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GERMAN AMERICAN BANCORP, INC.（GABC）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
ROGERS CORP的季度营收约是GERMAN AMERICAN BANCORP, INC.的1.6倍（$200.5M vs $126.7M），GERMAN AMERICAN BANCORP, INC.净利率更高（28.2% vs 2.2%，领先25.9%），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs 5.2%），GERMAN AMERICAN BANCORP, INC.自由现金流更多（$154.0M vs $1.1M），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs -3.3%）
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
GABC vs ROG — 直观对比
营收规模更大
ROG
是对方的1.6倍
$126.7M
营收增速更快
GABC
高出34.4%
5.2%
净利率更高
GABC
高出25.9%
2.2%
自由现金流更多
GABC
多$152.9M
$1.1M
两年增速更快
GABC
近两年复合增速
-3.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $126.7M | $200.5M |
| 净利润 | $35.7M | $4.5M |
| 毛利率 | — | 32.2% |
| 营业利润率 | 34.6% | — |
| 净利率 | 28.2% | 2.2% |
| 营收同比 | 39.7% | 5.2% |
| 净利润同比 | 53.7% | 421.4% |
| 每股收益（稀释后） | $0.98 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GABCROG
| Q1 26 | — | $200.5M | ||
| Q4 25 | $126.7M | $201.5M | ||
| Q3 25 | $126.5M | $216.0M | ||
| Q2 25 | $123.2M | $202.8M | ||
| Q1 25 | $111.1M | $190.5M | ||
| Q4 24 | $90.7M | $192.2M | ||
| Q3 24 | $88.5M | $210.3M | ||
| Q2 24 | $90.5M | $214.2M |
净利润GABCROG
| Q1 26 | — | $4.5M | ||
| Q4 25 | $35.7M | $4.6M | ||
| Q3 25 | $35.1M | $8.6M | ||
| Q2 25 | $31.4M | $-73.6M | ||
| Q1 25 | $10.5M | $-1.4M | ||
| Q4 24 | $23.2M | $-500.0K | ||
| Q3 24 | $21.0M | $10.7M | ||
| Q2 24 | $20.5M | $8.1M |
毛利率GABCROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 33.5% | ||
| Q2 25 | — | 31.6% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 34.1% |
营业利润率GABCROG
| Q1 26 | — | — | ||
| Q4 25 | 34.6% | 3.5% | ||
| Q3 25 | 34.6% | 7.3% | ||
| Q2 25 | 31.8% | -33.3% | ||
| Q1 25 | 12.0% | -0.2% | ||
| Q4 24 | 31.6% | -6.6% | ||
| Q3 24 | 29.0% | 6.9% | ||
| Q2 24 | 29.4% | 5.3% |
净利率GABCROG
| Q1 26 | — | 2.2% | ||
| Q4 25 | 28.2% | 2.3% | ||
| Q3 25 | 27.7% | 4.0% | ||
| Q2 25 | 25.5% | -36.3% | ||
| Q1 25 | 9.5% | -0.7% | ||
| Q4 24 | 25.6% | -0.3% | ||
| Q3 24 | 23.8% | 5.1% | ||
| Q2 24 | 22.7% | 3.8% |
每股收益（稀释后）GABCROG
| Q1 26 | — | $0.25 | ||
| Q4 25 | $0.98 | $0.20 | ||
| Q3 25 | $0.94 | $0.48 | ||
| Q2 25 | $0.84 | $-4.00 | ||
| Q1 25 | $0.30 | $-0.08 | ||
| Q4 24 | $0.79 | $-0.04 | ||
| Q3 24 | $0.71 | $0.58 | ||
| Q2 24 | $0.69 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $195.8M |
| 总债务越低越好 | $100.0M | — |
| 股东权益账面价值 | $1.2B | $1.2B |
| 总资产 | $8.4B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.09× | — |
8季度趋势，按日历期对齐
现金及短期投资GABCROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | — | $197.0M | ||
| Q3 25 | — | $167.8M | ||
| Q2 25 | — | $157.2M | ||
| Q1 25 | — | $175.6M | ||
| Q4 24 | — | $159.8M | ||
| Q3 24 | — | $146.4M | ||
| Q2 24 | — | $119.9M |
总债务GABCROG
| Q1 26 | — | — | ||
| Q4 25 | $100.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $114.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益GABCROG
| Q1 26 | — | $1.2B | ||
| Q4 25 | $1.2B | $1.2B | ||
| Q3 25 | $1.1B | $1.2B | ||
| Q2 25 | $1.1B | $1.2B | ||
| Q1 25 | $1.0B | $1.3B | ||
| Q4 24 | $715.1M | $1.3B | ||
| Q3 24 | $744.6M | $1.3B | ||
| Q2 24 | $687.8M | $1.3B |
总资产GABCROG
| Q1 26 | — | $1.4B | ||
| Q4 25 | $8.4B | $1.4B | ||
| Q3 25 | $8.4B | $1.4B | ||
| Q2 25 | $8.3B | $1.5B | ||
| Q1 25 | $8.4B | $1.5B | ||
| Q4 24 | $6.3B | $1.5B | ||
| Q3 24 | $6.3B | $1.5B | ||
| Q2 24 | $6.2B | $1.5B |
负债/权益比GABCROG
| Q1 26 | — | — | ||
| Q4 25 | 0.09× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.16× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $159.3M | $5.8M |
| 自由现金流经营现金流 - 资本支出 | $154.0M | $1.1M |
| 自由现金流率自由现金流/营收 | 121.6% | 0.5% |
| 资本支出强度资本支出/营收 | 4.2% | 2.3% |
| 现金转化率经营现金流/净利润 | 4.46× | 1.29× |
| 过去12个月自由现金流最近4个季度 | $267.0M | $70.1M |
8季度趋势，按日历期对齐
经营现金流GABCROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $159.3M | $46.9M | ||
| Q3 25 | $51.8M | $28.9M | ||
| Q2 25 | $26.9M | $13.7M | ||
| Q1 25 | $37.9M | $11.7M | ||
| Q4 24 | $95.8M | $33.7M | ||
| Q3 24 | $24.5M | $42.4M | ||
| Q2 24 | $18.7M | $22.9M |
自由现金流GABCROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $154.0M | $42.2M | ||
| Q3 25 | $50.1M | $21.2M | ||
| Q2 25 | $26.2M | $5.6M | ||
| Q1 25 | $36.7M | $2.1M | ||
| Q4 24 | $90.7M | $18.3M | ||
| Q3 24 | $23.0M | $25.2M | ||
| Q2 24 | $17.0M | $8.8M |
自由现金流率GABCROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | 121.6% | 20.9% | ||
| Q3 25 | 39.6% | 9.8% | ||
| Q2 25 | 21.2% | 2.8% | ||
| Q1 25 | 33.0% | 1.1% | ||
| Q4 24 | 100.1% | 9.5% | ||
| Q3 24 | 26.0% | 12.0% | ||
| Q2 24 | 18.8% | 4.1% |
资本支出强度GABCROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 4.2% | 2.3% | ||
| Q3 25 | 1.3% | 3.6% | ||
| Q2 25 | 0.6% | 4.0% | ||
| Q1 25 | 1.1% | 5.0% | ||
| Q4 24 | 5.6% | 8.0% | ||
| Q3 24 | 1.7% | 8.2% | ||
| Q2 24 | 1.8% | 6.6% |
现金转化率GABCROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | 4.46× | 10.20× | ||
| Q3 25 | 1.48× | 3.36× | ||
| Q2 25 | 0.86× | — | ||
| Q1 25 | 3.61× | — | ||
| Q4 24 | 4.13× | — | ||
| Q3 24 | 1.16× | 3.96× | ||
| Q2 24 | 0.91× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
