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FIRST US BANCSHARES, INC.(FUSB)与Where Food Comes From, Inc.(WFCF)财务数据对比。点击上方公司名可切换其他公司
FIRST US BANCSHARES, INC.的季度营收约是Where Food Comes From, Inc.的1.7倍($10.4M vs $6.0M),FIRST US BANCSHARES, INC.净利率更高(20.4% vs -3.4%,领先23.8%),FIRST US BANCSHARES, INC.同比增速更快(7.1% vs -9.3%),FIRST US BANCSHARES, INC.自由现金流更多($9.1M vs $-741.0K),过去两年Where Food Comes From, Inc.的营收复合增速更高(4.0% vs 2.6%)
第一美国银行控股公司是一家银行控股企业,核心子公司第一公民银行在美国23个州经营着超过500家网点,另一家子公司硅谷银行则在15个州设有39个办事处,是美国规模较大的银行机构之一,总部位于北卡罗来纳州罗利。
Where Food Comes From, Inc.是一家专注于食品溯源、检验与认证服务的企业,主要服务北美农业及食品生产领域客户,助力生产商、加工商、零售商验证食品产地、可持续生产措施、动物福利标准及产品真伪。
FUSB vs WFCF — 直观对比
营收规模更大
FUSB
是对方的1.7倍
$6.0M
营收增速更快
FUSB
高出16.4%
-9.3%
净利率更高
FUSB
高出23.8%
-3.4%
自由现金流更多
FUSB
多$9.8M
$-741.0K
两年增速更快
WFCF
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $10.4M | $6.0M |
| 净利润 | $2.1M | $-203.0K |
| 毛利率 | — | 35.9% |
| 营业利润率 | 28.1% | -1.0% |
| 净利率 | 20.4% | -3.4% |
| 营收同比 | 7.1% | -9.3% |
| 净利润同比 | 24.2% | -121.1% |
| 每股收益(稀释后) | $0.36 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
FUSB
WFCF
| Q4 25 | $10.4M | $6.0M | ||
| Q3 25 | $10.5M | $7.0M | ||
| Q2 25 | $10.3M | $6.6M | ||
| Q1 25 | $9.8M | $5.3M | ||
| Q4 24 | $9.7M | $6.7M | ||
| Q3 24 | $10.1M | $7.1M | ||
| Q2 24 | $10.0M | $6.4M | ||
| Q1 24 | $9.9M | $5.6M |
净利润
FUSB
WFCF
| Q4 25 | $2.1M | $-203.0K | ||
| Q3 25 | $1.9M | $1.1M | ||
| Q2 25 | $155.0K | $562.0K | ||
| Q1 25 | $1.8M | $31.0K | ||
| Q4 24 | $1.7M | $961.0K | ||
| Q3 24 | $2.2M | $492.0K | ||
| Q2 24 | $2.1M | $489.0K | ||
| Q1 24 | $2.1M | $178.0K |
毛利率
FUSB
WFCF
| Q4 25 | — | 35.9% | ||
| Q3 25 | — | 38.3% | ||
| Q2 25 | — | 37.5% | ||
| Q1 25 | — | 41.6% | ||
| Q4 24 | — | 42.0% | ||
| Q3 24 | — | 39.0% | ||
| Q2 24 | — | 41.6% | ||
| Q1 24 | — | 41.7% |
营业利润率
FUSB
WFCF
| Q4 25 | 28.1% | -1.0% | ||
| Q3 25 | 23.9% | 8.2% | ||
| Q2 25 | 1.6% | 8.4% | ||
| Q1 25 | 23.8% | 2.7% | ||
| Q4 24 | 23.8% | 11.3% | ||
| Q3 24 | 29.2% | 8.6% | ||
| Q2 24 | 27.4% | 9.1% | ||
| Q1 24 | 27.8% | 4.7% |
净利率
FUSB
WFCF
| Q4 25 | 20.4% | -3.4% | ||
| Q3 25 | 18.4% | 16.3% | ||
| Q2 25 | 1.5% | 8.6% | ||
| Q1 25 | 18.1% | 0.6% | ||
| Q4 24 | 17.6% | 14.4% | ||
| Q3 24 | 22.0% | 6.9% | ||
| Q2 24 | 21.2% | 7.6% | ||
| Q1 24 | 21.3% | 3.2% |
每股收益(稀释后)
FUSB
WFCF
| Q4 25 | $0.36 | $-0.04 | ||
| Q3 25 | $0.32 | $0.22 | ||
| Q2 25 | $0.03 | $0.11 | ||
| Q1 25 | $0.29 | $0.01 | ||
| Q4 24 | $0.29 | $0.19 | ||
| Q3 24 | $0.36 | $0.09 | ||
| Q2 24 | $0.34 | $0.09 | ||
| Q1 24 | $0.34 | $0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $3.2M |
| 总债务越低越好 | $10.9M | — |
| 股东权益账面价值 | $105.6M | $9.3M |
| 总资产 | $1.2B | $12.9M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势,按日历期对齐
现金及短期投资
FUSB
WFCF
| Q4 25 | $73.5M | $3.2M | ||
| Q3 25 | $54.7M | $4.8M | ||
| Q2 25 | $54.0M | $3.2M | ||
| Q1 25 | $56.0M | $2.2M | ||
| Q4 24 | $47.2M | $2.0M | ||
| Q3 24 | $82.3M | $2.8M | ||
| Q2 24 | $58.2M | $2.6M | ||
| Q1 24 | $60.2M | $1.9M |
总债务
FUSB
WFCF
| Q4 25 | $10.9M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $10.9M | — | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $10.9M | — | ||
| Q2 24 | $10.8M | — | ||
| Q1 24 | $10.8M | — |
股东权益
FUSB
WFCF
| Q4 25 | $105.6M | $9.3M | ||
| Q3 25 | $104.2M | $10.3M | ||
| Q2 25 | $101.9M | $10.0M | ||
| Q1 25 | $101.2M | $9.6M | ||
| Q4 24 | $98.6M | $9.9M | ||
| Q3 24 | $98.5M | $9.5M | ||
| Q2 24 | $93.8M | $9.7M | ||
| Q1 24 | $92.3M | $9.6M |
总资产
FUSB
WFCF
| Q4 25 | $1.2B | $12.9M | ||
| Q3 25 | $1.1B | $16.9M | ||
| Q2 25 | $1.1B | $16.6M | ||
| Q1 25 | $1.1B | $15.2M | ||
| Q4 24 | $1.1B | $15.3M | ||
| Q3 24 | $1.1B | $16.9M | ||
| Q2 24 | $1.1B | $16.8M | ||
| Q1 24 | $1.1B | $15.4M |
负债/权益比
FUSB
WFCF
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $12.3M | $-707.0K |
| 自由现金流经营现金流 - 资本支出 | $9.1M | $-741.0K |
| 自由现金流率自由现金流/营收 | 87.2% | -12.3% |
| 资本支出强度资本支出/营收 | 31.1% | 0.6% |
| 现金转化率经营现金流/净利润 | 5.79× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | $1.5M |
8季度趋势,按日历期对齐
经营现金流
FUSB
WFCF
| Q4 25 | $12.3M | $-707.0K | ||
| Q3 25 | $4.2M | $501.0K | ||
| Q2 25 | $3.9M | $1.2M | ||
| Q1 25 | $1.8M | $632.0K | ||
| Q4 24 | $7.8M | $-50.0K | ||
| Q3 24 | $1.9M | $912.0K | ||
| Q2 24 | $2.5M | $1.2M | ||
| Q1 24 | $825.0K | $700.0K |
自由现金流
FUSB
WFCF
| Q4 25 | $9.1M | $-741.0K | ||
| Q3 25 | $3.6M | $443.0K | ||
| Q2 25 | $1.6M | $1.1M | ||
| Q1 25 | $1.7M | $603.0K | ||
| Q4 24 | $5.7M | $-79.0K | ||
| Q3 24 | $1.3M | $873.0K | ||
| Q2 24 | $2.3M | $1.1M | ||
| Q1 24 | $-142.0K | $676.0K |
自由现金流率
FUSB
WFCF
| Q4 25 | 87.2% | -12.3% | ||
| Q3 25 | 34.2% | 6.3% | ||
| Q2 25 | 16.0% | 17.5% | ||
| Q1 25 | 17.2% | 11.4% | ||
| Q4 24 | 58.2% | -1.2% | ||
| Q3 24 | 12.7% | 12.3% | ||
| Q2 24 | 23.5% | 17.2% | ||
| Q1 24 | -1.4% | 12.1% |
资本支出强度
FUSB
WFCF
| Q4 25 | 31.1% | 0.6% | ||
| Q3 25 | 5.9% | 0.8% | ||
| Q2 25 | 21.8% | 0.5% | ||
| Q1 25 | 0.7% | 0.5% | ||
| Q4 24 | 21.6% | 0.4% | ||
| Q3 24 | 6.6% | 0.5% | ||
| Q2 24 | 2.0% | 1.0% | ||
| Q1 24 | 9.8% | 0.4% |
现金转化率
FUSB
WFCF
| Q4 25 | 5.79× | — | ||
| Q3 25 | 2.18× | 0.44× | ||
| Q2 25 | 25.16× | 2.10× | ||
| Q1 25 | 0.99× | 20.39× | ||
| Q4 24 | 4.53× | -0.05× | ||
| Q3 24 | 0.87× | 1.85× | ||
| Q2 24 | 1.20× | 2.39× | ||
| Q1 24 | 0.39× | 3.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FUSB
暂无分部数据
WFCF
| Verification And Certification Service Revenue | $5.0M | 83% |
| Other | $1.0M | 17% |