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Global Indemnity Group, LLC（GBLI）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
Global Indemnity Group, LLC的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.6倍（$116.7M vs $70.9M），Global Indemnity Group, LLC净利率更高（5.5% vs -7.8%，领先13.3%），Global Indemnity Group, LLC同比增速更快（7.6% vs -3.1%），过去两年Global Indemnity Group, LLC的营收复合增速更高（2.0% vs -2.0%）
Global Indemnity Group LLC是一家专业保险控股企业，提供定制化商业及个人财产意外险产品、保证保险与再保险解决方案，主要服务美国境内中小微企业及小众个人保险客群，聚焦传统保险覆盖不足的特殊风险领域。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
GBLI vs RICK — 直观对比
营收规模更大
GBLI
是对方的1.6倍
$70.9M
营收增速更快
GBLI
高出10.8%
-3.1%
净利率更高
GBLI
高出13.3%
-7.8%
两年增速更快
GBLI
近两年复合增速
-2.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $116.7M | $70.9M |
| 净利润 | $6.5M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | 7.9% | -0.7% |
| 净利率 | 5.5% | -7.8% |
| 营收同比 | 7.6% | -3.1% |
| 净利润同比 | -28.5% | -2354.9% |
| 每股收益（稀释后） | $0.48 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GBLIRICK
| Q4 25 | $116.7M | — | ||
| Q3 25 | $114.2M | $70.9M | ||
| Q2 25 | $110.5M | $71.1M | ||
| Q1 25 | $108.7M | $65.9M | ||
| Q4 24 | $108.4M | $71.5M | ||
| Q3 24 | $111.8M | $73.2M | ||
| Q2 24 | $108.7M | $76.2M | ||
| Q1 24 | $112.3M | $72.3M |
净利润GBLIRICK
| Q4 25 | $6.5M | — | ||
| Q3 25 | $12.5M | $-5.5M | ||
| Q2 25 | $10.3M | $4.1M | ||
| Q1 25 | $-4.0M | $3.2M | ||
| Q4 24 | $9.0M | $9.0M | ||
| Q3 24 | $12.8M | $244.0K | ||
| Q2 24 | $10.1M | $-5.2M | ||
| Q1 24 | $11.4M | $774.0K |
营业利润率GBLIRICK
| Q4 25 | 7.9% | — | ||
| Q3 25 | 14.1% | -0.7% | ||
| Q2 25 | 11.9% | 12.2% | ||
| Q1 25 | -4.7% | 12.4% | ||
| Q4 24 | 11.2% | 19.5% | ||
| Q3 24 | 14.2% | 4.8% | ||
| Q2 24 | 11.7% | -3.3% | ||
| Q1 24 | 12.7% | 6.4% |
净利率GBLIRICK
| Q4 25 | 5.5% | — | ||
| Q3 25 | 11.0% | -7.8% | ||
| Q2 25 | 9.4% | 5.7% | ||
| Q1 25 | -3.7% | 4.9% | ||
| Q4 24 | 8.3% | 12.6% | ||
| Q3 24 | 11.4% | 0.3% | ||
| Q2 24 | 9.3% | -6.9% | ||
| Q1 24 | 10.1% | 1.1% |
每股收益（稀释后）GBLIRICK
| Q4 25 | $0.48 | — | ||
| Q3 25 | $0.86 | $-0.60 | ||
| Q2 25 | $0.71 | $0.46 | ||
| Q1 25 | $-0.30 | $0.36 | ||
| Q4 24 | $0.65 | $1.01 | ||
| Q3 24 | $0.92 | $0.04 | ||
| Q2 24 | $0.73 | $-0.56 | ||
| Q1 24 | $0.82 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.5M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $706.6M | $261.1M |
| 总资产 | $1.7B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资GBLIRICK
| Q4 25 | $65.5M | — | ||
| Q3 25 | $75.4M | $33.7M | ||
| Q2 25 | $67.3M | $29.3M | ||
| Q1 25 | $81.1M | $32.7M | ||
| Q4 24 | $17.0M | $34.7M | ||
| Q3 24 | $31.0M | $32.4M | ||
| Q2 24 | $46.7M | $34.9M | ||
| Q1 24 | $38.9M | $20.0M |
总债务GBLIRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益GBLIRICK
| Q4 25 | $706.6M | — | ||
| Q3 25 | $704.1M | $261.1M | ||
| Q2 25 | $695.3M | $269.5M | ||
| Q1 25 | $687.1M | $268.8M | ||
| Q4 24 | $689.1M | $269.0M | ||
| Q3 24 | $686.7M | $263.4M | ||
| Q2 24 | $667.5M | $271.2M | ||
| Q1 24 | $659.5M | $285.8M |
总资产GBLIRICK
| Q4 25 | $1.7B | — | ||
| Q3 25 | $1.7B | $596.9M | ||
| Q2 25 | $1.7B | $597.4M | ||
| Q1 25 | $1.7B | $589.8M | ||
| Q4 24 | $1.7B | $586.2M | ||
| Q3 24 | $1.8B | $584.4M | ||
| Q2 24 | $1.7B | $601.0M | ||
| Q1 24 | $1.7B | $609.9M |
负债/权益比GBLIRICK
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | 1.40× | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流GBLIRICK
| Q4 25 | $9.1M | — | ||
| Q3 25 | $5.7M | $13.7M | ||
| Q2 25 | $7.0M | $13.8M | ||
| Q1 25 | $2.4M | $8.5M | ||
| Q4 24 | $38.8M | $13.3M | ||
| Q3 24 | $15.3M | $15.7M | ||
| Q2 24 | $14.3M | $15.8M | ||
| Q1 24 | $22.7M | $10.8M |
自由现金流GBLIRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $11.5M | ||
| Q2 25 | — | $10.1M | ||
| Q1 25 | — | $5.7M | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | — | $10.3M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $3.2M |
自由现金流率GBLIRICK
| Q4 25 | — | — | ||
| Q3 25 | — | 16.2% | ||
| Q2 25 | — | 14.2% | ||
| Q1 25 | — | 8.6% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 14.0% | ||
| Q2 24 | — | 12.3% | ||
| Q1 24 | — | 4.4% |
资本支出强度GBLIRICK
| Q4 25 | — | — | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 5.2% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | — | 7.3% | ||
| Q2 24 | — | 8.4% | ||
| Q1 24 | — | 10.6% |
现金转化率GBLIRICK
| Q4 25 | 1.40× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.68× | 3.40× | ||
| Q1 25 | — | 2.65× | ||
| Q4 24 | 4.30× | 1.48× | ||
| Q3 24 | 1.20× | 64.14× | ||
| Q2 24 | 1.41× | — | ||
| Q1 24 | 2.00× | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GBLI
| Belmont Core | $99.2M | 85% |
| Agency And Insurance Services | $13.8M | 12% |
| Other | $3.7M | 3% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
