | 1.3% |
| 营收同比 | 7.1% | -0.7% |
| 净利润同比 | 24.2% | 129.2% |
| 每股收益（稀释后） | $0.36 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBSLSN
| Q4 25 | $10.4M | $12.5M | ||
| Q3 25 | $10.5M | $14.6M | ||
| Q2 25 | $10.3M | $20.4M | ||
| Q1 25 | $9.8M | $14.6M | ||
| Q4 24 | $9.7M | $12.6M | ||
| Q3 24 | $10.1M | $16.9M | ||
| Q2 24 | $10.0M | $13.0M | ||
| Q1 24 | $9.9M | $9.9M |
净利润FUSBSLSN
| Q4 25 | $2.1M | $163.0K | ||
| Q3 25 | $1.9M | $-1.1M | ||
| Q2 25 | $155.0K | $2.7M | ||
| Q1 25 | $1.8M | $80.0K | ||
| Q4 24 | $1.7M | $-559.0K | ||
| Q3 24 | $2.2M | $3.0M | ||
| Q2 24 | $2.1M | $856.0K | ||
| Q1 24 | $2.1M | $893.0K |
毛利率FUSBSLSN
| Q4 25 | — | 27.5% | ||
| Q3 25 | — | 23.1% | ||
| Q2 25 | — | 28.9% | ||
| Q1 25 | — | 23.1% | ||
| Q4 24 | — | 22.0% | ||
| Q3 24 | — | 36.2% | ||
| Q2 24 | — | 28.7% | ||
| Q1 24 | — | 36.3% |
营业利润率FUSBSLSN
| Q4 25 | 28.1% | 1.5% | ||
| Q3 25 | 23.9% | -5.4% | ||
| Q2 25 | 1.6% | 9.4% | ||
| Q1 25 | 23.8% | 1.8% | ||
| Q4 24 | 23.8% | -1.8% | ||
| Q3 24 | 29.2% | 19.0% | ||
| Q2 24 | 27.4% | 8.0% | ||
| Q1 24 | 27.8% | 11.3% |
净利率FUSBSLSN
| Q4 25 | 20.4% | 1.3% | ||
| Q3 25 | 18.4% | -7.7% | ||
| Q2 25 | 1.5% | 13.1% | ||
| Q1 25 | 18.1% | 0.5% | ||
| Q4 24 | 17.6% | -4.4% | ||
| Q3 24 | 22.0% | 18.1% | ||
| Q2 24 | 21.2% | 6.6% | ||
| Q1 24 | 21.3% | 9.0% |
每股收益（稀释后）FUSBSLSN
| Q4 25 | $0.36 | $0.00 | ||
| Q3 25 | $0.32 | $-0.02 | ||
| Q2 25 | $0.03 | $0.04 | ||
| Q1 25 | $0.29 | $0.00 | ||
| Q4 24 | $0.29 | $0.00 | ||
| Q3 24 | $0.36 | $0.04 | ||
| Q2 24 | $0.34 | $0.01 | ||
| Q1 24 | $0.34 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $1.3M |
| 总债务越低越好 | $10.9M | — |
| 股东权益账面价值 | $105.6M | $17.6M |
| 总资产 | $1.2B | $50.1M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资FUSBSLSN
| Q4 25 | $73.5M | $1.3M | ||
| Q3 25 | $54.7M | $429.0K | ||
| Q2 25 | $54.0M | $4.1M | ||
| Q1 25 | $56.0M | $1.8M | ||
| Q4 24 | $47.2M | $1.4M | ||
| Q3 24 | $82.3M | $2.9M | ||
| Q2 24 | $58.2M | $2.4M | ||
| Q1 24 | $60.2M | $2.0M |
总债务FUSBSLSN
| Q4 25 | $10.9M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $10.9M | — | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $10.9M | — | ||
| Q2 24 | $10.8M | — | ||
| Q1 24 | $10.8M | — |
股东权益FUSBSLSN
| Q4 25 | $105.6M | $17.6M | ||
| Q3 25 | $104.2M | $17.2M | ||
| Q2 25 | $101.9M | $18.2M | ||
| Q1 25 | $101.2M | $15.2M | ||
| Q4 24 | $98.6M | $14.9M | ||
| Q3 24 | $98.5M | $15.2M | ||
| Q2 24 | $93.8M | $11.9M | ||
| Q1 24 | $92.3M | $5.0M |
总资产FUSBSLSN
| Q4 25 | $1.2B | $50.1M | ||
| Q3 25 | $1.1B | $54.0M | ||
| Q2 25 | $1.1B | $60.0M | ||
| Q1 25 | $1.1B | $57.0M | ||
| Q4 24 | $1.1B | $50.0M | ||
| Q3 24 | $1.1B | $48.0M | ||
| Q2 24 | $1.1B | $40.8M | ||
| Q1 24 | $1.1B | $38.5M |
负债/权益比FUSBSLSN
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $1.8M |
| 自由现金流经营现金流 - 资本支出 | $9.1M | — |
| 自由现金流率自由现金流/营收 | 87.2% | — |
| 资本支出强度资本支出/营收 | 31.1% | — |
| 现金转化率经营现金流/净利润 | 5.79× | 11.16× |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流FUSBSLSN
| Q4 25 | $12.3M | $1.8M | ||
| Q3 25 | $4.2M | $-2.5M | ||
| Q2 25 | $3.9M | $-654.0K | ||
| Q1 25 | $1.8M | $-7.2M | ||
| Q4 24 | $7.8M | $2.2M | ||
| Q3 24 | $1.9M | $4.2M | ||
| Q2 24 | $2.5M | $-565.0K | ||
| Q1 24 | $825.0K | $-3.9M |
自由现金流FUSBSLSN
| Q4 25 | $9.1M | — | ||
| Q3 25 | $3.6M | — | ||
| Q2 25 | $1.6M | — | ||
| Q1 25 | $1.7M | — | ||
| Q4 24 | $5.7M | $-404.0K | ||
| Q3 24 | $1.3M | $2.8M | ||
| Q2 24 | $2.3M | $-1.0M | ||
| Q1 24 | $-142.0K | $-3.9M |
自由现金流率FUSBSLSN
| Q4 25 | 87.2% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 16.0% | — | ||
| Q1 25 | 17.2% | — | ||
| Q4 24 | 58.2% | -3.2% | ||
| Q3 24 | 12.7% | 16.6% | ||
| Q2 24 | 23.5% | -8.0% | ||
| Q1 24 | -1.4% | -39.9% |
资本支出强度FUSBSLSN
| Q4 25 | 31.1% | — | ||
| Q3 25 | 5.9% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 21.6% | 20.6% | ||
| Q3 24 | 6.6% | 8.3% | ||
| Q2 24 | 2.0% | 3.7% | ||
| Q1 24 | 9.8% | 0.9% |
现金转化率FUSBSLSN
| Q4 25 | 5.79× | 11.16× | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | 25.16× | -0.25× | ||
| Q1 25 | 0.99× | -90.26× | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | 1.38× | ||
| Q2 24 | 1.20× | -0.66× | ||
| Q1 24 | 0.39× | -4.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
