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FIRST US BANCSHARES, INC.（FUSB）与Velo3D, Inc.（VELO）财务数据对比。点击上方公司名可切换其他公司
FIRST US BANCSHARES, INC.的季度营收约是Velo3D, Inc.的1.1倍（$10.4M vs $9.4M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs -231.9%，领先252.4%），FIRST US BANCSHARES, INC.同比增速更快（7.1% vs -25.2%），FIRST US BANCSHARES, INC.自由现金流更多（$9.1M vs $-8.3M），过去两年FIRST US BANCSHARES, INC.的营收复合增速更高（2.6% vs -1.8%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
Velo3D是全球领先的金属3D打印解决方案提供商，主营工业级金属3D打印机、配套专用加工软件及高性能金属材料，主要服务航空航天、国防、能源、半导体等高端制造领域，可生产传统工艺难以实现的复杂高精度金属零部件。
FUSB vs VELO — 直观对比
营收规模更大
FUSB
是对方的1.1倍
$9.4M
营收增速更快
FUSB
高出32.3%
-25.2%
净利率更高
FUSB
高出252.4%
-231.9%
自由现金流更多
FUSB
多$17.4M
$-8.3M
两年增速更快
FUSB
近两年复合增速
-1.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $9.4M |
| 净利润 | $2.1M | $-21.9M |
| 毛利率 | — | -73.6% |
| 营业利润率 | 28.1% | -231.0% |
| 净利率 | 20.4% | -231.9% |
| 营收同比 | 7.1% | -25.2% |
| 净利润同比 | 24.2% | -2.9% |
| 每股收益（稀释后） | $0.36 | $-0.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBVELO
| Q4 25 | $10.4M | $9.4M | ||
| Q3 25 | $10.5M | $13.6M | ||
| Q2 25 | $10.3M | $13.6M | ||
| Q1 25 | $9.8M | $9.3M | ||
| Q4 24 | $9.7M | $12.6M | ||
| Q3 24 | $10.1M | $8.2M | ||
| Q2 24 | $10.0M | $10.3M | ||
| Q1 24 | $9.9M | $9.8M |
净利润FUSBVELO
| Q4 25 | $2.1M | $-21.9M | ||
| Q3 25 | $1.9M | $-11.2M | ||
| Q2 25 | $155.0K | $-13.3M | ||
| Q1 25 | $1.8M | $-25.0M | ||
| Q4 24 | $1.7M | $-21.3M | ||
| Q3 24 | $2.2M | $-21.9M | ||
| Q2 24 | $2.1M | $935.0K | ||
| Q1 24 | $2.1M | $-27.5M |
毛利率FUSBVELO
| Q4 25 | — | -73.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | -11.7% | ||
| Q1 25 | — | 7.5% | ||
| Q4 24 | — | -3.5% | ||
| Q3 24 | — | 49.4% | ||
| Q2 24 | — | -28.0% | ||
| Q1 24 | — | -28.8% |
营业利润率FUSBVELO
| Q4 25 | 28.1% | -231.0% | ||
| Q3 25 | 23.9% | -73.3% | ||
| Q2 25 | 1.6% | -85.4% | ||
| Q1 25 | 23.8% | -123.6% | ||
| Q4 24 | 23.8% | -167.0% | ||
| Q3 24 | 29.2% | -213.8% | ||
| Q2 24 | 27.4% | -187.7% | ||
| Q1 24 | 27.8% | -211.1% |
净利率FUSBVELO
| Q4 25 | 20.4% | -231.9% | ||
| Q3 25 | 18.4% | -82.0% | ||
| Q2 25 | 1.5% | -97.7% | ||
| Q1 25 | 18.1% | -268.4% | ||
| Q4 24 | 17.6% | -168.5% | ||
| Q3 24 | 22.0% | -265.3% | ||
| Q2 24 | 21.2% | 9.0% | ||
| Q1 24 | 21.3% | -281.2% |
每股收益（稀释后）FUSBVELO
| Q4 25 | $0.36 | $-0.87 | ||
| Q3 25 | $0.32 | $-0.65 | ||
| Q2 25 | $0.03 | $-0.94 | ||
| Q1 25 | $0.29 | $-1.87 | ||
| Q4 24 | $0.29 | $7.06 | ||
| Q3 24 | $0.36 | $-35.52 | ||
| Q2 24 | $0.34 | $1.65 | ||
| Q1 24 | $0.34 | $-55.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $39.0M |
| 总债务越低越好 | $10.9M | $31.0M |
| 股东权益账面价值 | $105.6M | $38.2M |
| 总资产 | $1.2B | $105.3M |
| 负债/权益比越低杠杆越低 | 0.10× | 0.81× |
8季度趋势，按日历期对齐
现金及短期投资FUSBVELO
| Q4 25 | $73.5M | $39.0M | ||
| Q3 25 | $54.7M | $11.8M | ||
| Q2 25 | $54.0M | $854.0K | ||
| Q1 25 | $56.0M | $3.9M | ||
| Q4 24 | $47.2M | $1.2M | ||
| Q3 24 | $82.3M | $1.6M | ||
| Q2 24 | $58.2M | $3.2M | ||
| Q1 24 | $60.2M | $10.9M |
总债务FUSBVELO
| Q4 25 | $10.9M | $31.0M | ||
| Q3 25 | $10.9M | $23.0M | ||
| Q2 25 | $10.9M | $22.5M | ||
| Q1 25 | $10.9M | $21.7M | ||
| Q4 24 | $10.9M | $5.7M | ||
| Q3 24 | $10.9M | $32.3M | ||
| Q2 24 | $10.8M | $33.5M | ||
| Q1 24 | $10.8M | $44.0M |
股东权益FUSBVELO
| Q4 25 | $105.6M | $38.2M | ||
| Q3 25 | $104.2M | $29.9M | ||
| Q2 25 | $101.9M | $21.4M | ||
| Q1 25 | $101.2M | $32.8M | ||
| Q4 24 | $98.6M | $39.7M | ||
| Q3 24 | $98.5M | $34.4M | ||
| Q2 24 | $93.8M | $52.1M | ||
| Q1 24 | $92.3M | $45.5M |
总资产FUSBVELO
| Q4 25 | $1.2B | $105.3M | ||
| Q3 25 | $1.1B | $93.7M | ||
| Q2 25 | $1.1B | $78.4M | ||
| Q1 25 | $1.1B | $91.3M | ||
| Q4 24 | $1.1B | $89.2M | ||
| Q3 24 | $1.1B | $110.8M | ||
| Q2 24 | $1.1B | $116.7M | ||
| Q1 24 | $1.1B | $136.1M |
负债/权益比FUSBVELO
| Q4 25 | 0.10× | 0.81× | ||
| Q3 25 | 0.10× | 0.77× | ||
| Q2 25 | 0.11× | 1.05× | ||
| Q1 25 | 0.11× | 0.66× | ||
| Q4 24 | 0.11× | 0.14× | ||
| Q3 24 | 0.11× | 0.94× | ||
| Q2 24 | 0.12× | 0.64× | ||
| Q1 24 | 0.12× | 0.97× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $-7.7M |
| 自由现金流经营现金流 - 资本支出 | $9.1M | $-8.3M |
| 自由现金流率自由现金流/营收 | 87.2% | -88.3% |
| 资本支出强度资本支出/营收 | 31.1% | 6.4% |
| 现金转化率经营现金流/净利润 | 5.79× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流FUSBVELO
| Q4 25 | $12.3M | $-7.7M | ||
| Q3 25 | $4.2M | $-6.0M | ||
| Q2 25 | $3.9M | $-1.2M | ||
| Q1 25 | $1.8M | $-12.3M | ||
| Q4 24 | $7.8M | $-2.2M | ||
| Q3 24 | $1.9M | $-2.0M | ||
| Q2 24 | $2.5M | $-8.0M | ||
| Q1 24 | $825.0K | $-20.5M |
自由现金流FUSBVELO
| Q4 25 | $9.1M | $-8.3M | ||
| Q3 25 | $3.6M | $-6.3M | ||
| Q2 25 | $1.6M | $-3.0M | ||
| Q1 25 | $1.7M | — | ||
| Q4 24 | $5.7M | $-2.2M | ||
| Q3 24 | $1.3M | $-2.0M | ||
| Q2 24 | $2.3M | $-8.0M | ||
| Q1 24 | $-142.0K | $-20.5M |
自由现金流率FUSBVELO
| Q4 25 | 87.2% | -88.3% | ||
| Q3 25 | 34.2% | -46.5% | ||
| Q2 25 | 16.0% | -22.2% | ||
| Q1 25 | 17.2% | — | ||
| Q4 24 | 58.2% | -17.7% | ||
| Q3 24 | 12.7% | -24.2% | ||
| Q2 24 | 23.5% | -77.1% | ||
| Q1 24 | -1.4% | -209.8% |
资本支出强度FUSBVELO
| Q4 25 | 31.1% | 6.4% | ||
| Q3 25 | 5.9% | 2.3% | ||
| Q2 25 | 21.8% | 13.3% | ||
| Q1 25 | 0.7% | 0.0% | ||
| Q4 24 | 21.6% | 0.2% | ||
| Q3 24 | 6.6% | 0.2% | ||
| Q2 24 | 2.0% | 0.0% | ||
| Q1 24 | 9.8% | 0.1% |
现金转化率FUSBVELO
| Q4 25 | 5.79× | — | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | 25.16× | — | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 1.20× | -8.52× | ||
| Q1 24 | 0.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
