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Global Indemnity Group, LLC（GBLI）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是Global Indemnity Group, LLC的1.0倍（$117.7M vs $116.7M），Global Indemnity Group, LLC净利率更高（5.5% vs -10.8%，领先16.3%），Global Indemnity Group, LLC同比增速更快（7.6% vs -19.2%），过去两年Global Indemnity Group, LLC的营收复合增速更高（2.0% vs -11.8%）
Global Indemnity Group LLC是一家专业保险控股企业，提供定制化商业及个人财产意外险产品、保证保险与再保险解决方案，主要服务美国境内中小微企业及小众个人保险客群，聚焦传统保险覆盖不足的特殊风险领域。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
GBLI vs RGP — 直观对比
营收规模更大
RGP
是对方的1.0倍
$116.7M
营收增速更快
GBLI
高出26.8%
-19.2%
净利率更高
GBLI
高出16.3%
-10.8%
两年增速更快
GBLI
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $116.7M | $117.7M |
| 净利润 | $6.5M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 7.9% | -10.3% |
| 净利率 | 5.5% | -10.8% |
| 营收同比 | 7.6% | -19.2% |
| 净利润同比 | -28.5% | 81.6% |
| 每股收益（稀释后） | $0.48 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GBLIRGP
| Q4 25 | $116.7M | $117.7M | ||
| Q3 25 | $114.2M | $120.2M | ||
| Q2 25 | $110.5M | $139.3M | ||
| Q1 25 | $108.7M | $129.4M | ||
| Q4 24 | $108.4M | $145.6M | ||
| Q3 24 | $111.8M | $136.9M | ||
| Q2 24 | $108.7M | $148.2M | ||
| Q1 24 | $112.3M | $151.3M |
净利润GBLIRGP
| Q4 25 | $6.5M | $-12.7M | ||
| Q3 25 | $12.5M | $-2.4M | ||
| Q2 25 | $10.3M | $-73.3M | ||
| Q1 25 | $-4.0M | $-44.1M | ||
| Q4 24 | $9.0M | $-68.7M | ||
| Q3 24 | $12.8M | $-5.7M | ||
| Q2 24 | $10.1M | $10.5M | ||
| Q1 24 | $11.4M | $2.5M |
毛利率GBLIRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率GBLIRGP
| Q4 25 | 7.9% | -10.3% | ||
| Q3 25 | 14.1% | -1.7% | ||
| Q2 25 | 11.9% | -47.0% | ||
| Q1 25 | -4.7% | -38.4% | ||
| Q4 24 | 11.2% | -52.7% | ||
| Q3 24 | 14.2% | -3.5% | ||
| Q2 24 | 11.7% | 7.6% | ||
| Q1 24 | 12.7% | 2.8% |
净利率GBLIRGP
| Q4 25 | 5.5% | -10.8% | ||
| Q3 25 | 11.0% | -2.0% | ||
| Q2 25 | 9.4% | -52.6% | ||
| Q1 25 | -3.7% | -34.0% | ||
| Q4 24 | 8.3% | -47.2% | ||
| Q3 24 | 11.4% | -4.2% | ||
| Q2 24 | 9.3% | 7.1% | ||
| Q1 24 | 10.1% | 1.7% |
每股收益（稀释后）GBLIRGP
| Q4 25 | $0.48 | $-0.38 | ||
| Q3 25 | $0.86 | $-0.07 | ||
| Q2 25 | $0.71 | $-2.21 | ||
| Q1 25 | $-0.30 | $-1.34 | ||
| Q4 24 | $0.65 | $-2.08 | ||
| Q3 24 | $0.92 | $-0.17 | ||
| Q2 24 | $0.73 | $0.31 | ||
| Q1 24 | $0.82 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.5M | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $706.6M | $194.6M |
| 总资产 | $1.7B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GBLIRGP
| Q4 25 | $65.5M | $89.8M | ||
| Q3 25 | $75.4M | $77.5M | ||
| Q2 25 | $67.3M | $86.1M | ||
| Q1 25 | $81.1M | $72.5M | ||
| Q4 24 | $17.0M | $78.2M | ||
| Q3 24 | $31.0M | $89.6M | ||
| Q2 24 | $46.7M | $108.9M | ||
| Q1 24 | $38.9M | $113.8M |
股东权益GBLIRGP
| Q4 25 | $706.6M | $194.6M | ||
| Q3 25 | $704.1M | $206.4M | ||
| Q2 25 | $695.3M | $207.1M | ||
| Q1 25 | $687.1M | $277.8M | ||
| Q4 24 | $689.1M | $325.7M | ||
| Q3 24 | $686.7M | $407.2M | ||
| Q2 24 | $667.5M | $418.8M | ||
| Q1 24 | $659.5M | $414.9M |
总资产GBLIRGP
| Q4 25 | $1.7B | $289.3M | ||
| Q3 25 | $1.7B | $287.2M | ||
| Q2 25 | $1.7B | $304.7M | ||
| Q1 25 | $1.7B | $375.6M | ||
| Q4 24 | $1.7B | $424.9M | ||
| Q3 24 | $1.8B | $512.9M | ||
| Q2 24 | $1.7B | $510.9M | ||
| Q1 24 | $1.7B | $523.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | 1.40× | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流GBLIRGP
| Q4 25 | $9.1M | $15.9M | ||
| Q3 25 | $5.7M | $-7.8M | ||
| Q2 25 | $7.0M | $16.8M | ||
| Q1 25 | $2.4M | $659.0K | ||
| Q4 24 | $38.8M | $1.8M | ||
| Q3 24 | $15.3M | $-309.0K | ||
| Q2 24 | $14.3M | $3.2M | ||
| Q1 24 | $22.7M | $20.5M |
自由现金流GBLIRGP
| Q4 25 | — | $15.6M | ||
| Q3 25 | — | $-8.0M | ||
| Q2 25 | — | $16.5M | ||
| Q1 25 | — | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | — | $-575.0K | ||
| Q2 24 | — | $3.0M | ||
| Q1 24 | — | $20.4M |
自由现金流率GBLIRGP
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | -6.6% | ||
| Q2 25 | — | 11.8% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | -0.4% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | 13.5% |
资本支出强度GBLIRGP
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
现金转化率GBLIRGP
| Q4 25 | 1.40× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.68× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.30× | — | ||
| Q3 24 | 1.20× | — | ||
| Q2 24 | 1.41× | 0.30× | ||
| Q1 24 | 2.00× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GBLI
| Belmont Core | $99.2M | 85% |
| Agency And Insurance Services | $13.8M | 12% |
| Other | $3.7M | 3% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
