vs
FIRST US BANCSHARES, INC.（FUSB）与Terra Property Trust, Inc.（TPTA）财务数据对比。点击上方公司名可切换其他公司
FIRST US BANCSHARES, INC.的季度营收约是Terra Property Trust, Inc.的1.5倍（$10.4M vs $7.1M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs -150.2%，领先170.6%），FIRST US BANCSHARES, INC.同比增速更快（7.1% vs -37.4%），过去两年FIRST US BANCSHARES, INC.的营收复合增速更高（2.6% vs -31.3%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
该条目描述的是位于华盛顿哥伦比亚特区市中心纽约大道与西北15街交汇处的历史银行建筑，曾被称为国家安全储蓄信托公司建筑，是当地具有历史意义的地标建筑。
FUSB vs TPTA — 直观对比
营收规模更大
FUSB
是对方的1.5倍
$7.1M
营收增速更快
FUSB
高出44.4%
-37.4%
净利率更高
FUSB
高出170.6%
-150.2%
两年增速更快
FUSB
近两年复合增速
-31.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $7.1M |
| 净利润 | $2.1M | $-10.6M |
| 毛利率 | — | — |
| 营业利润率 | 28.1% | -48.8% |
| 净利率 | 20.4% | -150.2% |
| 营收同比 | 7.1% | -37.4% |
| 净利润同比 | 24.2% | 32.0% |
| 每股收益（稀释后） | $0.36 | $-0.43 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBTPTA
| Q4 25 | $10.4M | $7.1M | ||
| Q3 25 | $10.5M | $7.3M | ||
| Q2 25 | $10.3M | $8.6M | ||
| Q1 25 | $9.8M | $12.5M | ||
| Q4 24 | $9.7M | $11.3M | ||
| Q3 24 | $10.1M | $12.2M | ||
| Q2 24 | $10.0M | $11.2M | ||
| Q1 24 | $9.9M | $15.0M |
净利润FUSBTPTA
| Q4 25 | $2.1M | $-10.6M | ||
| Q3 25 | $1.9M | $-6.7M | ||
| Q2 25 | $155.0K | $-9.2M | ||
| Q1 25 | $1.8M | $-1.3M | ||
| Q4 24 | $1.7M | $-15.6M | ||
| Q3 24 | $2.2M | $-7.8M | ||
| Q2 24 | $2.1M | $-7.5M | ||
| Q1 24 | $2.1M | $-6.2M |
营业利润率FUSBTPTA
| Q4 25 | 28.1% | -48.8% | ||
| Q3 25 | 23.9% | 6.7% | ||
| Q2 25 | 1.6% | -28.4% | ||
| Q1 25 | 23.8% | 32.8% | ||
| Q4 24 | 23.8% | -72.3% | ||
| Q3 24 | 29.2% | 54.1% | ||
| Q2 24 | 27.4% | 6.3% | ||
| Q1 24 | 27.8% | 32.0% |
净利率FUSBTPTA
| Q4 25 | 20.4% | -150.2% | ||
| Q3 25 | 18.4% | -92.4% | ||
| Q2 25 | 1.5% | -106.5% | ||
| Q1 25 | 18.1% | -10.3% | ||
| Q4 24 | 17.6% | -138.3% | ||
| Q3 24 | 22.0% | -63.9% | ||
| Q2 24 | 21.2% | -67.5% | ||
| Q1 24 | 21.3% | -41.2% |
每股收益（稀释后）FUSBTPTA
| Q4 25 | $0.36 | $-0.43 | ||
| Q3 25 | $0.32 | $-0.28 | ||
| Q2 25 | $0.03 | $-0.38 | ||
| Q1 25 | $0.29 | $-0.05 | ||
| Q4 24 | $0.29 | $-0.65 | ||
| Q3 24 | $0.36 | $-0.32 | ||
| Q2 24 | $0.34 | $-0.31 | ||
| Q1 24 | $0.34 | $-0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $33.2M |
| 总债务越低越好 | $10.9M | $178.9M |
| 股东权益账面价值 | $105.6M | $146.5M |
| 总资产 | $1.2B | $351.5M |
| 负债/权益比越低杠杆越低 | 0.10× | 1.22× |
8季度趋势，按日历期对齐
现金及短期投资FUSBTPTA
| Q4 25 | $73.5M | $33.2M | ||
| Q3 25 | $54.7M | $17.4M | ||
| Q2 25 | $54.0M | $5.9M | ||
| Q1 25 | $56.0M | $11.9M | ||
| Q4 24 | $47.2M | $8.6M | ||
| Q3 24 | $82.3M | $21.2M | ||
| Q2 24 | $58.2M | $18.9M | ||
| Q1 24 | $60.2M | $17.9M |
总债务FUSBTPTA
| Q4 25 | $10.9M | $178.9M | ||
| Q3 25 | $10.9M | $211.9M | ||
| Q2 25 | $10.9M | $260.2M | ||
| Q1 25 | $10.9M | $286.7M | ||
| Q4 24 | $10.9M | $326.1M | ||
| Q3 24 | $10.9M | $312.9M | ||
| Q2 24 | $10.8M | $383.8M | ||
| Q1 24 | $10.8M | $377.6M |
股东权益FUSBTPTA
| Q4 25 | $105.6M | $146.5M | ||
| Q3 25 | $104.2M | $159.7M | ||
| Q2 25 | $101.9M | $168.5M | ||
| Q1 25 | $101.2M | $179.9M | ||
| Q4 24 | $98.6M | $185.7M | ||
| Q3 24 | $98.5M | $206.2M | ||
| Q2 24 | $93.8M | $218.6M | ||
| Q1 24 | $92.3M | $230.5M |
总资产FUSBTPTA
| Q4 25 | $1.2B | $351.5M | ||
| Q3 25 | $1.1B | $398.1M | ||
| Q2 25 | $1.1B | $459.3M | ||
| Q1 25 | $1.1B | $495.2M | ||
| Q4 24 | $1.1B | $542.8M | ||
| Q3 24 | $1.1B | $546.8M | ||
| Q2 24 | $1.1B | $634.4M | ||
| Q1 24 | $1.1B | $640.2M |
负债/权益比FUSBTPTA
| Q4 25 | 0.10× | 1.22× | ||
| Q3 25 | 0.10× | 1.33× | ||
| Q2 25 | 0.11× | 1.54× | ||
| Q1 25 | 0.11× | 1.59× | ||
| Q4 24 | 0.11× | 1.76× | ||
| Q3 24 | 0.11× | 1.52× | ||
| Q2 24 | 0.12× | 1.76× | ||
| Q1 24 | 0.12× | 1.64× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $1.9M |
| 自由现金流经营现金流 - 资本支出 | $9.1M | — |
| 自由现金流率自由现金流/营收 | 87.2% | — |
| 资本支出强度资本支出/营收 | 31.1% | — |
| 现金转化率经营现金流/净利润 | 5.79× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流FUSBTPTA
| Q4 25 | $12.3M | $1.9M | ||
| Q3 25 | $4.2M | $-4.3M | ||
| Q2 25 | $3.9M | $1.2M | ||
| Q1 25 | $1.8M | $861.6K | ||
| Q4 24 | $7.8M | $-3.3M | ||
| Q3 24 | $1.9M | $1.7M | ||
| Q2 24 | $2.5M | $-3.1M | ||
| Q1 24 | $825.0K | $-4.2M |
自由现金流FUSBTPTA
| Q4 25 | $9.1M | — | ||
| Q3 25 | $3.6M | — | ||
| Q2 25 | $1.6M | — | ||
| Q1 25 | $1.7M | — | ||
| Q4 24 | $5.7M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $2.3M | — | ||
| Q1 24 | $-142.0K | — |
自由现金流率FUSBTPTA
| Q4 25 | 87.2% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 16.0% | — | ||
| Q1 25 | 17.2% | — | ||
| Q4 24 | 58.2% | — | ||
| Q3 24 | 12.7% | — | ||
| Q2 24 | 23.5% | — | ||
| Q1 24 | -1.4% | — |
资本支出强度FUSBTPTA
| Q4 25 | 31.1% | — | ||
| Q3 25 | 5.9% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 21.6% | 0.0% | ||
| Q3 24 | 6.6% | — | ||
| Q2 24 | 2.0% | — | ||
| Q1 24 | 9.8% | — |
现金转化率FUSBTPTA
| Q4 25 | 5.79× | — | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | 25.16× | — | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 0.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
