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FVCBankcorp, Inc.（FVCB）与Spire Global, Inc.（SPIR）财务数据对比。点击上方公司名可切换其他公司
FVCBankcorp, Inc.的季度营收约是Spire Global, Inc.的1.1倍（$16.9M vs $15.8M），FVCBankcorp, Inc.同比增速更快（4377.5% vs -26.9%），FVCBankcorp, Inc.自由现金流更多（$23.8M vs $-16.2M），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs -32.6%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
Spire Global, Inc.是一家天基云数据与分析服务企业，核心业务依托由大量纳米卫星组成的卫星星座，提供覆盖全球的多领域数据集追踪服务，具体包含船舶航运追踪、航空航行监控以及气象模式观测等相关业务，服务覆盖全球范围。
FVCB vs SPIR — 直观对比
营收规模更大
FVCB
是对方的1.1倍
$15.8M
营收增速更快
FVCB
高出4404.4%
-26.9%
自由现金流更多
FVCB
多$40.0M
$-16.2M
两年增速更快
FVCB
近两年复合增速
-32.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $15.8M |
| 净利润 | — | $-28.0M |
| 毛利率 | — | 40.2% |
| 营业利润率 | 43.7% | -164.1% |
| 净利率 | — | -176.6% |
| 营收同比 | 4377.5% | -26.9% |
| 净利润同比 | — | 42.7% |
| 每股收益（稀释后） | $0.31 | $-0.85 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBSPIR
| Q4 25 | $16.9M | $15.8M | ||
| Q3 25 | $416.0K | $12.7M | ||
| Q2 25 | $15.8M | $19.2M | ||
| Q1 25 | $382.0K | $23.9M | ||
| Q4 24 | $378.0K | $21.7M | ||
| Q3 24 | $412.0K | $28.6M | ||
| Q2 24 | $415.0K | $25.4M | ||
| Q1 24 | $359.0K | $34.8M |
净利润FVCBSPIR
| Q4 25 | — | $-28.0M | ||
| Q3 25 | $5.6M | $-19.7M | ||
| Q2 25 | $5.7M | $119.6M | ||
| Q1 25 | $5.2M | $-20.7M | ||
| Q4 24 | — | $-48.8M | ||
| Q3 24 | $4.7M | $-12.5M | ||
| Q2 24 | $4.2M | $-16.6M | ||
| Q1 24 | $1.3M | $-25.5M |
毛利率FVCBSPIR
| Q4 25 | — | 40.2% | ||
| Q3 25 | — | 36.6% | ||
| Q2 25 | — | 48.9% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 32.4% | ||
| Q3 24 | — | 44.5% | ||
| Q2 24 | — | 43.0% | ||
| Q1 24 | — | 26.5% |
营业利润率FVCBSPIR
| Q4 25 | 43.7% | -164.1% | ||
| Q3 25 | — | -166.1% | ||
| Q2 25 | 45.9% | -122.7% | ||
| Q1 25 | — | -106.5% | ||
| Q4 24 | — | -144.1% | ||
| Q3 24 | — | -48.0% | ||
| Q2 24 | — | -48.6% | ||
| Q1 24 | — | -34.4% |
净利率FVCBSPIR
| Q4 25 | — | -176.6% | ||
| Q3 25 | 1341.1% | -155.3% | ||
| Q2 25 | 36.0% | 623.4% | ||
| Q1 25 | 1352.1% | -86.5% | ||
| Q4 24 | — | -225.2% | ||
| Q3 24 | 1133.3% | -43.7% | ||
| Q2 24 | 1001.2% | -65.2% | ||
| Q1 24 | 373.3% | -73.3% |
每股收益（稀释后）FVCBSPIR
| Q4 25 | $0.31 | $-0.85 | ||
| Q3 25 | $0.31 | $-0.61 | ||
| Q2 25 | $0.31 | $3.72 | ||
| Q1 25 | $0.28 | $-0.77 | ||
| Q4 24 | $0.27 | $-1.93 | ||
| Q3 24 | $0.25 | $-0.50 | ||
| Q2 24 | $0.23 | $-0.68 | ||
| Q1 24 | $0.07 | $-1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $81.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $253.6M | $112.9M |
| 总资产 | $2.3B | $211.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FVCBSPIR
| Q4 25 | — | $81.8M | ||
| Q3 25 | — | $96.8M | ||
| Q2 25 | — | $117.6M | ||
| Q1 25 | — | $35.9M | ||
| Q4 24 | — | $19.2M | ||
| Q3 24 | — | $36.6M | ||
| Q2 24 | — | $45.8M | ||
| Q1 24 | — | $63.7M |
总债务FVCBSPIR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $103.7M | ||
| Q4 24 | — | $103.1M | ||
| Q3 24 | — | $4.9M | ||
| Q2 24 | — | $4.9M | ||
| Q1 24 | — | $123.1M |
股东权益FVCBSPIR
| Q4 25 | $253.6M | $112.9M | ||
| Q3 25 | $249.8M | $133.1M | ||
| Q2 25 | $243.2M | $149.2M | ||
| Q1 25 | $242.3M | $3.7M | ||
| Q4 24 | $235.4M | $-11.7M | ||
| Q3 24 | $230.8M | $30.8M | ||
| Q2 24 | $226.5M | $40.3M | ||
| Q1 24 | $220.7M | $52.5M |
总资产FVCBSPIR
| Q4 25 | $2.3B | $211.0M | ||
| Q3 25 | $2.3B | $224.3M | ||
| Q2 25 | $2.2B | $239.5M | ||
| Q1 25 | $2.2B | $208.8M | ||
| Q4 24 | $2.2B | $193.6M | ||
| Q3 24 | $2.3B | $224.2M | ||
| Q2 24 | $2.3B | $230.8M | ||
| Q1 24 | $2.2B | $252.3M |
负债/权益比FVCBSPIR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 27.92× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 2.35× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $-4.3M |
| 自由现金流经营现金流 - 资本支出 | $23.8M | $-16.2M |
| 自由现金流率自由现金流/营收 | 140.7% | -102.1% |
| 资本支出强度资本支出/营收 | 0.3% | 75.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.0M | $-92.6M |
8季度趋势，按日历期对齐
经营现金流FVCBSPIR
| Q4 25 | $23.9M | $-4.3M | ||
| Q3 25 | $7.6M | $-12.0M | ||
| Q2 25 | $3.3M | $-35.1M | ||
| Q1 25 | $5.4M | $-8.4M | ||
| Q4 24 | $18.2M | $-19.2M | ||
| Q3 24 | $4.7M | $14.0M | ||
| Q2 24 | $1.6M | $-4.4M | ||
| Q1 24 | $7.2M | $-8.8M |
自由现金流FVCBSPIR
| Q4 25 | $23.8M | $-16.2M | ||
| Q3 25 | $7.6M | $-20.4M | ||
| Q2 25 | $3.3M | $-38.7M | ||
| Q1 25 | $5.4M | $-17.3M | ||
| Q4 24 | $18.1M | $-24.3M | ||
| Q3 24 | $4.6M | $5.1M | ||
| Q2 24 | $1.5M | $-9.9M | ||
| Q1 24 | $7.1M | $-15.9M |
自由现金流率FVCBSPIR
| Q4 25 | 140.7% | -102.1% | ||
| Q3 25 | 1818.0% | -161.3% | ||
| Q2 25 | 20.8% | -201.7% | ||
| Q1 25 | 1413.6% | -72.6% | ||
| Q4 24 | 4786.0% | -112.2% | ||
| Q3 24 | 1121.8% | 17.8% | ||
| Q2 24 | 361.2% | -39.0% | ||
| Q1 24 | 1988.3% | -45.7% |
资本支出强度FVCBSPIR
| Q4 25 | 0.3% | 75.1% | ||
| Q3 25 | 0.2% | 66.2% | ||
| Q2 25 | 0.1% | 18.8% | ||
| Q1 25 | 4.2% | 37.3% | ||
| Q4 24 | 37.3% | 23.5% | ||
| Q3 24 | 14.1% | 31.2% | ||
| Q2 24 | 12.8% | 21.8% | ||
| Q1 24 | 3.9% | 20.3% |
现金转化率FVCBSPIR
| Q4 25 | — | — | ||
| Q3 25 | 1.36× | — | ||
| Q2 25 | 0.58× | -0.29× | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.00× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 5.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
