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FVCBankcorp, Inc.（FVCB）与Stran & Company, Inc.（SWAG）财务数据对比。点击上方公司名可切换其他公司
Stran & Company, Inc.的季度营收约是FVCBankcorp, Inc.的1.7倍（$28.9M vs $16.9M），FVCBankcorp, Inc.同比增速更快（4377.5% vs 7.2%），FVCBankcorp, Inc.自由现金流更多（$23.8M vs $38.0K），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs 24.0%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
Stran & Company, Inc.是品牌促销产品、定制周边及一体化营销解决方案供应商，服务覆盖零售、医疗、科技、教育等领域企业客户，助力客户开展品牌宣传、用户运营及员工激励相关工作。
FVCB vs SWAG — 直观对比
营收规模更大
SWAG
是对方的1.7倍
$16.9M
营收增速更快
FVCB
高出4370.3%
7.2%
自由现金流更多
FVCB
多$23.8M
$38.0K
两年增速更快
FVCB
近两年复合增速
24.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $28.9M |
| 净利润 | — | $243.0K |
| 毛利率 | — | 30.4% |
| 营业利润率 | 43.7% | -0.1% |
| 净利率 | — | 0.8% |
| 营收同比 | 4377.5% | 7.2% |
| 净利润同比 | — | 141.5% |
| 每股收益（稀释后） | $0.31 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBSWAG
| Q4 25 | $16.9M | $28.9M | ||
| Q3 25 | $416.0K | $26.0M | ||
| Q2 25 | $15.8M | $32.6M | ||
| Q1 25 | $382.0K | $28.7M | ||
| Q4 24 | $378.0K | $27.0M | ||
| Q3 24 | $412.0K | $20.1M | ||
| Q2 24 | $415.0K | $16.7M | ||
| Q1 24 | $359.0K | $18.8M |
净利润FVCBSWAG
| Q4 25 | — | $243.0K | ||
| Q3 25 | $5.6M | $-1.2M | ||
| Q2 25 | $5.7M | $643.0K | ||
| Q1 25 | $5.2M | $-393.0K | ||
| Q4 24 | — | $-586.0K | ||
| Q3 24 | $4.7M | $-2.0M | ||
| Q2 24 | $4.2M | $-1.0M | ||
| Q1 24 | $1.3M | $-491.0K |
毛利率FVCBSWAG
| Q4 25 | — | 30.4% | ||
| Q3 25 | — | 27.2% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.6% | ||
| Q4 24 | — | 32.5% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 32.8% | ||
| Q1 24 | — | 29.8% |
营业利润率FVCBSWAG
| Q4 25 | 43.7% | -0.1% | ||
| Q3 25 | — | -6.9% | ||
| Q2 25 | 45.9% | 1.2% | ||
| Q1 25 | — | -1.9% | ||
| Q4 24 | — | -3.5% | ||
| Q3 24 | — | -10.8% | ||
| Q2 24 | — | -6.6% | ||
| Q1 24 | — | -3.5% |
净利率FVCBSWAG
| Q4 25 | — | 0.8% | ||
| Q3 25 | 1341.1% | -4.8% | ||
| Q2 25 | 36.0% | 2.0% | ||
| Q1 25 | 1352.1% | -1.4% | ||
| Q4 24 | — | -2.2% | ||
| Q3 24 | 1133.3% | -10.1% | ||
| Q2 24 | 1001.2% | -6.1% | ||
| Q1 24 | 373.3% | -2.6% |
每股收益（稀释后）FVCBSWAG
| Q4 25 | $0.31 | $0.02 | ||
| Q3 25 | $0.31 | $-0.07 | ||
| Q2 25 | $0.31 | $0.03 | ||
| Q1 25 | $0.28 | $-0.02 | ||
| Q4 24 | $0.27 | $-0.02 | ||
| Q3 24 | $0.25 | $-0.11 | ||
| Q2 24 | $0.23 | $-0.06 | ||
| Q1 24 | $0.07 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $11.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $253.6M | $30.5M |
| 总资产 | $2.3B | $49.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FVCBSWAG
| Q4 25 | — | $11.6M | ||
| Q3 25 | — | $11.8M | ||
| Q2 25 | — | $18.1M | ||
| Q1 25 | — | $12.2M | ||
| Q4 24 | — | $18.2M | ||
| Q3 24 | — | $6.9M | ||
| Q2 24 | — | $9.6M | ||
| Q1 24 | — | $10.7M |
股东权益FVCBSWAG
| Q4 25 | $253.6M | $30.5M | ||
| Q3 25 | $249.8M | $30.2M | ||
| Q2 25 | $243.2M | $31.8M | ||
| Q1 25 | $242.3M | $31.3M | ||
| Q4 24 | $235.4M | $31.6M | ||
| Q3 24 | $230.8M | $32.3M | ||
| Q2 24 | $226.5M | $34.3M | ||
| Q1 24 | $220.7M | $35.2M |
总资产FVCBSWAG
| Q4 25 | $2.3B | $49.3M | ||
| Q3 25 | $2.3B | $50.3M | ||
| Q2 25 | $2.2B | $61.2M | ||
| Q1 25 | $2.2B | $52.2M | ||
| Q4 24 | $2.2B | $55.1M | ||
| Q3 24 | $2.3B | $48.8M | ||
| Q2 24 | $2.3B | $46.6M | ||
| Q1 24 | $2.2B | $47.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $161.0K |
| 自由现金流经营现金流 - 资本支出 | $23.8M | $38.0K |
| 自由现金流率自由现金流/营收 | 140.7% | 0.1% |
| 资本支出强度资本支出/营收 | 0.3% | 0.4% |
| 现金转化率经营现金流/净利润 | — | 0.66× |
| 过去12个月自由现金流最近4个季度 | $40.0M | $-5.5M |
8季度趋势，按日历期对齐
经营现金流FVCBSWAG
| Q4 25 | $23.9M | $161.0K | ||
| Q3 25 | $7.6M | $-5.4M | ||
| Q2 25 | $3.3M | $6.4M | ||
| Q1 25 | $5.4M | $-5.9M | ||
| Q4 24 | $18.2M | $1.3M | ||
| Q3 24 | $4.7M | $-2.7M | ||
| Q2 24 | $1.6M | $2.1M | ||
| Q1 24 | $7.2M | $2.1M |
自由现金流FVCBSWAG
| Q4 25 | $23.8M | $38.0K | ||
| Q3 25 | $7.6M | $-5.9M | ||
| Q2 25 | $3.3M | $6.3M | ||
| Q1 25 | $5.4M | $-6.0M | ||
| Q4 24 | $18.1M | $1.2M | ||
| Q3 24 | $4.6M | $-2.9M | ||
| Q2 24 | $1.5M | $1.9M | ||
| Q1 24 | $7.1M | $1.9M |
自由现金流率FVCBSWAG
| Q4 25 | 140.7% | 0.1% | ||
| Q3 25 | 1818.0% | -22.6% | ||
| Q2 25 | 20.8% | 19.5% | ||
| Q1 25 | 1413.6% | -21.0% | ||
| Q4 24 | 4786.0% | 4.6% | ||
| Q3 24 | 1121.8% | -14.3% | ||
| Q2 24 | 361.2% | 11.6% | ||
| Q1 24 | 1988.3% | 9.9% |
资本支出强度FVCBSWAG
| Q4 25 | 0.3% | 0.4% | ||
| Q3 25 | 0.2% | 1.9% | ||
| Q2 25 | 0.1% | 0.2% | ||
| Q1 25 | 4.2% | 0.4% | ||
| Q4 24 | 37.3% | 0.3% | ||
| Q3 24 | 14.1% | 0.7% | ||
| Q2 24 | 12.8% | 1.1% | ||
| Q1 24 | 3.9% | 1.0% |
现金转化率FVCBSWAG
| Q4 25 | — | 0.66× | ||
| Q3 25 | 1.36× | — | ||
| Q2 25 | 0.58× | 9.99× | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.00× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 5.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FVCB
暂无分部数据
SWAG
| Promotional Products Dropshipping | $11.2M | 39% |
| Casino Continuity Program | $6.9M | 24% |
| Promotional Products Company Owned Inventory | $4.6M | 16% |
| Promotional Products Bulk Dropshipping | $3.8M | 13% |
| Promotional Products Thirdparty Distributor | $1.8M | 6% |
| Other | $610.0K | 2% |
