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FIRST US BANCSHARES, INC.（FUSB）与泛美白银（USAS）财务数据对比。点击上方公司名可切换其他公司
泛美白银的季度营收约是FIRST US BANCSHARES, INC.的1.8倍（$19.1M vs $10.4M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs -82.3%，领先102.8%），FIRST US BANCSHARES, INC.同比增速更快（7.1% vs -28.0%），FIRST US BANCSHARES, INC.自由现金流更多（$9.1M vs $-41.3M）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
泛美白银是一家总部位于加拿大的矿业企业，业务布局集中在拉丁美洲，在墨西哥、秘鲁、玻利维亚、阿根廷多国持有运营矿山及其他矿产开发项目，是美洲地区重要的贵金属开采企业。
FUSB vs USAS — 直观对比
营收规模更大
USAS
是对方的1.8倍
$10.4M
营收增速更快
FUSB
高出35.1%
-28.0%
净利率更高
FUSB
高出102.8%
-82.3%
自由现金流更多
FUSB
多$50.4M
$-41.3M
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $19.1M |
| 净利润 | $2.1M | $-15.7M |
| 毛利率 | — | 34.2% |
| 营业利润率 | 28.1% | — |
| 净利率 | 20.4% | -82.3% |
| 营收同比 | 7.1% | -28.0% |
| 净利润同比 | 24.2% | 2.8% |
| 每股收益（稀释后） | $0.36 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBUSAS
| Q4 25 | $10.4M | — | ||
| Q3 25 | $10.5M | $19.1M | ||
| Q2 25 | $10.3M | — | ||
| Q1 25 | $9.8M | — | ||
| Q4 24 | $9.7M | — | ||
| Q3 24 | $10.1M | $26.5M | ||
| Q2 24 | $10.0M | — | ||
| Q1 24 | $9.9M | — |
净利润FUSBUSAS
| Q4 25 | $2.1M | — | ||
| Q3 25 | $1.9M | $-15.7M | ||
| Q2 25 | $155.0K | — | ||
| Q1 25 | $1.8M | — | ||
| Q4 24 | $1.7M | — | ||
| Q3 24 | $2.2M | $-16.2M | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | $2.1M | — |
毛利率FUSBUSAS
| Q4 25 | — | — | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.6% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率FUSBUSAS
| Q4 25 | 28.1% | — | ||
| Q3 25 | 23.9% | — | ||
| Q2 25 | 1.6% | — | ||
| Q1 25 | 23.8% | — | ||
| Q4 24 | 23.8% | — | ||
| Q3 24 | 29.2% | — | ||
| Q2 24 | 27.4% | — | ||
| Q1 24 | 27.8% | — |
净利率FUSBUSAS
| Q4 25 | 20.4% | — | ||
| Q3 25 | 18.4% | -82.3% | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 18.1% | — | ||
| Q4 24 | 17.6% | — | ||
| Q3 24 | 22.0% | -60.9% | ||
| Q2 24 | 21.2% | — | ||
| Q1 24 | 21.3% | — |
每股收益（稀释后）FUSBUSAS
| Q4 25 | $0.36 | — | ||
| Q3 25 | $0.32 | — | ||
| Q2 25 | $0.03 | — | ||
| Q1 25 | $0.29 | — | ||
| Q4 24 | $0.29 | — | ||
| Q3 24 | $0.36 | — | ||
| Q2 24 | $0.34 | — | ||
| Q1 24 | $0.34 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $39.1M |
| 总债务越低越好 | $10.9M | — |
| 股东权益账面价值 | $105.6M | $50.2M |
| 总资产 | $1.2B | $234.7M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资FUSBUSAS
| Q4 25 | $73.5M | — | ||
| Q3 25 | $54.7M | $39.1M | ||
| Q2 25 | $54.0M | — | ||
| Q1 25 | $56.0M | — | ||
| Q4 24 | $47.2M | — | ||
| Q3 24 | $82.3M | — | ||
| Q2 24 | $58.2M | — | ||
| Q1 24 | $60.2M | — |
总债务FUSBUSAS
| Q4 25 | $10.9M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $10.9M | — | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $10.9M | — | ||
| Q2 24 | $10.8M | — | ||
| Q1 24 | $10.8M | — |
股东权益FUSBUSAS
| Q4 25 | $105.6M | — | ||
| Q3 25 | $104.2M | $50.2M | ||
| Q2 25 | $101.9M | — | ||
| Q1 25 | $101.2M | — | ||
| Q4 24 | $98.6M | — | ||
| Q3 24 | $98.5M | $53.1M | ||
| Q2 24 | $93.8M | — | ||
| Q1 24 | $92.3M | — |
总资产FUSBUSAS
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.1B | $234.7M | ||
| Q2 25 | $1.1B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.1B | — | ||
| Q2 24 | $1.1B | — | ||
| Q1 24 | $1.1B | — |
负债/权益比FUSBUSAS
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $-12.5M |
| 自由现金流经营现金流 - 资本支出 | $9.1M | $-41.3M |
| 自由现金流率自由现金流/营收 | 87.2% | -216.5% |
| 资本支出强度资本支出/营收 | 31.1% | 150.8% |
| 现金转化率经营现金流/净利润 | 5.79× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流FUSBUSAS
| Q4 25 | $12.3M | — | ||
| Q3 25 | $4.2M | $-12.5M | ||
| Q2 25 | $3.9M | — | ||
| Q1 25 | $1.8M | — | ||
| Q4 24 | $7.8M | — | ||
| Q3 24 | $1.9M | $2.4M | ||
| Q2 24 | $2.5M | — | ||
| Q1 24 | $825.0K | — |
自由现金流FUSBUSAS
| Q4 25 | $9.1M | — | ||
| Q3 25 | $3.6M | $-41.3M | ||
| Q2 25 | $1.6M | — | ||
| Q1 25 | $1.7M | — | ||
| Q4 24 | $5.7M | — | ||
| Q3 24 | $1.3M | $-11.2M | ||
| Q2 24 | $2.3M | — | ||
| Q1 24 | $-142.0K | — |
自由现金流率FUSBUSAS
| Q4 25 | 87.2% | — | ||
| Q3 25 | 34.2% | -216.5% | ||
| Q2 25 | 16.0% | — | ||
| Q1 25 | 17.2% | — | ||
| Q4 24 | 58.2% | — | ||
| Q3 24 | 12.7% | -42.2% | ||
| Q2 24 | 23.5% | — | ||
| Q1 24 | -1.4% | — |
资本支出强度FUSBUSAS
| Q4 25 | 31.1% | — | ||
| Q3 25 | 5.9% | 150.8% | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 21.6% | — | ||
| Q3 24 | 6.6% | 51.2% | ||
| Q2 24 | 2.0% | — | ||
| Q1 24 | 9.8% | — |
现金转化率FUSBUSAS
| Q4 25 | 5.79× | — | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | 25.16× | — | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 0.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
