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GERMAN AMERICAN BANCORP, INC.（GABC）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
GERMAN AMERICAN BANCORP, INC.的季度营收约是Planet Labs PBC的1.6倍（$126.7M vs $81.3M），GERMAN AMERICAN BANCORP, INC.净利率更高（28.2% vs -72.8%，领先101.0%），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs 32.6%），GERMAN AMERICAN BANCORP, INC.自由现金流更多（$154.0M vs $1.9M），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs 17.5%）
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
GABC vs PL — 直观对比
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $126.7M | $81.3M |
| 净利润 | $35.7M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 34.6% | -22.6% |
| 净利率 | 28.2% | -72.8% |
| 营收同比 | 39.7% | 32.6% |
| 净利润同比 | 53.7% | -194.7% |
| 每股收益（稀释后） | $0.98 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $126.7M | $81.3M | ||
| Q3 25 | $126.5M | $73.4M | ||
| Q2 25 | $123.2M | $66.3M | ||
| Q1 25 | $111.1M | $61.6M | ||
| Q4 24 | $90.7M | $61.3M | ||
| Q3 24 | $88.5M | $61.1M | ||
| Q2 24 | $90.5M | $60.4M | ||
| Q1 24 | $84.1M | $58.9M |
| Q4 25 | $35.7M | $-59.2M | ||
| Q3 25 | $35.1M | $-22.6M | ||
| Q2 25 | $31.4M | $-12.6M | ||
| Q1 25 | $10.5M | $-35.2M | ||
| Q4 24 | $23.2M | $-20.1M | ||
| Q3 24 | $21.0M | $-38.7M | ||
| Q2 24 | $20.5M | $-29.3M | ||
| Q1 24 | $19.0M | $-30.1M |
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
| Q4 25 | 34.6% | -22.6% | ||
| Q3 25 | 34.6% | -24.5% | ||
| Q2 25 | 31.8% | -34.4% | ||
| Q1 25 | 12.0% | -31.5% | ||
| Q4 24 | 31.6% | -36.9% | ||
| Q3 24 | 29.0% | -64.8% | ||
| Q2 24 | 29.4% | -57.2% | ||
| Q1 24 | 27.6% | -57.6% |
| Q4 25 | 28.2% | -72.8% | ||
| Q3 25 | 27.7% | -30.8% | ||
| Q2 25 | 25.5% | -19.1% | ||
| Q1 25 | 9.5% | -57.1% | ||
| Q4 24 | 25.6% | -32.8% | ||
| Q3 24 | 23.8% | -63.3% | ||
| Q2 24 | 22.7% | -48.5% | ||
| Q1 24 | 22.6% | -51.1% |
| Q4 25 | $0.98 | $-0.19 | ||
| Q3 25 | $0.94 | $-0.07 | ||
| Q2 25 | $0.84 | $-0.04 | ||
| Q1 25 | $0.30 | $-0.12 | ||
| Q4 24 | $0.79 | $-0.07 | ||
| Q3 24 | $0.71 | $-0.13 | ||
| Q2 24 | $0.69 | $-0.10 | ||
| Q1 24 | $0.64 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $443.3M |
| 总债务越低越好 | $100.0M | — |
| 股东权益账面价值 | $1.2B | $349.6M |
| 总资产 | $8.4B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.09× | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $443.3M | ||
| Q3 25 | — | $181.1M | ||
| Q2 25 | — | $133.5M | ||
| Q1 25 | — | $118.0M | ||
| Q4 24 | — | $139.0M | ||
| Q3 24 | — | $148.3M | ||
| Q2 24 | — | $107.4M | ||
| Q1 24 | — | $83.9M |
| Q4 25 | $100.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $114.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.2B | $349.6M | ||
| Q3 25 | $1.1B | $435.7M | ||
| Q2 25 | $1.1B | $444.8M | ||
| Q1 25 | $1.0B | $441.3M | ||
| Q4 24 | $715.1M | $464.6M | ||
| Q3 24 | $744.6M | $473.2M | ||
| Q2 24 | $687.8M | $500.3M | ||
| Q1 24 | $655.3M | $518.0M |
| Q4 25 | $8.4B | $1.1B | ||
| Q3 25 | $8.4B | $696.4M | ||
| Q2 25 | $8.3B | $658.4M | ||
| Q1 25 | $8.4B | $633.8M | ||
| Q4 24 | $6.3B | $630.8M | ||
| Q3 24 | $6.3B | $658.4M | ||
| Q2 24 | $6.2B | $674.6M | ||
| Q1 24 | $6.1B | $702.0M |
| Q4 25 | 0.09× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.16× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $159.3M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $154.0M | $1.9M |
| 自由现金流率自由现金流/营收 | 121.6% | 2.3% |
| 资本支出强度资本支出/营收 | 4.2% | 32.9% |
| 现金转化率经营现金流/净利润 | 4.46× | — |
| 过去12个月自由现金流最近4个季度 | $267.0M | $40.7M |
8季度趋势，按日历期对齐
| Q4 25 | $159.3M | $28.6M | ||
| Q3 25 | $51.8M | $67.8M | ||
| Q2 25 | $26.9M | $17.3M | ||
| Q1 25 | $37.9M | $-6.3M | ||
| Q4 24 | $95.8M | $4.1M | ||
| Q3 24 | $24.5M | $-7.9M | ||
| Q2 24 | $18.7M | $-4.3M | ||
| Q1 24 | $23.9M | $-6.8M |
| Q4 25 | $154.0M | $1.9M | ||
| Q3 25 | $50.1M | $47.5M | ||
| Q2 25 | $26.2M | $9.2M | ||
| Q1 25 | $36.7M | $-17.9M | ||
| Q4 24 | $90.7M | $-3.6M | ||
| Q3 24 | $23.0M | $-23.0M | ||
| Q2 24 | $17.0M | $-14.2M | ||
| Q1 24 | $22.6M | $-15.7M |
| Q4 25 | 121.6% | 2.3% | ||
| Q3 25 | 39.6% | 64.7% | ||
| Q2 25 | 21.2% | 13.9% | ||
| Q1 25 | 33.0% | -29.1% | ||
| Q4 24 | 100.1% | -5.8% | ||
| Q3 24 | 26.0% | -37.6% | ||
| Q2 24 | 18.8% | -23.6% | ||
| Q1 24 | 26.9% | -26.7% |
| Q4 25 | 4.2% | 32.9% | ||
| Q3 25 | 1.3% | 27.6% | ||
| Q2 25 | 0.6% | 12.3% | ||
| Q1 25 | 1.1% | 18.9% | ||
| Q4 24 | 5.6% | 12.5% | ||
| Q3 24 | 1.7% | 24.8% | ||
| Q2 24 | 1.8% | 16.4% | ||
| Q1 24 | 1.5% | 15.1% |
| Q4 25 | 4.46× | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 0.86× | — | ||
| Q1 25 | 3.61× | — | ||
| Q4 24 | 4.13× | — | ||
| Q3 24 | 1.16× | — | ||
| Q2 24 | 0.91× | — | ||
| Q1 24 | 1.25× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GABC
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
