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FVCBankcorp, Inc.（FVCB）与NeuroPace Inc（NPCE）财务数据对比。点击上方公司名可切换其他公司
NeuroPace Inc的季度营收约是FVCBankcorp, Inc.的1.6倍（$26.6M vs $16.9M），FVCBankcorp, Inc.同比增速更快（4377.5% vs 23.9%），FVCBankcorp, Inc.自由现金流更多（$23.8M vs $409.0K），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs 21.1%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
NeuroPace Inc是一家专注于神经调控技术的医疗科技企业，核心产品为可植入式响应神经刺激系统，主要用于治疗药物难治性癫痫，通过与医疗机构合作，为北美及部分全球市场的患者提供个性化治疗方案，降低癫痫发作频率。
FVCB vs NPCE — 直观对比
营收规模更大
NPCE
是对方的1.6倍
$16.9M
营收增速更快
FVCB
高出4353.7%
23.9%
自由现金流更多
FVCB
多$23.4M
$409.0K
两年增速更快
FVCB
近两年复合增速
21.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $26.6M |
| 净利润 | — | $-2.7M |
| 毛利率 | — | 77.4% |
| 营业利润率 | 43.7% | -6.6% |
| 净利率 | — | -10.3% |
| 营收同比 | 4377.5% | 23.9% |
| 净利润同比 | — | 48.0% |
| 每股收益（稀释后） | $0.31 | $-0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBNPCE
| Q4 25 | $16.9M | $26.6M | ||
| Q3 25 | $416.0K | $27.4M | ||
| Q2 25 | $15.8M | $23.5M | ||
| Q1 25 | $382.0K | $22.5M | ||
| Q4 24 | $378.0K | $21.5M | ||
| Q3 24 | $412.0K | $21.1M | ||
| Q2 24 | $415.0K | $19.3M | ||
| Q1 24 | $359.0K | $18.1M |
净利润FVCBNPCE
| Q4 25 | — | $-2.7M | ||
| Q3 25 | $5.6M | $-3.5M | ||
| Q2 25 | $5.7M | $-8.7M | ||
| Q1 25 | $5.2M | $-6.6M | ||
| Q4 24 | — | $-5.3M | ||
| Q3 24 | $4.7M | $-5.5M | ||
| Q2 24 | $4.2M | $-7.5M | ||
| Q1 24 | $1.3M | $-8.9M |
毛利率FVCBNPCE
| Q4 25 | — | 77.4% | ||
| Q3 25 | — | 77.4% | ||
| Q2 25 | — | 77.1% | ||
| Q1 25 | — | 77.0% | ||
| Q4 24 | — | 75.4% | ||
| Q3 24 | — | 73.2% | ||
| Q2 24 | — | 73.4% | ||
| Q1 24 | — | 73.6% |
营业利润率FVCBNPCE
| Q4 25 | 43.7% | -6.6% | ||
| Q3 25 | — | -9.5% | ||
| Q2 25 | 45.9% | -29.0% | ||
| Q1 25 | — | -22.9% | ||
| Q4 24 | — | -17.0% | ||
| Q3 24 | — | -20.1% | ||
| Q2 24 | — | -32.4% | ||
| Q1 24 | — | -41.6% |
净利率FVCBNPCE
| Q4 25 | — | -10.3% | ||
| Q3 25 | 1341.1% | -12.8% | ||
| Q2 25 | 36.0% | -36.8% | ||
| Q1 25 | 1352.1% | -29.3% | ||
| Q4 24 | — | -24.5% | ||
| Q3 24 | 1133.3% | -25.9% | ||
| Q2 24 | 1001.2% | -39.0% | ||
| Q1 24 | 373.3% | -49.2% |
每股收益（稀释后）FVCBNPCE
| Q4 25 | $0.31 | $-0.08 | ||
| Q3 25 | $0.31 | $-0.11 | ||
| Q2 25 | $0.31 | $-0.26 | ||
| Q1 25 | $0.28 | $-0.21 | ||
| Q4 24 | $0.27 | $-0.16 | ||
| Q3 24 | $0.25 | $-0.19 | ||
| Q2 24 | $0.23 | $-0.26 | ||
| Q1 24 | $0.07 | $-0.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $61.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $253.6M | $19.0M |
| 总资产 | $2.3B | $105.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FVCBNPCE
| Q4 25 | — | $61.1M | ||
| Q3 25 | — | $60.0M | ||
| Q2 25 | — | $62.1M | ||
| Q1 25 | — | $66.3M | ||
| Q4 24 | — | $52.8M | ||
| Q3 24 | — | $56.8M | ||
| Q2 24 | — | $55.5M | ||
| Q1 24 | — | $58.9M |
股东权益FVCBNPCE
| Q4 25 | $253.6M | $19.0M | ||
| Q3 25 | $249.8M | $18.5M | ||
| Q2 25 | $243.2M | $19.4M | ||
| Q1 25 | $242.3M | $24.3M | ||
| Q4 24 | $235.4M | $8.0M | ||
| Q3 24 | $230.8M | $9.8M | ||
| Q2 24 | $226.5M | $9.9M | ||
| Q1 24 | $220.7M | $14.3M |
总资产FVCBNPCE
| Q4 25 | $2.3B | $105.6M | ||
| Q3 25 | $2.3B | $107.3M | ||
| Q2 25 | $2.2B | $106.1M | ||
| Q1 25 | $2.2B | $110.2M | ||
| Q4 24 | $2.2B | $94.6M | ||
| Q3 24 | $2.3B | $96.3M | ||
| Q2 24 | $2.3B | $94.4M | ||
| Q1 24 | $2.2B | $98.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $506.0K |
| 自由现金流经营现金流 - 资本支出 | $23.8M | $409.0K |
| 自由现金流率自由现金流/营收 | 140.7% | 1.5% |
| 资本支出强度资本支出/营收 | 0.3% | 0.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.0M | $-11.3M |
8季度趋势，按日历期对齐
经营现金流FVCBNPCE
| Q4 25 | $23.9M | $506.0K | ||
| Q3 25 | $7.6M | $-1.9M | ||
| Q2 25 | $3.3M | $-2.1M | ||
| Q1 25 | $5.4M | $-7.5M | ||
| Q4 24 | $18.2M | $-4.8M | ||
| Q3 24 | $4.7M | $-1.7M | ||
| Q2 24 | $1.6M | $-3.9M | ||
| Q1 24 | $7.2M | $-7.5M |
自由现金流FVCBNPCE
| Q4 25 | $23.8M | $409.0K | ||
| Q3 25 | $7.6M | $-2.0M | ||
| Q2 25 | $3.3M | $-2.3M | ||
| Q1 25 | $5.4M | $-7.5M | ||
| Q4 24 | $18.1M | $-4.8M | ||
| Q3 24 | $4.6M | $-1.8M | ||
| Q2 24 | $1.5M | $-4.0M | ||
| Q1 24 | $7.1M | $-7.6M |
自由现金流率FVCBNPCE
| Q4 25 | 140.7% | 1.5% | ||
| Q3 25 | 1818.0% | -7.2% | ||
| Q2 25 | 20.8% | -9.6% | ||
| Q1 25 | 1413.6% | -33.4% | ||
| Q4 24 | 4786.0% | -22.5% | ||
| Q3 24 | 1121.8% | -8.7% | ||
| Q2 24 | 361.2% | -20.6% | ||
| Q1 24 | 1988.3% | -42.1% |
资本支出强度FVCBNPCE
| Q4 25 | 0.3% | 0.4% | ||
| Q3 25 | 0.2% | 0.1% | ||
| Q2 25 | 0.1% | 0.7% | ||
| Q1 25 | 4.2% | 0.2% | ||
| Q4 24 | 37.3% | 0.2% | ||
| Q3 24 | 14.1% | 0.5% | ||
| Q2 24 | 12.8% | 0.3% | ||
| Q1 24 | 3.9% | 0.6% |
现金转化率FVCBNPCE
| Q4 25 | — | — | ||
| Q3 25 | 1.36× | — | ||
| Q2 25 | 0.58× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.00× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 5.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
