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FVCBankcorp, Inc.（FVCB）与TRANSACT TECHNOLOGIES INC（TACT）财务数据对比。点击上方公司名可切换其他公司
FVCBankcorp, Inc.的季度营收约是TRANSACT TECHNOLOGIES INC的1.5倍（$16.9M vs $11.5M），FVCBankcorp, Inc.同比增速更快（4377.5% vs 11.9%），FVCBankcorp, Inc.自由现金流更多（$23.8M vs $589.0K），过去两年FVCBankcorp, Inc.的营收复合增速更高（586.6% vs 3.5%）
FVCBankcorp是总部位于美国弗吉尼亚州的银行控股公司，旗下运营社区银行FVCbank，面向大西洋中部地区的中小企业、专业人士及个人客户提供存款、贷款、按揭、财富管理等各类个人及商业银行金融服务。
该公司相关归属主体罗珀技术公司是一家控股集团，主要投资控股科技领域的各类企业，业务覆盖多个科技细分赛道，依托旗下子公司开展多元化科技业务布局。
FVCB vs TACT — 直观对比
营收规模更大
FVCB
是对方的1.5倍
$11.5M
营收增速更快
FVCB
高出4365.6%
11.9%
自由现金流更多
FVCB
多$23.2M
$589.0K
两年增速更快
FVCB
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9M | $11.5M |
| 净利润 | — | — |
| 毛利率 | — | 47.6% |
| 营业利润率 | 43.7% | -10.1% |
| 净利率 | — | — |
| 营收同比 | 4377.5% | 11.9% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.31 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FVCBTACT
| Q4 25 | $16.9M | $11.5M | ||
| Q3 25 | $416.0K | $13.2M | ||
| Q2 25 | $15.8M | $13.8M | ||
| Q1 25 | $382.0K | $13.1M | ||
| Q4 24 | $378.0K | $10.2M | ||
| Q3 24 | $412.0K | $10.9M | ||
| Q2 24 | $415.0K | $11.6M | ||
| Q1 24 | $359.0K | $10.7M |
净利润FVCBTACT
| Q4 25 | — | — | ||
| Q3 25 | $5.6M | $15.0K | ||
| Q2 25 | $5.7M | $-143.0K | ||
| Q1 25 | $5.2M | $19.0K | ||
| Q4 24 | — | — | ||
| Q3 24 | $4.7M | $-551.0K | ||
| Q2 24 | $4.2M | $-319.0K | ||
| Q1 24 | $1.3M | $-1.0M |
毛利率FVCBTACT
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
营业利润率FVCBTACT
| Q4 25 | 43.7% | -10.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | 45.9% | -1.9% | ||
| Q1 25 | — | -0.1% | ||
| Q4 24 | — | -10.3% | ||
| Q3 24 | — | -7.7% | ||
| Q2 24 | — | -3.8% | ||
| Q1 24 | — | -12.2% |
净利率FVCBTACT
| Q4 25 | — | — | ||
| Q3 25 | 1341.1% | 0.1% | ||
| Q2 25 | 36.0% | -1.0% | ||
| Q1 25 | 1352.1% | 0.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | 1133.3% | -5.1% | ||
| Q2 24 | 1001.2% | -2.8% | ||
| Q1 24 | 373.3% | -9.7% |
每股收益（稀释后）FVCBTACT
| Q4 25 | $0.31 | $-0.11 | ||
| Q3 25 | $0.31 | $0.00 | ||
| Q2 25 | $0.31 | $-0.01 | ||
| Q1 25 | $0.28 | $0.00 | ||
| Q4 24 | $0.27 | $-0.80 | ||
| Q3 24 | $0.25 | $-0.06 | ||
| Q2 24 | $0.23 | $-0.03 | ||
| Q1 24 | $0.07 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $20.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $253.6M | $31.1M |
| 总资产 | $2.3B | $44.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FVCBTACT
| Q4 25 | — | $20.4M | ||
| Q3 25 | — | $20.0M | ||
| Q2 25 | — | $17.7M | ||
| Q1 25 | — | $14.2M | ||
| Q4 24 | — | $14.4M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $11.1M | ||
| Q1 24 | — | $10.6M |
股东权益FVCBTACT
| Q4 25 | $253.6M | $31.1M | ||
| Q3 25 | $249.8M | $31.8M | ||
| Q2 25 | $243.2M | $31.3M | ||
| Q1 25 | $242.3M | $30.9M | ||
| Q4 24 | $235.4M | $30.6M | ||
| Q3 24 | $230.8M | $38.4M | ||
| Q2 24 | $226.5M | $38.5M | ||
| Q1 24 | $220.7M | $38.6M |
总资产FVCBTACT
| Q4 25 | $2.3B | $44.8M | ||
| Q3 25 | $2.3B | $45.0M | ||
| Q2 25 | $2.2B | $44.5M | ||
| Q1 25 | $2.2B | $44.2M | ||
| Q4 24 | $2.2B | $44.0M | ||
| Q3 24 | $2.3B | $50.5M | ||
| Q2 24 | $2.3B | $50.4M | ||
| Q1 24 | $2.2B | $51.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.9M | $609.0K |
| 自由现金流经营现金流 - 资本支出 | $23.8M | $589.0K |
| 自由现金流率自由现金流/营收 | 140.7% | 5.1% |
| 资本支出强度资本支出/营收 | 0.3% | 0.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.0M | $7.6M |
8季度趋势，按日历期对齐
经营现金流FVCBTACT
| Q4 25 | $23.9M | $609.0K | ||
| Q3 25 | $7.6M | $3.6M | ||
| Q2 25 | $3.3M | $3.6M | ||
| Q1 25 | $5.4M | $-161.0K | ||
| Q4 24 | $18.2M | $2.4M | ||
| Q3 24 | $4.7M | $327.0K | ||
| Q2 24 | $1.6M | $636.0K | ||
| Q1 24 | $7.2M | $-1.5M |
自由现金流FVCBTACT
| Q4 25 | $23.8M | $589.0K | ||
| Q3 25 | $7.6M | $3.6M | ||
| Q2 25 | $3.3M | $3.6M | ||
| Q1 25 | $5.4M | $-171.0K | ||
| Q4 24 | $18.1M | $2.4M | ||
| Q3 24 | $4.6M | $259.0K | ||
| Q2 24 | $1.5M | $499.0K | ||
| Q1 24 | $7.1M | $-1.6M |
自由现金流率FVCBTACT
| Q4 25 | 140.7% | 5.1% | ||
| Q3 25 | 1818.0% | 27.1% | ||
| Q2 25 | 20.8% | 25.9% | ||
| Q1 25 | 1413.6% | -1.3% | ||
| Q4 24 | 4786.0% | 23.2% | ||
| Q3 24 | 1121.8% | 2.4% | ||
| Q2 24 | 361.2% | 4.3% | ||
| Q1 24 | 1988.3% | -14.9% |
资本支出强度FVCBTACT
| Q4 25 | 0.3% | 0.2% | ||
| Q3 25 | 0.2% | 0.5% | ||
| Q2 25 | 0.1% | 0.1% | ||
| Q1 25 | 4.2% | 0.1% | ||
| Q4 24 | 37.3% | 0.1% | ||
| Q3 24 | 14.1% | 0.6% | ||
| Q2 24 | 12.8% | 1.2% | ||
| Q1 24 | 3.9% | 1.0% |
现金转化率FVCBTACT
| Q4 25 | — | — | ||
| Q3 25 | 1.36× | 242.00× | ||
| Q2 25 | 0.58× | — | ||
| Q1 25 | 1.05× | -8.47× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.00× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 5.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
