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Gen Digital（GEN）与Globe Life（GL）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是Gen Digital的1.3倍（$1.6B vs $1.2B），Globe Life净利率更高（17.3% vs 15.5%，领先1.9%），Gen Digital同比增速更快（28.5% vs 5.3%），过去两年Gen Digital的营收复合增速更高（13.2% vs 4.1%）
Gen Digital是一家跨国软件企业，双总部分别设于美国亚利桑那州坦佩和欧盟捷克布拉格，是财富500强企业及标普500指数成分股，同时在纳斯达克与布拉格证券交易所挂牌上市。公司主营网络安全软件、金融科技及相关服务，旗下拥有诺顿、Avast、LifeLock、AVG、CCleaner等多个知名品牌。
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
GEN vs GL — 直观对比
营收规模更大
GL
是对方的1.3倍
$1.2B
营收增速更快
GEN
高出23.1%
5.3%
净利率更高
GL
高出1.9%
15.5%
两年增速更快
GEN
近两年复合增速
4.1%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.6B |
| 净利润 | $192.0M | $270.5M |
| 毛利率 | 78.4% | — |
| 营业利润率 | 34.9% | — |
| 净利率 | 15.5% | 17.3% |
| 营收同比 | 28.5% | 5.3% |
| 净利润同比 | 6.1% | 6.3% |
| 每股收益（稀释后） | $0.31 | $3.39 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GENGL
| Q1 26 | $1.2B | $1.6B | ||
| Q4 25 | $1.2B | $1.5B | ||
| Q3 25 | $1.3B | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | $1.0B | $1.5B | ||
| Q4 24 | $986.0M | $1.5B | ||
| Q3 24 | $974.0M | $1.5B | ||
| Q2 24 | $965.0M | $1.4B |
净利润GENGL
| Q1 26 | $192.0M | $270.5M | ||
| Q4 25 | $134.0M | $266.1M | ||
| Q3 25 | $135.0M | $387.8M | ||
| Q2 25 | — | $252.7M | ||
| Q1 25 | $142.0M | $254.6M | ||
| Q4 24 | $159.0M | $255.2M | ||
| Q3 24 | $161.0M | $303.0M | ||
| Q2 24 | $181.0M | $258.4M |
毛利率GENGL
| Q1 26 | 78.4% | — | ||
| Q4 25 | 78.2% | — | ||
| Q3 25 | 78.8% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 80.3% | — | ||
| Q4 24 | 80.4% | — | ||
| Q3 24 | 80.1% | 26.1% | ||
| Q2 24 | 80.3% | 23.3% |
营业利润率GENGL
| Q1 26 | 34.9% | — | ||
| Q4 25 | 35.9% | 21.7% | ||
| Q3 25 | 35.5% | 31.5% | ||
| Q2 25 | — | 21.2% | ||
| Q1 25 | 41.3% | 21.4% | ||
| Q4 24 | 37.9% | 21.3% | ||
| Q3 24 | 41.3% | 26.3% | ||
| Q2 24 | 43.2% | 23.5% |
净利率GENGL
| Q1 26 | 15.5% | 17.3% | ||
| Q4 25 | 11.0% | 17.5% | ||
| Q3 25 | 10.7% | 25.6% | ||
| Q2 25 | — | 17.1% | ||
| Q1 25 | 14.1% | 17.2% | ||
| Q4 24 | 16.1% | 17.4% | ||
| Q3 24 | 16.5% | 20.8% | ||
| Q2 24 | 18.8% | 17.9% |
每股收益（稀释后）GENGL
| Q1 26 | $0.31 | $3.39 | ||
| Q4 25 | $0.21 | $3.28 | ||
| Q3 25 | $0.22 | $4.73 | ||
| Q2 25 | — | $3.05 | ||
| Q1 25 | $0.22 | $3.01 | ||
| Q4 24 | $0.26 | $3.00 | ||
| Q3 24 | $0.26 | $3.44 | ||
| Q2 24 | $0.29 | $2.83 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $183.8M |
| 总债务越低越好 | $8.4B | — |
| 股东权益账面价值 | $2.3B | $6.1B |
| 总资产 | $15.8B | — |
| 负债/权益比越低杠杆越低 | 3.61× | — |
8季度趋势，按日历期对齐
现金及短期投资GENGL
| Q1 26 | — | $183.8M | ||
| Q4 25 | — | $314.7M | ||
| Q3 25 | — | $62.8M | ||
| Q2 25 | — | $116.7M | ||
| Q1 25 | $1.0B | $134.1M | ||
| Q4 24 | $883.0M | $85.0M | ||
| Q3 24 | $737.0M | $100.5M | ||
| Q2 24 | $644.0M | $100.6M |
总债务GENGL
| Q1 26 | $8.4B | — | ||
| Q4 25 | $8.7B | — | ||
| Q3 25 | $8.9B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $8.3B | — | ||
| Q4 24 | $8.5B | — | ||
| Q3 24 | $8.5B | — | ||
| Q2 24 | $8.5B | — |
股东权益GENGL
| Q1 26 | $2.3B | $6.1B | ||
| Q4 25 | $2.5B | $6.0B | ||
| Q3 25 | $2.4B | $5.7B | ||
| Q2 25 | — | $5.4B | ||
| Q1 25 | $2.3B | $5.4B | ||
| Q4 24 | $2.2B | $5.3B | ||
| Q3 24 | $2.1B | $4.6B | ||
| Q2 24 | $2.0B | $5.2B |
总资产GENGL
| Q1 26 | $15.8B | — | ||
| Q4 25 | $16.1B | $30.8B | ||
| Q3 25 | $16.4B | $30.5B | ||
| Q2 25 | — | $29.8B | ||
| Q1 25 | $15.5B | $29.7B | ||
| Q4 24 | $15.4B | $29.1B | ||
| Q3 24 | $15.5B | $29.6B | ||
| Q2 24 | $15.4B | $28.3B |
负债/权益比GENGL
| Q1 26 | 3.61× | — | ||
| Q4 25 | 3.54× | — | ||
| Q3 25 | 3.75× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 3.64× | — | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 4.06× | — | ||
| Q2 24 | 4.33× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GEN
| Cyber Safety Platform | $819.0M | 66% |
| Trust Based Solutions | $421.0M | 34% |
| Net Interest Income On Notes Receivable | $4.0M | 0% |
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
