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Global Indemnity Group, LLC（GBLI）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是Global Indemnity Group, LLC的1.9倍（$225.0M vs $116.7M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 7.6%），过去两年Global Indemnity Group, LLC的营收复合增速更高（2.0% vs -12.3%）
Global Indemnity Group LLC是一家专业保险控股企业，提供定制化商业及个人财产意外险产品、保证保险与再保险解决方案，主要服务美国境内中小微企业及小众个人保险客群，聚焦传统保险覆盖不足的特殊风险领域。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
GBLI vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.9倍
$116.7M
营收增速更快
ROCK
高出17.3%
7.6%
两年增速更快
GBLI
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $116.7M | $225.0M |
| 净利润 | $6.5M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 7.9% | 7.9% |
| 净利率 | 5.5% | — |
| 营收同比 | 7.6% | 24.9% |
| 净利润同比 | -28.5% | — |
| 每股收益（稀释后） | $0.48 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GBLIROCK
| Q4 25 | $116.7M | $225.0M | ||
| Q3 25 | $114.2M | $310.9M | ||
| Q2 25 | $110.5M | $309.5M | ||
| Q1 25 | $108.7M | $290.0M | ||
| Q4 24 | $108.4M | $180.1M | ||
| Q3 24 | $111.8M | $277.1M | ||
| Q2 24 | $108.7M | $273.6M | ||
| Q1 24 | $112.3M | $292.5M |
净利润GBLIROCK
| Q4 25 | $6.5M | — | ||
| Q3 25 | $12.5M | $-89.1M | ||
| Q2 25 | $10.3M | $26.0M | ||
| Q1 25 | $-4.0M | $21.1M | ||
| Q4 24 | $9.0M | — | ||
| Q3 24 | $12.8M | $34.0M | ||
| Q2 24 | $10.1M | $32.2M | ||
| Q1 24 | $11.4M | $24.9M |
毛利率GBLIROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率GBLIROCK
| Q4 25 | 7.9% | 7.9% | ||
| Q3 25 | 14.1% | 12.8% | ||
| Q2 25 | 11.9% | 12.8% | ||
| Q1 25 | -4.7% | 8.8% | ||
| Q4 24 | 11.2% | 13.3% | ||
| Q3 24 | 14.2% | 15.6% | ||
| Q2 24 | 11.7% | 14.9% | ||
| Q1 24 | 12.7% | 10.8% |
净利率GBLIROCK
| Q4 25 | 5.5% | — | ||
| Q3 25 | 11.0% | -28.6% | ||
| Q2 25 | 9.4% | 8.4% | ||
| Q1 25 | -3.7% | 7.3% | ||
| Q4 24 | 8.3% | — | ||
| Q3 24 | 11.4% | 12.3% | ||
| Q2 24 | 9.3% | 11.8% | ||
| Q1 24 | 10.1% | 8.5% |
每股收益（稀释后）GBLIROCK
| Q4 25 | $0.48 | — | ||
| Q3 25 | $0.86 | $-2.98 | ||
| Q2 25 | $0.71 | $0.87 | ||
| Q1 25 | $-0.30 | — | ||
| Q4 24 | $0.65 | — | ||
| Q3 24 | $0.92 | $1.11 | ||
| Q2 24 | $0.73 | $1.05 | ||
| Q1 24 | $0.82 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.5M | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $706.6M | $950.4M |
| 总资产 | $1.7B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资GBLIROCK
| Q4 25 | $65.5M | $115.7M | ||
| Q3 25 | $75.4M | $89.4M | ||
| Q2 25 | $67.3M | $43.3M | ||
| Q1 25 | $81.1M | $25.1M | ||
| Q4 24 | $17.0M | $269.5M | ||
| Q3 24 | $31.0M | $228.9M | ||
| Q2 24 | $46.7M | $179.1M | ||
| Q1 24 | $38.9M | $146.7M |
总债务GBLIROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益GBLIROCK
| Q4 25 | $706.6M | $950.4M | ||
| Q3 25 | $704.1M | $951.8M | ||
| Q2 25 | $695.3M | $1.0B | ||
| Q1 25 | $687.1M | $1.0B | ||
| Q4 24 | $689.1M | $1.0B | ||
| Q3 24 | $686.7M | $1.0B | ||
| Q2 24 | $667.5M | $975.7M | ||
| Q1 24 | $659.5M | $940.2M |
总资产GBLIROCK
| Q4 25 | $1.7B | $1.4B | ||
| Q3 25 | $1.7B | $1.4B | ||
| Q2 25 | $1.7B | $1.5B | ||
| Q1 25 | $1.7B | $1.4B | ||
| Q4 24 | $1.7B | $1.4B | ||
| Q3 24 | $1.8B | $1.4B | ||
| Q2 24 | $1.7B | $1.4B | ||
| Q1 24 | $1.7B | $1.3B |
负债/权益比GBLIROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | — | $26.2M |
| 自由现金流率自由现金流/营收 | — | 11.7% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | 1.40× | — |
| 过去12个月自由现金流最近4个季度 | — | $120.6M |
8季度趋势，按日历期对齐
经营现金流GBLIROCK
| Q4 25 | $9.1M | $35.5M | ||
| Q3 25 | $5.7M | $73.0M | ||
| Q2 25 | $7.0M | $44.9M | ||
| Q1 25 | $2.4M | $13.7M | ||
| Q4 24 | $38.8M | $19.9M | ||
| Q3 24 | $15.3M | $64.7M | ||
| Q2 24 | $14.3M | $36.5M | ||
| Q1 24 | $22.7M | $53.2M |
自由现金流GBLIROCK
| Q4 25 | — | $26.2M | ||
| Q3 25 | — | $64.8M | ||
| Q2 25 | — | $27.3M | ||
| Q1 25 | — | $2.3M | ||
| Q4 24 | — | $14.1M | ||
| Q3 24 | — | $60.5M | ||
| Q2 24 | — | $33.5M | ||
| Q1 24 | — | $48.8M |
自由现金流率GBLIROCK
| Q4 25 | — | 11.7% | ||
| Q3 25 | — | 20.8% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 7.8% | ||
| Q3 24 | — | 21.8% | ||
| Q2 24 | — | 12.2% | ||
| Q1 24 | — | 16.7% |
资本支出强度GBLIROCK
| Q4 25 | — | 4.1% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 5.7% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 1.5% |
现金转化率GBLIROCK
| Q4 25 | 1.40× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.68× | 1.73× | ||
| Q1 25 | — | 0.65× | ||
| Q4 24 | 4.30× | — | ||
| Q3 24 | 1.20× | 1.90× | ||
| Q2 24 | 1.41× | 1.13× | ||
| Q1 24 | 2.00× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GBLI
| Belmont Core | $99.2M | 85% |
| Agency And Insurance Services | $13.8M | 12% |
| Other | $3.7M | 3% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
