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GERMAN AMERICAN BANCORP, INC.（GABC）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
Ribbon Communications Inc.的季度营收约是GERMAN AMERICAN BANCORP, INC.的1.3倍（$162.6M vs $126.7M），Ribbon Communications Inc.净利率更高（54.8% vs 28.2%，领先26.6%），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs -10.3%），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs -8.1%）
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
GABC vs RBBN — 直观对比
营收规模更大
RBBN
是对方的1.3倍
$126.7M
营收增速更快
GABC
高出50.0%
-10.3%
净利率更高
RBBN
高出26.6%
28.2%
两年增速更快
GABC
近两年复合增速
-8.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $126.7M | $162.6M |
| 净利润 | $35.7M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | 34.6% | 37.6% |
| 净利率 | 28.2% | 54.8% |
| 营收同比 | 39.7% | -10.3% |
| 净利润同比 | 53.7% | — |
| 每股收益（稀释后） | $0.98 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GABCRBBN
| Q1 26 | — | $162.6M | ||
| Q4 25 | $126.7M | $227.3M | ||
| Q3 25 | $126.5M | $215.4M | ||
| Q2 25 | $123.2M | $220.6M | ||
| Q1 25 | $111.1M | $181.3M | ||
| Q4 24 | $90.7M | $251.4M | ||
| Q3 24 | $88.5M | $210.2M | ||
| Q2 24 | $90.5M | $192.6M |
净利润GABCRBBN
| Q1 26 | — | $89.1M | ||
| Q4 25 | $35.7M | — | ||
| Q3 25 | $35.1M | $-12.1M | ||
| Q2 25 | $31.4M | $-11.1M | ||
| Q1 25 | $10.5M | $-26.2M | ||
| Q4 24 | $23.2M | — | ||
| Q3 24 | $21.0M | $-13.4M | ||
| Q2 24 | $20.5M | $-16.8M |
毛利率GABCRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率GABCRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 34.6% | 4.1% | ||
| Q3 25 | 34.6% | 1.3% | ||
| Q2 25 | 31.8% | 1.9% | ||
| Q1 25 | 12.0% | -10.8% | ||
| Q4 24 | 31.6% | 13.2% | ||
| Q3 24 | 29.0% | -0.4% | ||
| Q2 24 | 29.4% | -1.0% |
净利率GABCRBBN
| Q1 26 | — | 54.8% | ||
| Q4 25 | 28.2% | — | ||
| Q3 25 | 27.7% | -5.6% | ||
| Q2 25 | 25.5% | -5.0% | ||
| Q1 25 | 9.5% | -14.5% | ||
| Q4 24 | 25.6% | — | ||
| Q3 24 | 23.8% | -6.4% | ||
| Q2 24 | 22.7% | -8.7% |
每股收益（稀释后）GABCRBBN
| Q1 26 | — | $0.50 | ||
| Q4 25 | $0.98 | $0.50 | ||
| Q3 25 | $0.94 | $-0.07 | ||
| Q2 25 | $0.84 | $-0.06 | ||
| Q1 25 | $0.30 | $-0.15 | ||
| Q4 24 | $0.79 | $0.05 | ||
| Q3 24 | $0.71 | $-0.08 | ||
| Q2 24 | $0.69 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $67.6M |
| 总债务越低越好 | $100.0M | — |
| 股东权益账面价值 | $1.2B | $419.1M |
| 总资产 | $8.4B | — |
| 负债/权益比越低杠杆越低 | 0.09× | — |
8季度趋势，按日历期对齐
现金及短期投资GABCRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $74.8M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $71.2M | ||
| Q4 24 | — | $87.8M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $64.6M |
总债务GABCRBBN
| Q1 26 | — | — | ||
| Q4 25 | $100.0M | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | $114.6M | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益GABCRBBN
| Q1 26 | — | $419.1M | ||
| Q4 25 | $1.2B | $449.0M | ||
| Q3 25 | $1.1B | $360.1M | ||
| Q2 25 | $1.1B | $370.4M | ||
| Q1 25 | $1.0B | $381.8M | ||
| Q4 24 | $715.1M | $404.6M | ||
| Q3 24 | $744.6M | $395.5M | ||
| Q2 24 | $687.8M | $405.0M |
总资产GABCRBBN
| Q1 26 | — | — | ||
| Q4 25 | $8.4B | $1.2B | ||
| Q3 25 | $8.4B | $1.1B | ||
| Q2 25 | $8.3B | $1.1B | ||
| Q1 25 | $8.4B | $1.1B | ||
| Q4 24 | $6.3B | $1.2B | ||
| Q3 24 | $6.3B | $1.1B | ||
| Q2 24 | $6.2B | $1.1B |
负债/权益比GABCRBBN
| Q1 26 | — | — | ||
| Q4 25 | 0.09× | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | 0.16× | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $159.3M | — |
| 自由现金流经营现金流 - 资本支出 | $154.0M | — |
| 自由现金流率自由现金流/营收 | 121.6% | — |
| 资本支出强度资本支出/营收 | 4.2% | — |
| 现金转化率经营现金流/净利润 | 4.46× | — |
| 过去12个月自由现金流最近4个季度 | $267.0M | — |
8季度趋势，按日历期对齐
经营现金流GABCRBBN
| Q1 26 | — | — | ||
| Q4 25 | $159.3M | $29.2M | ||
| Q3 25 | $51.8M | $26.5M | ||
| Q2 25 | $26.9M | $-795.0K | ||
| Q1 25 | $37.9M | $-3.5M | ||
| Q4 24 | $95.8M | $61.8M | ||
| Q3 24 | $24.5M | $-14.8M | ||
| Q2 24 | $18.7M | $-9.8M |
自由现金流GABCRBBN
| Q1 26 | — | — | ||
| Q4 25 | $154.0M | $27.3M | ||
| Q3 25 | $50.1M | $21.0M | ||
| Q2 25 | $26.2M | $-6.5M | ||
| Q1 25 | $36.7M | $-15.7M | ||
| Q4 24 | $90.7M | $53.8M | ||
| Q3 24 | $23.0M | $-23.7M | ||
| Q2 24 | $17.0M | $-12.9M |
自由现金流率GABCRBBN
| Q1 26 | — | — | ||
| Q4 25 | 121.6% | 12.0% | ||
| Q3 25 | 39.6% | 9.7% | ||
| Q2 25 | 21.2% | -2.9% | ||
| Q1 25 | 33.0% | -8.7% | ||
| Q4 24 | 100.1% | 21.4% | ||
| Q3 24 | 26.0% | -11.3% | ||
| Q2 24 | 18.8% | -6.7% |
资本支出强度GABCRBBN
| Q1 26 | — | — | ||
| Q4 25 | 4.2% | 0.9% | ||
| Q3 25 | 1.3% | 2.6% | ||
| Q2 25 | 0.6% | 2.6% | ||
| Q1 25 | 1.1% | 6.7% | ||
| Q4 24 | 5.6% | 3.2% | ||
| Q3 24 | 1.7% | 4.2% | ||
| Q2 24 | 1.8% | 1.6% |
现金转化率GABCRBBN
| Q1 26 | — | — | ||
| Q4 25 | 4.46× | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 0.86× | — | ||
| Q1 25 | 3.61× | — | ||
| Q4 24 | 4.13× | — | ||
| Q3 24 | 1.16× | — | ||
| Q2 24 | 0.91× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GABC
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
