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GLACIER BANCORP, INC.（GBCI）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
GLACIER BANCORP, INC.的季度营收约是Ribbon Communications Inc.的1.9倍（$306.8M vs $162.6M），Ribbon Communications Inc.净利率更高（54.8% vs 26.8%，领先28.0%），过去两年GLACIER BANCORP, INC.的营收复合增速更高（24.3% vs -8.1%）
Glacier Bancorp, Inc.是美国区域性多银行控股公司，总部位于蒙大拿州卡利斯佩尔，前身为1990年在特拉华州注册成立的企业。集团面向个人及商业客户提供各类银行服务，在全美8个州共设有221个营业网点。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
GBCI vs RBBN — 直观对比
营收规模更大
GBCI
是对方的1.9倍
$162.6M
净利率更高
RBBN
高出28.0%
26.8%
两年增速更快
GBCI
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $306.8M | $162.6M |
| 净利润 | $82.1M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | 37.6% |
| 净利率 | 26.8% | 54.8% |
| 营收同比 | — | -10.3% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.63 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GBCIRBBN
| Q1 26 | $306.8M | $162.6M | ||
| Q4 25 | $306.5M | $227.3M | ||
| Q3 25 | $260.7M | $215.4M | ||
| Q2 25 | $240.6M | $220.6M | ||
| Q1 25 | $222.6M | $181.3M | ||
| Q4 24 | $223.0M | $251.4M | ||
| Q3 24 | $214.9M | $210.2M | ||
| Q2 24 | $198.7M | $192.6M |
净利润GBCIRBBN
| Q1 26 | $82.1M | $89.1M | ||
| Q4 25 | $63.8M | — | ||
| Q3 25 | $67.9M | $-12.1M | ||
| Q2 25 | $52.8M | $-11.1M | ||
| Q1 25 | $54.6M | $-26.2M | ||
| Q4 24 | $61.8M | — | ||
| Q3 24 | $51.1M | $-13.4M | ||
| Q2 24 | $44.7M | $-16.8M |
毛利率GBCIRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率GBCIRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 24.9% | 4.1% | ||
| Q3 25 | 32.7% | 1.3% | ||
| Q2 25 | 27.1% | 1.9% | ||
| Q1 25 | 28.5% | -10.8% | ||
| Q4 24 | 33.0% | 13.2% | ||
| Q3 24 | 28.9% | -0.4% | ||
| Q2 24 | 27.3% | -1.0% |
净利率GBCIRBBN
| Q1 26 | 26.8% | 54.8% | ||
| Q4 25 | 20.8% | — | ||
| Q3 25 | 26.0% | -5.6% | ||
| Q2 25 | 21.9% | -5.0% | ||
| Q1 25 | 24.5% | -14.5% | ||
| Q4 24 | 27.7% | — | ||
| Q3 24 | 23.8% | -6.4% | ||
| Q2 24 | 22.5% | -8.7% |
每股收益（稀释后）GBCIRBBN
| Q1 26 | $0.63 | $0.50 | ||
| Q4 25 | $0.49 | $0.50 | ||
| Q3 25 | $0.57 | $-0.07 | ||
| Q2 25 | $0.45 | $-0.06 | ||
| Q1 25 | $0.48 | $-0.15 | ||
| Q4 24 | $0.55 | $0.05 | ||
| Q3 24 | $0.45 | $-0.08 | ||
| Q2 24 | $0.39 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.2B | $419.1M |
| 总资产 | $31.7B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GBCIRBBN
| Q1 26 | $1.4B | $67.6M | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $74.8M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $71.2M | ||
| Q4 24 | — | $87.8M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $64.6M |
总债务GBCIRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益GBCIRBBN
| Q1 26 | $4.2B | $419.1M | ||
| Q4 25 | $4.2B | $449.0M | ||
| Q3 25 | $3.6B | $360.1M | ||
| Q2 25 | $3.5B | $370.4M | ||
| Q1 25 | $3.3B | $381.8M | ||
| Q4 24 | $3.2B | $404.6M | ||
| Q3 24 | $3.2B | $395.5M | ||
| Q2 24 | $3.1B | $405.0M |
总资产GBCIRBBN
| Q1 26 | $31.7B | — | ||
| Q4 25 | $32.0B | $1.2B | ||
| Q3 25 | $29.0B | $1.1B | ||
| Q2 25 | $29.0B | $1.1B | ||
| Q1 25 | $27.9B | $1.1B | ||
| Q4 24 | $27.9B | $1.2B | ||
| Q3 24 | $28.2B | $1.1B | ||
| Q2 24 | $27.8B | $1.1B |
负债/权益比GBCIRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GBCI
| Net Interest Income | $268.7M | 88% |
| Noninterest Income | $38.1M | 12% |
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
