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GERMAN AMERICAN BANCORP, INC.（GABC）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
GERMAN AMERICAN BANCORP, INC.的季度营收约是RESOURCES CONNECTION, INC.的1.1倍（$126.7M vs $117.7M），GERMAN AMERICAN BANCORP, INC.净利率更高（28.2% vs -10.8%，领先38.9%），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs -19.2%），GERMAN AMERICAN BANCORP, INC.自由现金流更多（$154.0M vs $15.6M），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs -11.8%）
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
GABC vs RGP — 直观对比
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $126.7M | $117.7M |
| 净利润 | $35.7M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 34.6% | -10.3% |
| 净利率 | 28.2% | -10.8% |
| 营收同比 | 39.7% | -19.2% |
| 净利润同比 | 53.7% | 81.6% |
| 每股收益（稀释后） | $0.98 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $126.7M | $117.7M | ||
| Q3 25 | $126.5M | $120.2M | ||
| Q2 25 | $123.2M | $139.3M | ||
| Q1 25 | $111.1M | $129.4M | ||
| Q4 24 | $90.7M | $145.6M | ||
| Q3 24 | $88.5M | $136.9M | ||
| Q2 24 | $90.5M | $148.2M | ||
| Q1 24 | $84.1M | $151.3M |
| Q4 25 | $35.7M | $-12.7M | ||
| Q3 25 | $35.1M | $-2.4M | ||
| Q2 25 | $31.4M | $-73.3M | ||
| Q1 25 | $10.5M | $-44.1M | ||
| Q4 24 | $23.2M | $-68.7M | ||
| Q3 24 | $21.0M | $-5.7M | ||
| Q2 24 | $20.5M | $10.5M | ||
| Q1 24 | $19.0M | $2.5M |
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
| Q4 25 | 34.6% | -10.3% | ||
| Q3 25 | 34.6% | -1.7% | ||
| Q2 25 | 31.8% | -47.0% | ||
| Q1 25 | 12.0% | -38.4% | ||
| Q4 24 | 31.6% | -52.7% | ||
| Q3 24 | 29.0% | -3.5% | ||
| Q2 24 | 29.4% | 7.6% | ||
| Q1 24 | 27.6% | 2.8% |
| Q4 25 | 28.2% | -10.8% | ||
| Q3 25 | 27.7% | -2.0% | ||
| Q2 25 | 25.5% | -52.6% | ||
| Q1 25 | 9.5% | -34.0% | ||
| Q4 24 | 25.6% | -47.2% | ||
| Q3 24 | 23.8% | -4.2% | ||
| Q2 24 | 22.7% | 7.1% | ||
| Q1 24 | 22.6% | 1.7% |
| Q4 25 | $0.98 | $-0.38 | ||
| Q3 25 | $0.94 | $-0.07 | ||
| Q2 25 | $0.84 | $-2.21 | ||
| Q1 25 | $0.30 | $-1.34 | ||
| Q4 24 | $0.79 | $-2.08 | ||
| Q3 24 | $0.71 | $-0.17 | ||
| Q2 24 | $0.69 | $0.31 | ||
| Q1 24 | $0.64 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | $100.0M | — |
| 股东权益账面价值 | $1.2B | $194.6M |
| 总资产 | $8.4B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.09× | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M | ||
| Q1 24 | — | $113.8M |
| Q4 25 | $100.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $114.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.2B | $194.6M | ||
| Q3 25 | $1.1B | $206.4M | ||
| Q2 25 | $1.1B | $207.1M | ||
| Q1 25 | $1.0B | $277.8M | ||
| Q4 24 | $715.1M | $325.7M | ||
| Q3 24 | $744.6M | $407.2M | ||
| Q2 24 | $687.8M | $418.8M | ||
| Q1 24 | $655.3M | $414.9M |
| Q4 25 | $8.4B | $289.3M | ||
| Q3 25 | $8.4B | $287.2M | ||
| Q2 25 | $8.3B | $304.7M | ||
| Q1 25 | $8.4B | $375.6M | ||
| Q4 24 | $6.3B | $424.9M | ||
| Q3 24 | $6.3B | $512.9M | ||
| Q2 24 | $6.2B | $510.9M | ||
| Q1 24 | $6.1B | $523.2M |
| Q4 25 | 0.09× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.16× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $159.3M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $154.0M | $15.6M |
| 自由现金流率自由现金流/营收 | 121.6% | 13.2% |
| 资本支出强度资本支出/营收 | 4.2% | 0.3% |
| 现金转化率经营现金流/净利润 | 4.46× | — |
| 过去12个月自由现金流最近4个季度 | $267.0M | $24.3M |
8季度趋势，按日历期对齐
| Q4 25 | $159.3M | $15.9M | ||
| Q3 25 | $51.8M | $-7.8M | ||
| Q2 25 | $26.9M | $16.8M | ||
| Q1 25 | $37.9M | $659.0K | ||
| Q4 24 | $95.8M | $1.8M | ||
| Q3 24 | $24.5M | $-309.0K | ||
| Q2 24 | $18.7M | $3.2M | ||
| Q1 24 | $23.9M | $20.5M |
| Q4 25 | $154.0M | $15.6M | ||
| Q3 25 | $50.1M | $-8.0M | ||
| Q2 25 | $26.2M | $16.5M | ||
| Q1 25 | $36.7M | $238.0K | ||
| Q4 24 | $90.7M | $61.0K | ||
| Q3 24 | $23.0M | $-575.0K | ||
| Q2 24 | $17.0M | $3.0M | ||
| Q1 24 | $22.6M | $20.4M |
| Q4 25 | 121.6% | 13.2% | ||
| Q3 25 | 39.6% | -6.6% | ||
| Q2 25 | 21.2% | 11.8% | ||
| Q1 25 | 33.0% | 0.2% | ||
| Q4 24 | 100.1% | 0.0% | ||
| Q3 24 | 26.0% | -0.4% | ||
| Q2 24 | 18.8% | 2.1% | ||
| Q1 24 | 26.9% | 13.5% |
| Q4 25 | 4.2% | 0.3% | ||
| Q3 25 | 1.3% | 0.1% | ||
| Q2 25 | 0.6% | 0.2% | ||
| Q1 25 | 1.1% | 0.3% | ||
| Q4 24 | 5.6% | 1.2% | ||
| Q3 24 | 1.7% | 0.2% | ||
| Q2 24 | 1.8% | 0.1% | ||
| Q1 24 | 1.5% | 0.1% |
| Q4 25 | 4.46× | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 0.86× | — | ||
| Q1 25 | 3.61× | — | ||
| Q4 24 | 4.13× | — | ||
| Q3 24 | 1.16× | — | ||
| Q2 24 | 0.91× | 0.30× | ||
| Q1 24 | 1.25× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GABC
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
