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FIRST US BANCSHARES, INC.（FUSB）与Xos, Inc.（XOS）财务数据对比。点击上方公司名可切换其他公司
FIRST US BANCSHARES, INC.的季度营收约是Xos, Inc.的2.0倍（$10.4M vs $5.2M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs -186.8%，领先207.3%），FIRST US BANCSHARES, INC.同比增速更快（7.1% vs -54.5%），过去两年FIRST US BANCSHARES, INC.的营收复合增速更高（2.6% vs -35.7%）
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
Xos, Inc.是一家美国制造商，专注于生产商用电动车辆以及移动式电动汽车充电桩。该公司扎根商用车电动化领域，为物流、货运等商业运输场景提供纯电动力解决方案与配套充电设备，助力商用车领域的低碳转型。
FUSB vs XOS — 直观对比
营收规模更大
FUSB
是对方的2.0倍
$5.2M
营收增速更快
FUSB
高出61.6%
-54.5%
净利率更高
FUSB
高出207.3%
-186.8%
两年增速更快
FUSB
近两年复合增速
-35.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.4M | $5.2M |
| 净利润 | $2.1M | $-9.8M |
| 毛利率 | — | -50.5% |
| 营业利润率 | 28.1% | -186.6% |
| 净利率 | 20.4% | -186.8% |
| 营收同比 | 7.1% | -54.5% |
| 净利润同比 | 24.2% | 48.6% |
| 每股收益（稀释后） | $0.36 | $-0.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FUSBXOS
| Q4 25 | $10.4M | $5.2M | ||
| Q3 25 | $10.5M | $16.5M | ||
| Q2 25 | $10.3M | $18.4M | ||
| Q1 25 | $9.8M | $5.9M | ||
| Q4 24 | $9.7M | $11.5M | ||
| Q3 24 | $10.1M | $15.8M | ||
| Q2 24 | $10.0M | $15.5M | ||
| Q1 24 | $9.9M | $12.6M |
净利润FUSBXOS
| Q4 25 | $2.1M | $-9.8M | ||
| Q3 25 | $1.9M | $2.1M | ||
| Q2 25 | $155.0K | $-7.5M | ||
| Q1 25 | $1.8M | $-10.2M | ||
| Q4 24 | $1.7M | $-19.0M | ||
| Q3 24 | $2.2M | $-10.5M | ||
| Q2 24 | $2.1M | $-9.7M | ||
| Q1 24 | $2.1M | $-11.0M |
毛利率FUSBXOS
| Q4 25 | — | -50.5% | ||
| Q3 25 | — | 15.3% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 20.6% | ||
| Q4 24 | — | -32.4% | ||
| Q3 24 | — | 18.1% | ||
| Q2 24 | — | 13.1% | ||
| Q1 24 | — | 22.1% |
营业利润率FUSBXOS
| Q4 25 | 28.1% | -186.6% | ||
| Q3 25 | 23.9% | -42.4% | ||
| Q2 25 | 1.6% | -38.5% | ||
| Q1 25 | 23.8% | -157.7% | ||
| Q4 24 | 23.8% | -127.0% | ||
| Q3 24 | 29.2% | -61.4% | ||
| Q2 24 | 27.4% | -73.2% | ||
| Q1 24 | 27.8% | -81.1% |
净利率FUSBXOS
| Q4 25 | 20.4% | -186.8% | ||
| Q3 25 | 18.4% | 12.9% | ||
| Q2 25 | 1.5% | -40.8% | ||
| Q1 25 | 18.1% | -173.3% | ||
| Q4 24 | 17.6% | -165.4% | ||
| Q3 24 | 22.0% | -66.6% | ||
| Q2 24 | 21.2% | -62.2% | ||
| Q1 24 | 21.3% | -87.1% |
每股收益（稀释后）FUSBXOS
| Q4 25 | $0.36 | $-0.76 | ||
| Q3 25 | $0.32 | $0.22 | ||
| Q2 25 | $0.03 | $-0.91 | ||
| Q1 25 | $0.29 | $-1.26 | ||
| Q4 24 | $0.29 | $-2.34 | ||
| Q3 24 | $0.36 | $-1.32 | ||
| Q2 24 | $0.34 | $-1.23 | ||
| Q1 24 | $0.34 | $-1.80 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.5M | $14.0M |
| 总债务越低越好 | $10.9M | — |
| 股东权益账面价值 | $105.6M | $23.3M |
| 总资产 | $1.2B | $60.4M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资FUSBXOS
| Q4 25 | $73.5M | $14.0M | ||
| Q3 25 | $54.7M | $14.1M | ||
| Q2 25 | $54.0M | $8.8M | ||
| Q1 25 | $56.0M | $4.8M | ||
| Q4 24 | $47.2M | $11.0M | ||
| Q3 24 | $82.3M | $8.4M | ||
| Q2 24 | $58.2M | $19.7M | ||
| Q1 24 | $60.2M | $46.2M |
总债务FUSBXOS
| Q4 25 | $10.9M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $10.9M | — | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $10.9M | — | ||
| Q2 24 | $10.8M | — | ||
| Q1 24 | $10.8M | — |
股东权益FUSBXOS
| Q4 25 | $105.6M | $23.3M | ||
| Q3 25 | $104.2M | $31.1M | ||
| Q2 25 | $101.9M | $18.3M | ||
| Q1 25 | $101.2M | $24.8M | ||
| Q4 24 | $98.6M | $33.6M | ||
| Q3 24 | $98.5M | $50.8M | ||
| Q2 24 | $93.8M | $59.2M | ||
| Q1 24 | $92.3M | $67.8M |
总资产FUSBXOS
| Q4 25 | $1.2B | $60.4M | ||
| Q3 25 | $1.1B | $73.8M | ||
| Q2 25 | $1.1B | $80.3M | ||
| Q1 25 | $1.1B | $87.7M | ||
| Q4 24 | $1.1B | $98.3M | ||
| Q3 24 | $1.1B | $120.5M | ||
| Q2 24 | $1.1B | $123.4M | ||
| Q1 24 | $1.1B | $135.0M |
负债/权益比FUSBXOS
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.3M | $2.4M |
| 自由现金流经营现金流 - 资本支出 | $9.1M | — |
| 自由现金流率自由现金流/营收 | 87.2% | — |
| 资本支出强度资本支出/营收 | 31.1% | 0.0% |
| 现金转化率经营现金流/净利润 | 5.79× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流FUSBXOS
| Q4 25 | $12.3M | $2.4M | ||
| Q3 25 | $4.2M | $3.1M | ||
| Q2 25 | $3.9M | $4.6M | ||
| Q1 25 | $1.8M | $-4.8M | ||
| Q4 24 | $7.8M | $3.3M | ||
| Q3 24 | $1.9M | $-11.5M | ||
| Q2 24 | $2.5M | $-26.0M | ||
| Q1 24 | $825.0K | $-14.6M |
自由现金流FUSBXOS
| Q4 25 | $9.1M | — | ||
| Q3 25 | $3.6M | — | ||
| Q2 25 | $1.6M | — | ||
| Q1 25 | $1.7M | — | ||
| Q4 24 | $5.7M | — | ||
| Q3 24 | $1.3M | $-11.7M | ||
| Q2 24 | $2.3M | $-26.1M | ||
| Q1 24 | $-142.0K | $-14.6M |
自由现金流率FUSBXOS
| Q4 25 | 87.2% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 16.0% | — | ||
| Q1 25 | 17.2% | — | ||
| Q4 24 | 58.2% | — | ||
| Q3 24 | 12.7% | -73.9% | ||
| Q2 24 | 23.5% | -168.1% | ||
| Q1 24 | -1.4% | -115.7% |
资本支出强度FUSBXOS
| Q4 25 | 31.1% | 0.0% | ||
| Q3 25 | 5.9% | 0.0% | ||
| Q2 25 | 21.8% | 0.0% | ||
| Q1 25 | 0.7% | 0.0% | ||
| Q4 24 | 21.6% | 0.0% | ||
| Q3 24 | 6.6% | 0.9% | ||
| Q2 24 | 2.0% | 0.8% | ||
| Q1 24 | 9.8% | 0.2% |
现金转化率FUSBXOS
| Q4 25 | 5.79× | — | ||
| Q3 25 | 2.18× | 1.45× | ||
| Q2 25 | 25.16× | — | ||
| Q1 25 | 0.99× | — | ||
| Q4 24 | 4.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 0.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
