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GERMAN AMERICAN BANCORP, INC.（GABC）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是GERMAN AMERICAN BANCORP, INC.的1.8倍（$225.0M vs $126.7M），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs 24.9%），GERMAN AMERICAN BANCORP, INC.自由现金流更多（$154.0M vs $26.2M），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs -12.3%）
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
GABC vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.8倍
$126.7M
营收增速更快
GABC
高出14.7%
24.9%
自由现金流更多
GABC
多$127.8M
$26.2M
两年增速更快
GABC
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $126.7M | $225.0M |
| 净利润 | $35.7M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 34.6% | 7.9% |
| 净利率 | 28.2% | — |
| 营收同比 | 39.7% | 24.9% |
| 净利润同比 | 53.7% | — |
| 每股收益（稀释后） | $0.98 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GABCROCK
| Q4 25 | $126.7M | $225.0M | ||
| Q3 25 | $126.5M | $310.9M | ||
| Q2 25 | $123.2M | $309.5M | ||
| Q1 25 | $111.1M | $290.0M | ||
| Q4 24 | $90.7M | $180.1M | ||
| Q3 24 | $88.5M | $277.1M | ||
| Q2 24 | $90.5M | $273.6M | ||
| Q1 24 | $84.1M | $292.5M |
净利润GABCROCK
| Q4 25 | $35.7M | — | ||
| Q3 25 | $35.1M | $-89.1M | ||
| Q2 25 | $31.4M | $26.0M | ||
| Q1 25 | $10.5M | $21.1M | ||
| Q4 24 | $23.2M | — | ||
| Q3 24 | $21.0M | $34.0M | ||
| Q2 24 | $20.5M | $32.2M | ||
| Q1 24 | $19.0M | $24.9M |
毛利率GABCROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率GABCROCK
| Q4 25 | 34.6% | 7.9% | ||
| Q3 25 | 34.6% | 12.8% | ||
| Q2 25 | 31.8% | 12.8% | ||
| Q1 25 | 12.0% | 8.8% | ||
| Q4 24 | 31.6% | 13.3% | ||
| Q3 24 | 29.0% | 15.6% | ||
| Q2 24 | 29.4% | 14.9% | ||
| Q1 24 | 27.6% | 10.8% |
净利率GABCROCK
| Q4 25 | 28.2% | — | ||
| Q3 25 | 27.7% | -28.6% | ||
| Q2 25 | 25.5% | 8.4% | ||
| Q1 25 | 9.5% | 7.3% | ||
| Q4 24 | 25.6% | — | ||
| Q3 24 | 23.8% | 12.3% | ||
| Q2 24 | 22.7% | 11.8% | ||
| Q1 24 | 22.6% | 8.5% |
每股收益（稀释后）GABCROCK
| Q4 25 | $0.98 | — | ||
| Q3 25 | $0.94 | $-2.98 | ||
| Q2 25 | $0.84 | $0.87 | ||
| Q1 25 | $0.30 | — | ||
| Q4 24 | $0.79 | — | ||
| Q3 24 | $0.71 | $1.11 | ||
| Q2 24 | $0.69 | $1.05 | ||
| Q1 24 | $0.64 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | $100.0M | $0 |
| 股东权益账面价值 | $1.2B | $950.4M |
| 总资产 | $8.4B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.09× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资GABCROCK
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M | ||
| Q1 24 | — | $146.7M |
总债务GABCROCK
| Q4 25 | $100.0M | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | $114.6M | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益GABCROCK
| Q4 25 | $1.2B | $950.4M | ||
| Q3 25 | $1.1B | $951.8M | ||
| Q2 25 | $1.1B | $1.0B | ||
| Q1 25 | $1.0B | $1.0B | ||
| Q4 24 | $715.1M | $1.0B | ||
| Q3 24 | $744.6M | $1.0B | ||
| Q2 24 | $687.8M | $975.7M | ||
| Q1 24 | $655.3M | $940.2M |
总资产GABCROCK
| Q4 25 | $8.4B | $1.4B | ||
| Q3 25 | $8.4B | $1.4B | ||
| Q2 25 | $8.3B | $1.5B | ||
| Q1 25 | $8.4B | $1.4B | ||
| Q4 24 | $6.3B | $1.4B | ||
| Q3 24 | $6.3B | $1.4B | ||
| Q2 24 | $6.2B | $1.4B | ||
| Q1 24 | $6.1B | $1.3B |
负债/权益比GABCROCK
| Q4 25 | 0.09× | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | 0.16× | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $159.3M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $154.0M | $26.2M |
| 自由现金流率自由现金流/营收 | 121.6% | 11.7% |
| 资本支出强度资本支出/营收 | 4.2% | 4.1% |
| 现金转化率经营现金流/净利润 | 4.46× | — |
| 过去12个月自由现金流最近4个季度 | $267.0M | $120.6M |
8季度趋势，按日历期对齐
经营现金流GABCROCK
| Q4 25 | $159.3M | $35.5M | ||
| Q3 25 | $51.8M | $73.0M | ||
| Q2 25 | $26.9M | $44.9M | ||
| Q1 25 | $37.9M | $13.7M | ||
| Q4 24 | $95.8M | $19.9M | ||
| Q3 24 | $24.5M | $64.7M | ||
| Q2 24 | $18.7M | $36.5M | ||
| Q1 24 | $23.9M | $53.2M |
自由现金流GABCROCK
| Q4 25 | $154.0M | $26.2M | ||
| Q3 25 | $50.1M | $64.8M | ||
| Q2 25 | $26.2M | $27.3M | ||
| Q1 25 | $36.7M | $2.3M | ||
| Q4 24 | $90.7M | $14.1M | ||
| Q3 24 | $23.0M | $60.5M | ||
| Q2 24 | $17.0M | $33.5M | ||
| Q1 24 | $22.6M | $48.8M |
自由现金流率GABCROCK
| Q4 25 | 121.6% | 11.7% | ||
| Q3 25 | 39.6% | 20.8% | ||
| Q2 25 | 21.2% | 8.8% | ||
| Q1 25 | 33.0% | 0.8% | ||
| Q4 24 | 100.1% | 7.8% | ||
| Q3 24 | 26.0% | 21.8% | ||
| Q2 24 | 18.8% | 12.2% | ||
| Q1 24 | 26.9% | 16.7% |
资本支出强度GABCROCK
| Q4 25 | 4.2% | 4.1% | ||
| Q3 25 | 1.3% | 2.6% | ||
| Q2 25 | 0.6% | 5.7% | ||
| Q1 25 | 1.1% | 3.9% | ||
| Q4 24 | 5.6% | 3.3% | ||
| Q3 24 | 1.7% | 1.5% | ||
| Q2 24 | 1.8% | 1.1% | ||
| Q1 24 | 1.5% | 1.5% |
现金转化率GABCROCK
| Q4 25 | 4.46× | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 0.86× | 1.73× | ||
| Q1 25 | 3.61× | 0.65× | ||
| Q4 24 | 4.13× | — | ||
| Q3 24 | 1.16× | 1.90× | ||
| Q2 24 | 0.91× | 1.13× | ||
| Q1 24 | 1.25× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GABC
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
