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GERMAN AMERICAN BANCORP, INC.（GABC）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
GERMAN AMERICAN BANCORP, INC.的季度营收约是null的1.3倍（$126.7M vs $100.0M），GERMAN AMERICAN BANCORP, INC.净利率更高（28.2% vs -7.0%，领先35.2%），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs 14.5%），GERMAN AMERICAN BANCORP, INC.自由现金流更多（$154.0M vs $14.1M），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs -4.9%）
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
GABC vs SWIM — 直观对比
营收规模更大
GABC
是对方的1.3倍
$100.0M
营收增速更快
GABC
高出25.2%
14.5%
净利率更高
GABC
高出35.2%
-7.0%
自由现金流更多
GABC
多$139.9M
$14.1M
两年增速更快
GABC
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $126.7M | $100.0M |
| 净利润 | $35.7M | $-7.0M |
| 毛利率 | — | 28.0% |
| 营业利润率 | 34.6% | -10.7% |
| 净利率 | 28.2% | -7.0% |
| 营收同比 | 39.7% | 14.5% |
| 净利润同比 | 53.7% | 76.0% |
| 每股收益（稀释后） | $0.98 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GABCSWIM
| Q4 25 | $126.7M | $100.0M | ||
| Q3 25 | $126.5M | $161.9M | ||
| Q2 25 | $123.2M | $172.6M | ||
| Q1 25 | $111.1M | $111.4M | ||
| Q4 24 | $90.7M | $87.3M | ||
| Q3 24 | $88.5M | $150.5M | ||
| Q2 24 | $90.5M | $160.1M | ||
| Q1 24 | $84.1M | $110.6M |
净利润GABCSWIM
| Q4 25 | $35.7M | $-7.0M | ||
| Q3 25 | $35.1M | $8.1M | ||
| Q2 25 | $31.4M | $16.0M | ||
| Q1 25 | $10.5M | $-6.0M | ||
| Q4 24 | $23.2M | $-29.2M | ||
| Q3 24 | $21.0M | $5.9M | ||
| Q2 24 | $20.5M | $13.3M | ||
| Q1 24 | $19.0M | $-7.9M |
毛利率GABCSWIM
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% | ||
| Q1 24 | — | 27.7% |
营业利润率GABCSWIM
| Q4 25 | 34.6% | -10.7% | ||
| Q3 25 | 34.6% | 13.3% | ||
| Q2 25 | 31.8% | 14.3% | ||
| Q1 25 | 12.0% | -4.4% | ||
| Q4 24 | 31.6% | -14.9% | ||
| Q3 24 | 29.0% | 8.9% | ||
| Q2 24 | 29.4% | 12.5% | ||
| Q1 24 | 27.6% | -1.9% |
净利率GABCSWIM
| Q4 25 | 28.2% | -7.0% | ||
| Q3 25 | 27.7% | 5.0% | ||
| Q2 25 | 25.5% | 9.3% | ||
| Q1 25 | 9.5% | -5.4% | ||
| Q4 24 | 25.6% | -33.4% | ||
| Q3 24 | 23.8% | 3.9% | ||
| Q2 24 | 22.7% | 8.3% | ||
| Q1 24 | 22.6% | -7.1% |
每股收益（稀释后）GABCSWIM
| Q4 25 | $0.98 | $-0.06 | ||
| Q3 25 | $0.94 | $0.07 | ||
| Q2 25 | $0.84 | $0.13 | ||
| Q1 25 | $0.30 | $-0.05 | ||
| Q4 24 | $0.79 | $-0.24 | ||
| Q3 24 | $0.71 | $0.05 | ||
| Q2 24 | $0.69 | $0.11 | ||
| Q1 24 | $0.64 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $100.0M | $279.8M |
| 股东权益账面价值 | $1.2B | $405.9M |
| 总资产 | $8.4B | $823.2M |
| 负债/权益比越低杠杆越低 | 0.09× | 0.69× |
8季度趋势，按日历期对齐
总债务GABCSWIM
| Q4 25 | $100.0M | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | $114.6M | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M | ||
| Q1 24 | — | $282.8M |
股东权益GABCSWIM
| Q4 25 | $1.2B | $405.9M | ||
| Q3 25 | $1.1B | $408.4M | ||
| Q2 25 | $1.1B | $398.4M | ||
| Q1 25 | $1.0B | $381.1M | ||
| Q4 24 | $715.1M | $387.2M | ||
| Q3 24 | $744.6M | $416.6M | ||
| Q2 24 | $687.8M | $408.1M | ||
| Q1 24 | $655.3M | $391.8M |
总资产GABCSWIM
| Q4 25 | $8.4B | $823.2M | ||
| Q3 25 | $8.4B | $844.4M | ||
| Q2 25 | $8.3B | $822.1M | ||
| Q1 25 | $8.4B | $824.6M | ||
| Q4 24 | $6.3B | $794.2M | ||
| Q3 24 | $6.3B | $853.4M | ||
| Q2 24 | $6.2B | $830.0M | ||
| Q1 24 | $6.1B | $808.6M |
负债/权益比GABCSWIM
| Q4 25 | 0.09× | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | 0.16× | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× | ||
| Q1 24 | — | 0.72× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $159.3M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $154.0M | $14.1M |
| 自由现金流率自由现金流/营收 | 121.6% | 14.1% |
| 资本支出强度资本支出/营收 | 4.2% | 9.2% |
| 现金转化率经营现金流/净利润 | 4.46× | — |
| 过去12个月自由现金流最近4个季度 | $267.0M | $38.0M |
8季度趋势，按日历期对齐
经营现金流GABCSWIM
| Q4 25 | $159.3M | $23.3M | ||
| Q3 25 | $51.8M | $51.0M | ||
| Q2 25 | $26.9M | $36.0M | ||
| Q1 25 | $37.9M | $-46.9M | ||
| Q4 24 | $95.8M | $6.2M | ||
| Q3 24 | $24.5M | $37.2M | ||
| Q2 24 | $18.7M | $52.4M | ||
| Q1 24 | $23.9M | $-34.5M |
自由现金流GABCSWIM
| Q4 25 | $154.0M | $14.1M | ||
| Q3 25 | $50.1M | $45.2M | ||
| Q2 25 | $26.2M | $29.1M | ||
| Q1 25 | $36.7M | $-50.3M | ||
| Q4 24 | $90.7M | $-98.0K | ||
| Q3 24 | $23.0M | $33.2M | ||
| Q2 24 | $17.0M | $47.9M | ||
| Q1 24 | $22.6M | $-39.9M |
自由现金流率GABCSWIM
| Q4 25 | 121.6% | 14.1% | ||
| Q3 25 | 39.6% | 27.9% | ||
| Q2 25 | 21.2% | 16.8% | ||
| Q1 25 | 33.0% | -45.2% | ||
| Q4 24 | 100.1% | -0.1% | ||
| Q3 24 | 26.0% | 22.1% | ||
| Q2 24 | 18.8% | 29.9% | ||
| Q1 24 | 26.9% | -36.0% |
资本支出强度GABCSWIM
| Q4 25 | 4.2% | 9.2% | ||
| Q3 25 | 1.3% | 3.6% | ||
| Q2 25 | 0.6% | 4.0% | ||
| Q1 25 | 1.1% | 3.1% | ||
| Q4 24 | 5.6% | 7.2% | ||
| Q3 24 | 1.7% | 2.7% | ||
| Q2 24 | 1.8% | 2.8% | ||
| Q1 24 | 1.5% | 4.8% |
现金转化率GABCSWIM
| Q4 25 | 4.46× | — | ||
| Q3 25 | 1.48× | 6.29× | ||
| Q2 25 | 0.86× | 2.25× | ||
| Q1 25 | 3.61× | — | ||
| Q4 24 | 4.13× | — | ||
| Q3 24 | 1.16× | 6.32× | ||
| Q2 24 | 0.91× | 3.95× | ||
| Q1 24 | 1.25× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GABC
暂无分部数据
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
