vs
GLACIER BANCORP, INC.(GBCI)与GIBRALTAR INDUSTRIES, INC.(ROCK)财务数据对比。点击上方公司名可切换其他公司
GLACIER BANCORP, INC.的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.4倍($306.8M vs $225.0M),过去两年GLACIER BANCORP, INC.的营收复合增速更高(24.3% vs -12.3%)
Glacier Bancorp, Inc.是美国区域性多银行控股公司,总部位于蒙大拿州卡利斯佩尔,前身为1990年在特拉华州注册成立的企业。集团面向个人及商业客户提供各类银行服务,在全美8个州共设有221个营业网点。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商,主营通风系统、屋面配件、太阳能安装支架、园林景观产品等,主要服务北美地区住宅、商业建筑及清洁能源市场,专注提供创新可持续的客户解决方案。
GBCI vs ROCK — 直观对比
营收规模更大
GBCI
是对方的1.4倍
$225.0M
两年增速更快
GBCI
近两年复合增速
-12.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $306.8M | $225.0M |
| 净利润 | $82.1M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | — | 7.9% |
| 净利率 | 26.8% | — |
| 营收同比 | — | 24.9% |
| 净利润同比 | — | — |
| 每股收益(稀释后) | $0.63 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
GBCI
ROCK
| Q1 26 | $306.8M | — | ||
| Q4 25 | $306.5M | $225.0M | ||
| Q3 25 | $260.7M | $310.9M | ||
| Q2 25 | $240.6M | $309.5M | ||
| Q1 25 | $222.6M | $290.0M | ||
| Q4 24 | $223.0M | $180.1M | ||
| Q3 24 | $214.9M | $277.1M | ||
| Q2 24 | $198.7M | $273.6M |
净利润
GBCI
ROCK
| Q1 26 | $82.1M | — | ||
| Q4 25 | $63.8M | — | ||
| Q3 25 | $67.9M | $-89.1M | ||
| Q2 25 | $52.8M | $26.0M | ||
| Q1 25 | $54.6M | $21.1M | ||
| Q4 24 | $61.8M | — | ||
| Q3 24 | $51.1M | $34.0M | ||
| Q2 24 | $44.7M | $32.2M |
毛利率
GBCI
ROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% |
营业利润率
GBCI
ROCK
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 7.9% | ||
| Q3 25 | 32.7% | 12.8% | ||
| Q2 25 | 27.1% | 12.8% | ||
| Q1 25 | 28.5% | 8.8% | ||
| Q4 24 | 33.0% | 13.3% | ||
| Q3 24 | 28.9% | 15.6% | ||
| Q2 24 | 27.3% | 14.9% |
净利率
GBCI
ROCK
| Q1 26 | 26.8% | — | ||
| Q4 25 | 20.8% | — | ||
| Q3 25 | 26.0% | -28.6% | ||
| Q2 25 | 21.9% | 8.4% | ||
| Q1 25 | 24.5% | 7.3% | ||
| Q4 24 | 27.7% | — | ||
| Q3 24 | 23.8% | 12.3% | ||
| Q2 24 | 22.5% | 11.8% |
每股收益(稀释后)
GBCI
ROCK
| Q1 26 | $0.63 | — | ||
| Q4 25 | $0.49 | — | ||
| Q3 25 | $0.57 | $-2.98 | ||
| Q2 25 | $0.45 | $0.87 | ||
| Q1 25 | $0.48 | — | ||
| Q4 24 | $0.55 | — | ||
| Q3 24 | $0.45 | $1.11 | ||
| Q2 24 | $0.39 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $4.2B | $950.4M |
| 总资产 | $31.7B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势,按日历期对齐
现金及短期投资
GBCI
ROCK
| Q1 26 | $1.4B | — | ||
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M |
总债务
GBCI
ROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益
GBCI
ROCK
| Q1 26 | $4.2B | — | ||
| Q4 25 | $4.2B | $950.4M | ||
| Q3 25 | $3.6B | $951.8M | ||
| Q2 25 | $3.5B | $1.0B | ||
| Q1 25 | $3.3B | $1.0B | ||
| Q4 24 | $3.2B | $1.0B | ||
| Q3 24 | $3.2B | $1.0B | ||
| Q2 24 | $3.1B | $975.7M |
总资产
GBCI
ROCK
| Q1 26 | $31.7B | — | ||
| Q4 25 | $32.0B | $1.4B | ||
| Q3 25 | $29.0B | $1.4B | ||
| Q2 25 | $29.0B | $1.5B | ||
| Q1 25 | $27.9B | $1.4B | ||
| Q4 24 | $27.9B | $1.4B | ||
| Q3 24 | $28.2B | $1.4B | ||
| Q2 24 | $27.8B | $1.4B |
负债/权益比
GBCI
ROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $35.5M |
| 自由现金流经营现金流 - 资本支出 | — | $26.2M |
| 自由现金流率自由现金流/营收 | — | 11.7% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $120.6M |
8季度趋势,按日历期对齐
经营现金流
GBCI
ROCK
| Q1 26 | — | — | ||
| Q4 25 | $374.4M | $35.5M | ||
| Q3 25 | $112.4M | $73.0M | ||
| Q2 25 | $86.0M | $44.9M | ||
| Q1 25 | $52.4M | $13.7M | ||
| Q4 24 | $258.0M | $19.9M | ||
| Q3 24 | $150.1M | $64.7M | ||
| Q2 24 | $62.7M | $36.5M |
自由现金流
GBCI
ROCK
| Q1 26 | — | — | ||
| Q4 25 | $347.6M | $26.2M | ||
| Q3 25 | $104.8M | $64.8M | ||
| Q2 25 | $79.5M | $27.3M | ||
| Q1 25 | $46.8M | $2.3M | ||
| Q4 24 | $209.8M | $14.1M | ||
| Q3 24 | $137.7M | $60.5M | ||
| Q2 24 | $44.1M | $33.5M |
自由现金流率
GBCI
ROCK
| Q1 26 | — | — | ||
| Q4 25 | 113.4% | 11.7% | ||
| Q3 25 | 40.2% | 20.8% | ||
| Q2 25 | 33.1% | 8.8% | ||
| Q1 25 | 21.0% | 0.8% | ||
| Q4 24 | 94.1% | 7.8% | ||
| Q3 24 | 64.1% | 21.8% | ||
| Q2 24 | 22.2% | 12.2% |
资本支出强度
GBCI
ROCK
| Q1 26 | — | — | ||
| Q4 25 | 8.8% | 4.1% | ||
| Q3 25 | 2.9% | 2.6% | ||
| Q2 25 | 2.7% | 5.7% | ||
| Q1 25 | 2.5% | 3.9% | ||
| Q4 24 | 21.6% | 3.3% | ||
| Q3 24 | 5.8% | 1.5% | ||
| Q2 24 | 9.3% | 1.1% |
现金转化率
GBCI
ROCK
| Q1 26 | — | — | ||
| Q4 25 | 5.87× | — | ||
| Q3 25 | 1.66× | — | ||
| Q2 25 | 1.63× | 1.73× | ||
| Q1 25 | 0.96× | 0.65× | ||
| Q4 24 | 4.18× | — | ||
| Q3 24 | 2.94× | 1.90× | ||
| Q2 24 | 1.40× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GBCI
| Net Interest Income | $268.7M | 88% |
| Noninterest Income | $38.1M | 12% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |