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FVCBankcorp, Inc.（FVCB）与林德（LIN）财务数据对比。点击上方公司名可切换其他公司
FVCBankcorp, Inc.的季度营收约是林德的1.9倍（$16.9M vs $8.8M），FVCBankcorp, Inc.同比增速更快（4377.5% vs 8.2%），FVCBankcorp, Inc.自由现金流更多（$23.8M vs $898.0K），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs -96.7%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
林德是全球知名跨国化工企业，按市场份额及营收计为全球最大工业气体供应商。公司1879年由德国科学家、工程师卡尔·冯·林德在德国威斯巴登创立，现总部位于英国沃金，在爱尔兰注册，2018年由原林德股份公司与1907年在美国成立的普莱克斯合并组建。
FVCB vs LIN — 直观对比
营收规模更大
FVCB
是对方的1.9倍
$8.8M
营收增速更快
FVCB
高出4369.3%
8.2%
自由现金流更多
FVCB
多$22.9M
$898.0K
两年增速更快
FVCB
近两年复合增速
-96.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $8.8M |
| 净利润 | — | — |
| 毛利率 | — | 48.5% |
| 营业利润率 | 43.7% | 27.8% |
| 净利率 | — | — |
| 营收同比 | 4377.5% | 8.2% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.31 | $3.98 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBLIN
| Q1 26 | — | $8.8M | ||
| Q4 25 | $16.9M | $8.8B | ||
| Q3 25 | $416.0K | $8.6B | ||
| Q2 25 | $15.8M | $8.5B | ||
| Q1 25 | $382.0K | $8.1B | ||
| Q4 24 | $378.0K | $8.3B | ||
| Q3 24 | $412.0K | $8.4B | ||
| Q2 24 | $415.0K | $8.3B |
净利润FVCBLIN
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | $5.6M | $1.9B | ||
| Q2 25 | $5.7M | $1.8B | ||
| Q1 25 | $5.2M | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | $4.7M | $1.6B | ||
| Q2 24 | $4.2M | $1.7B |
毛利率FVCBLIN
| Q1 26 | — | 48.5% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率FVCBLIN
| Q1 26 | — | 27.8% | ||
| Q4 25 | 43.7% | 23.0% | ||
| Q3 25 | — | 27.5% | ||
| Q2 25 | 45.9% | 27.7% | ||
| Q1 25 | — | 26.9% | ||
| Q4 24 | — | 27.4% | ||
| Q3 24 | — | 25.0% | ||
| Q2 24 | — | 26.4% |
净利率FVCBLIN
| Q1 26 | — | — | ||
| Q4 25 | — | 17.5% | ||
| Q3 25 | 1341.1% | 22.4% | ||
| Q2 25 | 36.0% | 20.8% | ||
| Q1 25 | 1352.1% | 20.6% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | 1133.3% | 18.5% | ||
| Q2 24 | 1001.2% | 20.1% |
每股收益（稀释后）FVCBLIN
| Q1 26 | — | $3.98 | ||
| Q4 25 | $0.31 | $3.28 | ||
| Q3 25 | $0.31 | $4.09 | ||
| Q2 25 | $0.31 | $3.73 | ||
| Q1 25 | $0.28 | $3.51 | ||
| Q4 24 | $0.27 | $3.61 | ||
| Q3 24 | $0.25 | $3.22 | ||
| Q2 24 | $0.23 | $3.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.0M |
| 总债务越低越好 | — | $24.7M |
| 股东权益账面价值 | $253.6M | $40.1M |
| 总资产 | $2.3B | $86.3M |
| 负债/权益比越低杠杆越低 | — | 0.62× |
8季度趋势，按日历期对齐
现金及短期投资FVCBLIN
| Q1 26 | — | $4.0M | ||
| Q4 25 | — | $5.1B | ||
| Q3 25 | — | $4.5B | ||
| Q2 25 | — | $4.8B | ||
| Q1 25 | — | $5.3B | ||
| Q4 24 | — | $4.8B | ||
| Q3 24 | — | $5.2B | ||
| Q2 24 | — | $4.6B |
总债务FVCBLIN
| Q1 26 | — | $24.7M | ||
| Q4 25 | — | $20.7B | ||
| Q3 25 | — | $18.6B | ||
| Q2 25 | — | $19.7B | ||
| Q1 25 | — | $17.6B | ||
| Q4 24 | — | $15.3B | ||
| Q3 24 | — | $17.5B | ||
| Q2 24 | — | $16.9B |
股东权益FVCBLIN
| Q1 26 | — | $40.1M | ||
| Q4 25 | $253.6M | $38.2B | ||
| Q3 25 | $249.8M | $38.6B | ||
| Q2 25 | $243.2M | $38.5B | ||
| Q1 25 | $242.3M | $38.0B | ||
| Q4 24 | $235.4M | $38.1B | ||
| Q3 24 | $230.8M | $39.2B | ||
| Q2 24 | $226.5M | $38.2B |
总资产FVCBLIN
| Q1 26 | — | $86.3M | ||
| Q4 25 | $2.3B | $86.8B | ||
| Q3 25 | $2.3B | $86.0B | ||
| Q2 25 | $2.2B | $86.1B | ||
| Q1 25 | $2.2B | $82.7B | ||
| Q4 24 | $2.2B | $80.1B | ||
| Q3 24 | $2.3B | $82.5B | ||
| Q2 24 | $2.3B | $80.2B |
负债/权益比FVCBLIN
| Q1 26 | — | 0.62× | ||
| Q4 25 | — | 0.54× | ||
| Q3 25 | — | 0.48× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.46× | ||
| Q4 24 | — | 0.40× | ||
| Q3 24 | — | 0.45× | ||
| Q2 24 | — | 0.44× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | — |
| 自由现金流经营现金流 - 资本支出 | $23.8M | $898.0K |
| 自由现金流率自由现金流/营收 | 140.7% | 10.2% |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.0M | $4.2B |
8季度趋势，按日历期对齐
经营现金流FVCBLIN
| Q1 26 | — | — | ||
| Q4 25 | $23.9M | $3.0B | ||
| Q3 25 | $7.6M | $2.9B | ||
| Q2 25 | $3.3M | $2.2B | ||
| Q1 25 | $5.4M | $2.2B | ||
| Q4 24 | $18.2M | $2.8B | ||
| Q3 24 | $4.7M | $2.7B | ||
| Q2 24 | $1.6M | $1.9B |
自由现金流FVCBLIN
| Q1 26 | — | $898.0K | ||
| Q4 25 | $23.8M | $1.6B | ||
| Q3 25 | $7.6M | $1.7B | ||
| Q2 25 | $3.3M | $954.0M | ||
| Q1 25 | $5.4M | $891.0M | ||
| Q4 24 | $18.1M | $1.6B | ||
| Q3 24 | $4.6M | $1.7B | ||
| Q2 24 | $1.5M | $796.0M |
自由现金流率FVCBLIN
| Q1 26 | — | 10.2% | ||
| Q4 25 | 140.7% | 17.9% | ||
| Q3 25 | 1818.0% | 19.4% | ||
| Q2 25 | 20.8% | 11.2% | ||
| Q1 25 | 1413.6% | 11.0% | ||
| Q4 24 | 4786.0% | 18.8% | ||
| Q3 24 | 1121.8% | 19.9% | ||
| Q2 24 | 361.2% | 9.6% |
资本支出强度FVCBLIN
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 16.6% | ||
| Q3 25 | 0.2% | 14.8% | ||
| Q2 25 | 0.1% | 14.8% | ||
| Q1 25 | 4.2% | 15.7% | ||
| Q4 24 | 37.3% | 15.1% | ||
| Q3 24 | 14.1% | 12.8% | ||
| Q2 24 | 12.8% | 13.7% |
现金转化率FVCBLIN
| Q1 26 | — | — | ||
| Q4 25 | — | 1.98× | ||
| Q3 25 | 1.36× | 1.53× | ||
| Q2 25 | 0.58× | 1.25× | ||
| Q1 25 | 1.05× | 1.29× | ||
| Q4 24 | — | 1.63× | ||
| Q3 24 | 1.00× | 1.76× | ||
| Q2 24 | 0.37× | 1.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
