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GERMAN AMERICAN BANCORP, INC.（GABC）与OneStream, Inc.（OS）财务数据对比。点击上方公司名可切换其他公司
OneStream, Inc.的季度营收约是GERMAN AMERICAN BANCORP, INC.的1.3倍（$163.7M vs $126.7M），GERMAN AMERICAN BANCORP, INC.净利率更高（28.2% vs 0.6%，领先27.6%），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs 23.6%），GERMAN AMERICAN BANCORP, INC.自由现金流更多（$154.0M vs $25.6M），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs 21.8%）
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
Blue Stream面向美国佛罗里达州科勒尔斯普林斯、韦斯顿两地的居民及商业客户，提供有线电视、有线固话、数字录像服务，以及最高速率达1G的宽带互联网接入服务，深耕当地通信市场，为用户提供稳定可靠的多元通信解决方案。
GABC vs OS — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $126.7M | $163.7M |
| 净利润 | $35.7M | $999.0K |
| 毛利率 | — | 69.8% |
| 营业利润率 | 34.6% | -3.2% |
| 净利率 | 28.2% | 0.6% |
| 营收同比 | 39.7% | 23.6% |
| 净利润同比 | 53.7% | — |
| 每股收益（稀释后） | $0.98 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $126.7M | $163.7M | ||
| Q3 25 | $126.5M | $154.3M | ||
| Q2 25 | $123.2M | $147.6M | ||
| Q1 25 | $111.1M | $136.3M | ||
| Q4 24 | $90.7M | $132.5M | ||
| Q3 24 | $88.5M | $129.1M | ||
| Q2 24 | $90.5M | $117.5M | ||
| Q1 24 | $84.1M | $110.3M |
| Q4 25 | $35.7M | $999.0K | ||
| Q3 25 | $35.1M | $-8.8M | ||
| Q2 25 | $31.4M | $-18.4M | ||
| Q1 25 | $10.5M | $-24.0M | ||
| Q4 24 | $23.2M | — | ||
| Q3 24 | $21.0M | $-171.9M | ||
| Q2 24 | $20.5M | $-7.8M | ||
| Q1 24 | $19.0M | $-5.0M |
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% | ||
| Q1 24 | — | 69.1% |
| Q4 25 | 34.6% | -3.2% | ||
| Q3 25 | 34.6% | -11.3% | ||
| Q2 25 | 31.8% | -21.8% | ||
| Q1 25 | 12.0% | -29.3% | ||
| Q4 24 | 31.6% | -35.8% | ||
| Q3 24 | 29.0% | -197.6% | ||
| Q2 24 | 29.4% | -9.8% | ||
| Q1 24 | 27.6% | -4.9% |
| Q4 25 | 28.2% | 0.6% | ||
| Q3 25 | 27.7% | -5.7% | ||
| Q2 25 | 25.5% | -12.5% | ||
| Q1 25 | 9.5% | -17.6% | ||
| Q4 24 | 25.6% | — | ||
| Q3 24 | 23.8% | -133.1% | ||
| Q2 24 | 22.7% | -6.7% | ||
| Q1 24 | 22.6% | -4.5% |
| Q4 25 | $0.98 | — | ||
| Q3 25 | $0.94 | — | ||
| Q2 25 | $0.84 | — | ||
| Q1 25 | $0.30 | — | ||
| Q4 24 | $0.79 | — | ||
| Q3 24 | $0.71 | $-1.06 | ||
| Q2 24 | $0.69 | — | ||
| Q1 24 | $0.64 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $693.6M |
| 总债务越低越好 | $100.0M | — |
| 股东权益账面价值 | $1.2B | $504.7M |
| 总资产 | $8.4B | $1.0B |
| 负债/权益比越低杠杆越低 | 0.09× | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $693.6M | ||
| Q3 25 | — | $653.9M | ||
| Q2 25 | — | $652.1M | ||
| Q1 25 | — | $593.9M | ||
| Q4 24 | — | $544.2M | ||
| Q3 24 | — | $495.5M | ||
| Q2 24 | — | $140.5M | ||
| Q1 24 | — | — |
| Q4 25 | $100.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $114.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.2B | $504.7M | ||
| Q3 25 | $1.1B | $472.1M | ||
| Q2 25 | $1.1B | $458.2M | ||
| Q1 25 | $1.0B | $412.9M | ||
| Q4 24 | $715.1M | $386.2M | ||
| Q3 24 | $744.6M | $458.2M | ||
| Q2 24 | $687.8M | $97.5M | ||
| Q1 24 | $655.3M | $102.5M |
| Q4 25 | $8.4B | $1.0B | ||
| Q3 25 | $8.4B | $949.4M | ||
| Q2 25 | $8.3B | $910.5M | ||
| Q1 25 | $8.4B | $867.3M | ||
| Q4 24 | $6.3B | $823.2M | ||
| Q3 24 | $6.3B | $750.1M | ||
| Q2 24 | $6.2B | $379.7M | ||
| Q1 24 | $6.1B | — |
| Q4 25 | 0.09× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.16× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $159.3M | $25.8M |
| 自由现金流经营现金流 - 资本支出 | $154.0M | $25.6M |
| 自由现金流率自由现金流/营收 | 121.6% | 15.7% |
| 资本支出强度资本支出/营收 | 4.2% | 0.1% |
| 现金转化率经营现金流/净利润 | 4.46× | 25.79× |
| 过去12个月自由现金流最近4个季度 | $267.0M | $95.6M |
8季度趋势，按日历期对齐
| Q4 25 | $159.3M | $25.8M | ||
| Q3 25 | $51.8M | $5.0M | ||
| Q2 25 | $26.9M | $29.7M | ||
| Q1 25 | $37.9M | $36.2M | ||
| Q4 24 | $95.8M | — | ||
| Q3 24 | $24.5M | $2.4M | ||
| Q2 24 | $18.7M | $8.1M | ||
| Q1 24 | $23.9M | $25.5M |
| Q4 25 | $154.0M | $25.6M | ||
| Q3 25 | $50.1M | $4.8M | ||
| Q2 25 | $26.2M | $29.4M | ||
| Q1 25 | $36.7M | $35.8M | ||
| Q4 24 | $90.7M | — | ||
| Q3 24 | $23.0M | $1.3M | ||
| Q2 24 | $17.0M | $7.7M | ||
| Q1 24 | $22.6M | $24.9M |
| Q4 25 | 121.6% | 15.7% | ||
| Q3 25 | 39.6% | 3.1% | ||
| Q2 25 | 21.2% | 19.9% | ||
| Q1 25 | 33.0% | 26.3% | ||
| Q4 24 | 100.1% | — | ||
| Q3 24 | 26.0% | 1.0% | ||
| Q2 24 | 18.8% | 6.6% | ||
| Q1 24 | 26.9% | 22.5% |
| Q4 25 | 4.2% | 0.1% | ||
| Q3 25 | 1.3% | 0.1% | ||
| Q2 25 | 0.6% | 0.2% | ||
| Q1 25 | 1.1% | 0.3% | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 1.7% | 0.8% | ||
| Q2 24 | 1.8% | 0.3% | ||
| Q1 24 | 1.5% | 0.6% |
| Q4 25 | 4.46× | 25.79× | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 0.86× | — | ||
| Q1 25 | 3.61× | — | ||
| Q4 24 | 4.13× | — | ||
| Q3 24 | 1.16× | — | ||
| Q2 24 | 0.91× | — | ||
| Q1 24 | 1.25× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GABC
暂无分部数据
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
