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FIRST US BANCSHARES, INC.（FUSB）与TRANSACT TECHNOLOGIES INC（TACT）财务数据对比。点击上方公司名可切换其他公司
TRANSACT TECHNOLOGIES INC的季度营收约是FIRST US BANCSHARES, INC.的1.1倍（$11.5M vs $10.4M），TRANSACT TECHNOLOGIES INC同比增速更快（11.9% vs 7.1%），FIRST US BANCSHARES, INC.自由现金流更多（$9.1M vs $589.0K），过去两年TRANSACT TECHNOLOGIES INC的营收复合增速更高（3.5% vs 2.6%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
该公司相关归属主体罗珀技术公司是一家控股集团，主要投资控股科技领域的各类企业，业务覆盖多个科技细分赛道，依托旗下子公司开展多元化科技业务布局。
FUSB vs TACT — 直观对比
营收规模更大
TACT
是对方的1.1倍
$10.4M
营收增速更快
TACT
高出4.9%
7.1%
自由现金流更多
FUSB
多$8.5M
$589.0K
两年增速更快
TACT
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $11.5M |
| 净利润 | $2.1M | — |
| 毛利率 | — | 47.6% |
| 营业利润率 | 28.1% | -10.1% |
| 净利率 | 20.4% | — |
| 营收同比 | 7.1% | 11.9% |
| 净利润同比 | 24.2% | — |
| 每股收益（稀释后） | $0.36 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBTACT
| Q4 25 | $10.4M | $11.5M | ||
| Q3 25 | $10.5M | $13.2M | ||
| Q2 25 | $10.3M | $13.8M | ||
| Q1 25 | $9.8M | $13.1M | ||
| Q4 24 | $9.7M | $10.2M | ||
| Q3 24 | $10.1M | $10.9M | ||
| Q2 24 | $10.0M | $11.6M | ||
| Q1 24 | $9.9M | $10.7M |
净利润FUSBTACT
| Q4 25 | $2.1M | — | ||
| Q3 25 | $1.9M | $15.0K | ||
| Q2 25 | $155.0K | $-143.0K | ||
| Q1 25 | $1.8M | $19.0K | ||
| Q4 24 | $1.7M | — | ||
| Q3 24 | $2.2M | $-551.0K | ||
| Q2 24 | $2.1M | $-319.0K | ||
| Q1 24 | $2.1M | $-1.0M |
毛利率FUSBTACT
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
营业利润率FUSBTACT
| Q4 25 | 28.1% | -10.1% | ||
| Q3 25 | 23.9% | 0.1% | ||
| Q2 25 | 1.6% | -1.9% | ||
| Q1 25 | 23.8% | -0.1% | ||
| Q4 24 | 23.8% | -10.3% | ||
| Q3 24 | 29.2% | -7.7% | ||
| Q2 24 | 27.4% | -3.8% | ||
| Q1 24 | 27.8% | -12.2% |
净利率FUSBTACT
| Q4 25 | 20.4% | — | ||
| Q3 25 | 18.4% | 0.1% | ||
| Q2 25 | 1.5% | -1.0% | ||
| Q1 25 | 18.1% | 0.1% | ||
| Q4 24 | 17.6% | — | ||
| Q3 24 | 22.0% | -5.1% | ||
| Q2 24 | 21.2% | -2.8% | ||
| Q1 24 | 21.3% | -9.7% |
每股收益（稀释后）FUSBTACT
| Q4 25 | $0.36 | $-0.11 | ||
| Q3 25 | $0.32 | $0.00 | ||
| Q2 25 | $0.03 | $-0.01 | ||
| Q1 25 | $0.29 | $0.00 | ||
| Q4 24 | $0.29 | $-0.80 | ||
| Q3 24 | $0.36 | $-0.06 | ||
| Q2 24 | $0.34 | $-0.03 | ||
| Q1 24 | $0.34 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $20.4M |
| 总债务越低越好 | $10.9M | — |
| 股东权益账面价值 | $105.6M | $31.1M |
| 总资产 | $1.2B | $44.8M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资FUSBTACT
| Q4 25 | $73.5M | $20.4M | ||
| Q3 25 | $54.7M | $20.0M | ||
| Q2 25 | $54.0M | $17.7M | ||
| Q1 25 | $56.0M | $14.2M | ||
| Q4 24 | $47.2M | $14.4M | ||
| Q3 24 | $82.3M | $11.3M | ||
| Q2 24 | $58.2M | $11.1M | ||
| Q1 24 | $60.2M | $10.6M |
总债务FUSBTACT
| Q4 25 | $10.9M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $10.9M | — | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $10.9M | — | ||
| Q2 24 | $10.8M | — | ||
| Q1 24 | $10.8M | — |
股东权益FUSBTACT
| Q4 25 | $105.6M | $31.1M | ||
| Q3 25 | $104.2M | $31.8M | ||
| Q2 25 | $101.9M | $31.3M | ||
| Q1 25 | $101.2M | $30.9M | ||
| Q4 24 | $98.6M | $30.6M | ||
| Q3 24 | $98.5M | $38.4M | ||
| Q2 24 | $93.8M | $38.5M | ||
| Q1 24 | $92.3M | $38.6M |
总资产FUSBTACT
| Q4 25 | $1.2B | $44.8M | ||
| Q3 25 | $1.1B | $45.0M | ||
| Q2 25 | $1.1B | $44.5M | ||
| Q1 25 | $1.1B | $44.2M | ||
| Q4 24 | $1.1B | $44.0M | ||
| Q3 24 | $1.1B | $50.5M | ||
| Q2 24 | $1.1B | $50.4M | ||
| Q1 24 | $1.1B | $51.9M |
负债/权益比FUSBTACT
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $609.0K |
| 自由现金流经营现金流 - 资本支出 | $9.1M | $589.0K |
| 自由现金流率自由现金流/营收 | 87.2% | 5.1% |
| 资本支出强度资本支出/营收 | 31.1% | 0.2% |
| 现金转化率经营现金流/净利润 | 5.79× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | $7.6M |
8季度趋势，按日历期对齐
经营现金流FUSBTACT
| Q4 25 | $12.3M | $609.0K | ||
| Q3 25 | $4.2M | $3.6M | ||
| Q2 25 | $3.9M | $3.6M | ||
| Q1 25 | $1.8M | $-161.0K | ||
| Q4 24 | $7.8M | $2.4M | ||
| Q3 24 | $1.9M | $327.0K | ||
| Q2 24 | $2.5M | $636.0K | ||
| Q1 24 | $825.0K | $-1.5M |
自由现金流FUSBTACT
| Q4 25 | $9.1M | $589.0K | ||
| Q3 25 | $3.6M | $3.6M | ||
| Q2 25 | $1.6M | $3.6M | ||
| Q1 25 | $1.7M | $-171.0K | ||
| Q4 24 | $5.7M | $2.4M | ||
| Q3 24 | $1.3M | $259.0K | ||
| Q2 24 | $2.3M | $499.0K | ||
| Q1 24 | $-142.0K | $-1.6M |
自由现金流率FUSBTACT
| Q4 25 | 87.2% | 5.1% | ||
| Q3 25 | 34.2% | 27.1% | ||
| Q2 25 | 16.0% | 25.9% | ||
| Q1 25 | 17.2% | -1.3% | ||
| Q4 24 | 58.2% | 23.2% | ||
| Q3 24 | 12.7% | 2.4% | ||
| Q2 24 | 23.5% | 4.3% | ||
| Q1 24 | -1.4% | -14.9% |
资本支出强度FUSBTACT
| Q4 25 | 31.1% | 0.2% | ||
| Q3 25 | 5.9% | 0.5% | ||
| Q2 25 | 21.8% | 0.1% | ||
| Q1 25 | 0.7% | 0.1% | ||
| Q4 24 | 21.6% | 0.1% | ||
| Q3 24 | 6.6% | 0.6% | ||
| Q2 24 | 2.0% | 1.2% | ||
| Q1 24 | 9.8% | 1.0% |
现金转化率FUSBTACT
| Q4 25 | 5.79× | — | ||
| Q3 25 | 2.18× | 242.00× | ||
| Q2 25 | 25.16× | — | ||
| Q1 25 | 0.99× | -8.47× | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 0.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
