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GLACIER BANCORP, INC.（GBCI）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
GLACIER BANCORP, INC.的季度营收约是LiveRamp Holdings, Inc.的1.4倍（$306.8M vs $212.2M），GLACIER BANCORP, INC.净利率更高（26.8% vs 18.8%，领先8.0%），过去两年GLACIER BANCORP, INC.的营收复合增速更高（24.3% vs 11.1%）
Glacier Bancorp, Inc.是美国区域性多银行控股公司，总部位于蒙大拿州卡利斯佩尔，前身为1990年在特拉华州注册成立的企业。集团面向个人及商业客户提供各类银行服务，在全美8个州共设有221个营业网点。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
GBCI vs RAMP — 直观对比
营收规模更大
GBCI
是对方的1.4倍
$212.2M
净利率更高
GBCI
高出8.0%
18.8%
两年增速更快
GBCI
近两年复合增速
11.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $306.8M | $212.2M |
| 净利润 | $82.1M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 26.8% | 18.8% |
| 营收同比 | — | 8.6% |
| 净利润同比 | — | 255.7% |
| 每股收益（稀释后） | $0.63 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GBCIRAMP
| Q1 26 | $306.8M | — | ||
| Q4 25 | $306.5M | $212.2M | ||
| Q3 25 | $260.7M | $199.8M | ||
| Q2 25 | $240.6M | $194.8M | ||
| Q1 25 | $222.6M | $188.7M | ||
| Q4 24 | $223.0M | $195.4M | ||
| Q3 24 | $214.9M | $185.5M | ||
| Q2 24 | $198.7M | $176.0M |
净利润GBCIRAMP
| Q1 26 | $82.1M | — | ||
| Q4 25 | $63.8M | $39.9M | ||
| Q3 25 | $67.9M | $27.4M | ||
| Q2 25 | $52.8M | $7.7M | ||
| Q1 25 | $54.6M | $-6.3M | ||
| Q4 24 | $61.8M | $11.2M | ||
| Q3 24 | $51.1M | $1.7M | ||
| Q2 24 | $44.7M | $-7.5M |
毛利率GBCIRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率GBCIRAMP
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 18.6% | ||
| Q3 25 | 32.7% | 10.7% | ||
| Q2 25 | 27.1% | 3.7% | ||
| Q1 25 | 28.5% | -6.1% | ||
| Q4 24 | 33.0% | 7.5% | ||
| Q3 24 | 28.9% | 4.0% | ||
| Q2 24 | 27.3% | -3.0% |
净利率GBCIRAMP
| Q1 26 | 26.8% | — | ||
| Q4 25 | 20.8% | 18.8% | ||
| Q3 25 | 26.0% | 13.7% | ||
| Q2 25 | 21.9% | 4.0% | ||
| Q1 25 | 24.5% | -3.3% | ||
| Q4 24 | 27.7% | 5.7% | ||
| Q3 24 | 23.8% | 0.9% | ||
| Q2 24 | 22.5% | -4.3% |
每股收益（稀释后）GBCIRAMP
| Q1 26 | $0.63 | — | ||
| Q4 25 | $0.49 | $0.62 | ||
| Q3 25 | $0.57 | $0.42 | ||
| Q2 25 | $0.45 | $0.12 | ||
| Q1 25 | $0.48 | $-0.10 | ||
| Q4 24 | $0.55 | $0.17 | ||
| Q3 24 | $0.45 | $0.03 | ||
| Q2 24 | $0.39 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.2B | $962.3M |
| 总资产 | $31.7B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GBCIRAMP
| Q1 26 | $1.4B | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
股东权益GBCIRAMP
| Q1 26 | $4.2B | — | ||
| Q4 25 | $4.2B | $962.3M | ||
| Q3 25 | $3.6B | $943.8M | ||
| Q2 25 | $3.5B | $947.8M | ||
| Q1 25 | $3.3B | $948.9M | ||
| Q4 24 | $3.2B | $957.7M | ||
| Q3 24 | $3.2B | $932.1M | ||
| Q2 24 | $3.1B | $951.9M |
总资产GBCIRAMP
| Q1 26 | $31.7B | — | ||
| Q4 25 | $32.0B | $1.3B | ||
| Q3 25 | $29.0B | $1.2B | ||
| Q2 25 | $29.0B | $1.2B | ||
| Q1 25 | $27.9B | $1.3B | ||
| Q4 24 | $27.9B | $1.3B | ||
| Q3 24 | $28.2B | $1.2B | ||
| Q2 24 | $27.8B | $1.2B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GBCI
| Net Interest Income | $268.7M | 88% |
| Noninterest Income | $38.1M | 12% |
RAMP
暂无分部数据
