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FVCBankcorp, Inc.（FVCB）与EVERSPIN TECHNOLOGIES INC.（MRAM）财务数据对比。点击上方公司名可切换其他公司
FVCBankcorp, Inc.的季度营收约是EVERSPIN TECHNOLOGIES INC.的1.1倍（$16.9M vs $14.9M），FVCBankcorp, Inc.同比增速更快（4377.5% vs 13.2%），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs 18.2%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
Everspin Technologies是一家总部位于美国亚利桑那州钱德勒的上市半导体企业，核心业务为研发生产磁阻随机存取存储器（MRAM）产品，涵盖Toggle MRAM与自旋转移矩MRAM两大产品系列，同时也对外授权嵌入式MRAM、磁传感器相关技术，并提供嵌入式MRAM后道代工服务。
FVCB vs MRAM — 直观对比
营收规模更大
FVCB
是对方的1.1倍
$14.9M
营收增速更快
FVCB
高出4364.3%
13.2%
两年增速更快
FVCB
近两年复合增速
18.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $14.9M |
| 净利润 | — | $-296.0K |
| 毛利率 | — | 52.7% |
| 营业利润率 | 43.7% | 29.0% |
| 净利率 | — | -2.0% |
| 营收同比 | 4377.5% | 13.2% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.31 | $-0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBMRAM
| Q1 26 | — | $14.9M | ||
| Q4 25 | $16.9M | $14.8M | ||
| Q3 25 | $416.0K | $14.1M | ||
| Q2 25 | $15.8M | $13.2M | ||
| Q1 25 | $382.0K | $13.1M | ||
| Q4 24 | $378.0K | $13.2M | ||
| Q3 24 | $412.0K | $12.1M | ||
| Q2 24 | $415.0K | $10.6M |
净利润FVCBMRAM
| Q1 26 | — | $-296.0K | ||
| Q4 25 | — | $1.2M | ||
| Q3 25 | $5.6M | $54.0K | ||
| Q2 25 | $5.7M | $-670.0K | ||
| Q1 25 | $5.2M | $-1.2M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | $4.7M | $2.3M | ||
| Q2 24 | $4.2M | $-2.5M |
毛利率FVCBMRAM
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 50.8% | ||
| Q3 25 | — | 51.3% | ||
| Q2 25 | — | 51.3% | ||
| Q1 25 | — | 51.4% | ||
| Q4 24 | — | 51.3% | ||
| Q3 24 | — | 49.2% | ||
| Q2 24 | — | 49.0% |
营业利润率FVCBMRAM
| Q1 26 | — | 29.0% | ||
| Q4 25 | 43.7% | -7.2% | ||
| Q3 25 | — | -11.0% | ||
| Q2 25 | 45.9% | -14.9% | ||
| Q1 25 | — | -14.7% | ||
| Q4 24 | — | -11.8% | ||
| Q3 24 | — | -17.5% | ||
| Q2 24 | — | -26.5% |
净利率FVCBMRAM
| Q1 26 | — | -2.0% | ||
| Q4 25 | — | 8.1% | ||
| Q3 25 | 1341.1% | 0.4% | ||
| Q2 25 | 36.0% | -5.1% | ||
| Q1 25 | 1352.1% | -8.9% | ||
| Q4 24 | — | 9.2% | ||
| Q3 24 | 1133.3% | 18.8% | ||
| Q2 24 | 1001.2% | -23.5% |
每股收益（稀释后）FVCBMRAM
| Q1 26 | — | $-0.01 | ||
| Q4 25 | $0.31 | $0.05 | ||
| Q3 25 | $0.31 | $0.00 | ||
| Q2 25 | $0.31 | $-0.03 | ||
| Q1 25 | $0.28 | $-0.05 | ||
| Q4 24 | $0.27 | $0.07 | ||
| Q3 24 | $0.25 | $0.10 | ||
| Q2 24 | $0.23 | $-0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $40.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $253.6M | $70.2M |
| 总资产 | $2.3B | $83.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FVCBMRAM
| Q1 26 | — | $40.5M | ||
| Q4 25 | — | $44.5M | ||
| Q3 25 | — | $45.3M | ||
| Q2 25 | — | $45.0M | ||
| Q1 25 | — | $42.2M | ||
| Q4 24 | — | $42.1M | ||
| Q3 24 | — | $39.6M | ||
| Q2 24 | — | $36.8M |
股东权益FVCBMRAM
| Q1 26 | — | $70.2M | ||
| Q4 25 | $253.6M | $68.9M | ||
| Q3 25 | $249.8M | $65.8M | ||
| Q2 25 | $243.2M | $64.1M | ||
| Q1 25 | $242.3M | $63.0M | ||
| Q4 24 | $235.4M | $62.6M | ||
| Q3 24 | $230.8M | $59.3M | ||
| Q2 24 | $226.5M | $55.4M |
总资产FVCBMRAM
| Q1 26 | — | $83.2M | ||
| Q4 25 | $2.3B | $84.6M | ||
| Q3 25 | $2.3B | $80.3M | ||
| Q2 25 | $2.2B | $78.9M | ||
| Q1 25 | $2.2B | $80.2M | ||
| Q4 24 | $2.2B | $77.8M | ||
| Q3 24 | $2.3B | $72.6M | ||
| Q2 24 | $2.3B | $64.6M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $570.0K |
| 自由现金流经营现金流 - 资本支出 | $23.8M | — |
| 自由现金流率自由现金流/营收 | 140.7% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.0M | — |
8季度趋势，按日历期对齐
经营现金流FVCBMRAM
| Q1 26 | — | $570.0K | ||
| Q4 25 | $23.9M | $2.6M | ||
| Q3 25 | $7.6M | $881.0K | ||
| Q2 25 | $3.3M | $5.0M | ||
| Q1 25 | $5.4M | $1.4M | ||
| Q4 24 | $18.2M | $3.8M | ||
| Q3 24 | $4.7M | $2.8M | ||
| Q2 24 | $1.6M | $1.7M |
自由现金流FVCBMRAM
| Q1 26 | — | — | ||
| Q4 25 | $23.8M | $-975.0K | ||
| Q3 25 | $7.6M | $543.0K | ||
| Q2 25 | $3.3M | $3.0M | ||
| Q1 25 | $5.4M | $527.0K | ||
| Q4 24 | $18.1M | $2.1M | ||
| Q3 24 | $4.6M | $2.8M | ||
| Q2 24 | $1.5M | $1.7M |
自由现金流率FVCBMRAM
| Q1 26 | — | — | ||
| Q4 25 | 140.7% | -6.6% | ||
| Q3 25 | 1818.0% | 3.9% | ||
| Q2 25 | 20.8% | 22.9% | ||
| Q1 25 | 1413.6% | 4.0% | ||
| Q4 24 | 4786.0% | 15.8% | ||
| Q3 24 | 1121.8% | 22.9% | ||
| Q2 24 | 361.2% | 15.9% |
资本支出强度FVCBMRAM
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 24.3% | ||
| Q3 25 | 0.2% | 2.4% | ||
| Q2 25 | 0.1% | 15.1% | ||
| Q1 25 | 4.2% | 6.9% | ||
| Q4 24 | 37.3% | 13.2% | ||
| Q3 24 | 14.1% | 0.5% | ||
| Q2 24 | 12.8% | 0.3% |
现金转化率FVCBMRAM
| Q1 26 | — | — | ||
| Q4 25 | — | 2.19× | ||
| Q3 25 | 1.36× | 16.31× | ||
| Q2 25 | 0.58× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | — | 3.16× | ||
| Q3 24 | 1.00× | 1.25× | ||
| Q2 24 | 0.37× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FVCB
暂无分部数据
MRAM
| Product sales | $14.1M | 95% |
| Licensing, royalty, patent, engineering services and other revenue | $772.0K | 5% |
